Seriously? You jumped into a conversation that had nothing to do with you, took a sentence out of context and “corrected” me. The other person I was chatting with (not you) mentioned his “car” and the insurance company that presumably insured his CAR. Go read from the top. Read more

And boats. If you have a boat it does not need an automobile license plate. And neither does an airplane. Boy, I missed a lot of stuff. Thanks for catching that.
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I’ve never looked into it so I have no idea. But they appear to be operating pretty much out in the open.
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Call my office and I’d be happy to talk you through it.  Just google my office.
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And they will note that the car is not registered as required by YOUR STATE (unless you actually live in MT, which I assume is not the case since you are arguing this point). Again, they’ve denied claims for less.
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Insurance companies hate paying claims. They can usually (read your policy - you have one even though you think you don’t) deny a claim if there is any fraud on your application. It wouldn’t take a genius adjuster to spot a Montana license plate on a police report. I’ve seen claims denied for less. The fallacy here is… Read more

I’ve been in that court a few times but not recently. I think your chances are pretty good, especially if you were nice to the officer at the traffic stop. I always suggest people try the informal hearing first (no attorneys) and see what happens. If you don’t get a deal there you can always demand the formal hearing… Read more

Not all consumers believe that. I hear from people all the time who still think these are excellent buys.
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I’m not sure what your chances are by mail. But they seem pretty good if you were to go in person.
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Generally speaking, a court will ask the parties to show evidence to support their claims. The veracity of the evidence (how much credence the judge gives it) is then weighed by the court. “Proof” is hard to define. A party can testify to something and if the court finds the testimony credible, then the court can take… Read more

The man he bought it from was not the name on the title.
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Then don’t buy it. Has someone got a gun to your head forcing you to buy these things at “predatory” mark ups?
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Newsflash: Any time you buy something retail, the person you are buying from bought it for less than they are selling it to you for. Or is your corner market “predatory”? Read more

It’s been a while since I saw a FLA title, but don’t they have a portion the seller can fill out and send to the state to notify them that you have sold the vehicle?
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Is his name the only one on the loan? If he truly is “judgment proof” then it might not be as bad as it would be for someone else. I’ve just heard of a lot of stories of people who thought they were judgment proof who turned out not to be. And, I have defended someone in a collection lawsuit who was in an… Read more

Probably not. He might not even be in this hemisphere.
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For example, if the seller was a dealer and you did not realize it until later, you most likely bought the car with a stack of disclaimers AND the seller likely lied about the history of the car. Instead of being a personal driver, the car may have been bought at an auction the day before.
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Probably not. But anyone can sue anyone.
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I’m pretty sure that the truth in lending laws require them to disclose that to you up front (if it’s legal). I do not know because it might vary from state to state. But ask them when you are negotiating and see what the contract says (before you sign it).
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Most courts have signs behind the clerk’s counter saying, “Clerks cannot give legal advice.” Read more