$145,000 car obviously babied to death. the guy loves his car and he saw fit to take out "insurance" from dings and dents that regular asshats often cause because they don't give a shit about their POS car when they swing open their doors.
in my opinion $500.00 in fines is well worth the price to maintain your car in pristine condition. obviously the dude can afford it.
think about it, if you had, lets say, a Rolls Royce or a Bentley or a high end Benz, BMW or Audi wouldn't you do whatever you could to keep it looking new and beautiful?
call me a cock or whatever but, if i was in that situation i would do exactly that.