A few of the big insurance companies (Progressive, we're looking at you) have been experimenting with high-tech on-board devices to monitor their customer's driving habits for a few years now. But telematics have finally entered the picture, allowing on-the-fly uploading of driver information, vs the previous systems which required drivers to manually upload their data. A majority of drivers who opt-in will save money; about $270 annually per car, according to one think tank. The downside for us hoons is that any braking or speeding deemed "excessive" will increase your payments. Oh, and don't put too many miles on your car, because that'll increase your rates too. So, how do the new systems differ from the old?
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