Go for it! Read more

AWD Sportwagens are not the easiest to find and only the base model is AWD. Alltracks are standard AWD and you can get all the fancy stuff if you want. Read more

Alltrack is AWD standard Read more

Interesting! Read more

Management really sets the tone and the level of service for the staff. Some dealers are getting better...and surprisingly some are getting worse. Read more

Yes, I do provide that research and help with the arrangments as part of my service. However, the customer is still responsible for paying for the inspection Read more

Yeah I usually do some research as to what local shops near the seller are respected for that brand or type of car, then schedule something with them.  Read more

Bingo...though I will say the vast majority of the salespeople I work with “get it” and will respond well via email. Read more

Good tip Read more

Especially when dining with two kids I have my card ready at the end of the meal. When the server comes I do the -“Let me take a quick peek and give it right back.” I take a 10-second scan to make sure nothing seems odd and hand it right back with my card. Never seems to be an issue. Read more

UFO beer is expensive?  Read more

This was beautifully written, Mack...my condolences. But you made your mark here, and we will always remember your name. Read more

It’s a way old post with a few updates but that should cover the bases - https://oppositelock.kinja.com/automatch-answers-your-questions-most-of-them-1442066503 Read more

This is all true and it’s another reason why the credit score system is so bonkers. Read more

Florida car dealers man...can’t explain ‘em.  Read more

Because the US credit system is royally messed up when it comes to your score being the gatekeeper to what you do or do not qualify for. In the US your score rises and falls and is determined by three privately run bureaus with no oversight. If you want to get a loan and not get screwed it’s a game you have to play,… Read more

Depends on your state...if NY as your username implies, you could have likely paid it off early. Read more

...consumers should be aware that closing a line of credit can have a temporary impact on their FICO score. This is because part of your score is based on the utilization of available credit. You can read more on this topic from our friends at Lifehacker. Read more

Because only the dealer can get you the incentivized financing rates on new cars like 0% or 1.9% or whatever. Those are only offered by manufacturers as a sort of “rebate.” Your local CU is never going to offer 0% financing, there is no business reason to do so.  Read more

Right that has to do with your “utilization” which I link to that Lifehacker article. Read more