Endurance Warranty Services offers the best extended car warranty of 2022. CARCHEX and Protect My Car are also among the highest rated providers we reviewed.

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Extended Car Warranty Reviews

The best extended car warranty companies provide peace of mind for vehicle owners. This means offering comprehensive coverage and a reliable claims process.

If you’re interested in purchasing an extended car warranty, it’s important to find the right provider based on your needs. We’ve researched a number of companies to help drivers figure out which warranty is best for their car.

Best Extended Car Warranty Companies

After carefully vetting a large number of extended car warranty companies, we determined the following providers to be the best in the industry.

The table below provides an easy comparison of the ratings for each of the top 10 extended car warranty companies we reviewed. We recommend reaching out for free quotes from top providers to compare your cost and coverage options side by side.

Extended Car Warranty Comparison

Best Extended

Car Warranty

Companies

Our Award

Overall

Rating

Coverage

Rating

Price

Rating

#1

Endurance

Best Coverage

4.6

4.9

4.5

#2

CARCHEX

Best for Used Cars

4.3

4.6

4.3

#3

Protect My Car

Best Maintenance Benefits 

4.2

4.1

4.1

#4

CarShield

Best Value

4.2

4.6

4.5

#5

Autopom!

Best Claims Process

4.2

4.1

4.1

#6

Olive

4.2

3.7

4.6

#7

ForeverCar

4.0

3.6

4.2

#8

Concord Auto Protect

Best for Luxury Cars

3.9

3.5

4.0

#9

Toco

3.9

3.8

4.0

#10

Infinite Auto Protection 

2.3

3.5

4.0

Extended Car Warranty Ratings

We carefully considered the following factors to determine the best extended auto warranty providers:

  • Reputation: Better Business Bureau (BBB) ratings, longevity, and industry standing
  • Coverage: Variety of plan choices, maximum mileage covered, and perks
  • Price: Total cost, deductible options, and payment terms
  • Customer Experience: Customer ratings from the BBB and Trustpilot, 30-day money-back guarantees, and customer service availability

Best Extended Car Warranties

While the brands mentioned in the table above all offer exceptional coverage at competitive rates, the provider that’s best for you will depend on your needs. Endurance warranties top our list for the most comprehensive coverage options, but if you are looking for cheaper basic coverage, you might consider CarShield.

The sections below provide a detailed overview of the top five extended car warranty companies.

#1 Endurance: Best Coverage (4.6 Stars)

Endurance is a direct warranty provider, meaning it administers its own contracts. This stands out because most other auto warranty providers broker plans from other companies, acting solely as an intermediary. Endurance handles all claims itself, with no middleman involved.

We recognize Endurance for having the Best Coverage because of its wide range of plans and perks. It’s our top pick for the best extended car warranty company.

Reputation

4.4

Coverage

4.9

Price

4.5

Customer Experience

4.5

Overall Rating

4.6

Reputation

Endurance has provided extended car warranties to drivers for 16 years. These vehicle service contracts are available in 49 states, excluding California.

Endurance does not have as high of a rating from the BBB as some of the other providers on our list. In the past, the provider dealt with alerts from the BBB regarding its advertising. Most recently, there are complaints about Endurance regarding aggressive mailers. However, the warranty provider is highly regarded by customers and there are few unresolved complaints about claims issues. 

Endurance is backed by an A-rated insurance company and is fully capable of meeting all claims obligations. Like all our recommended providers, Endurance pays for covered repairs up front, minus your deductible.

Coverage

Endurance offers six levels of extended warranty coverage that can last up to 200,000 miles, which makes it a good option for extended warranties for cars over 100k miles. Here’s a summary of Endurance’s plans: 

Endurance Plan

What It Covers

Supreme

Factory-warranty-style exclusionary coverage

Superior

Covers hundreds of parts for most major systems

Secure Plus

Mid-level option with the shortest waiting period for coverage

Select Premier

Enhanced powertrain coverage for high-mileage vehicles

Secure

Covers the basic powertrain components (engine, transmission, and drivetrain)

EnduranceAdvantageTM

Offers coverage ranging from powertrain protection to exclusionary coverage and includes maintenance item coverage typically excluded in extended warranty contracts

All Endurance plans come with rental car reimbursement, roadside assistance, and trip interruption coverage.

Drivers can also take advantage of one free year of perks including tire replacement and a total loss discount through the Endurance Elite Benefits program. While these benefits are above and beyond what other providers offer–and one of the reasons we chose Endurance for the best extended warranty–they are only included for the first year. After that, you can pay to add them to your protection plan.

Plans

The table below shows what parts are covered in each Endurance plan:

ComponentSecureSecure PlusSelect PremierSuperiorSupreme
Drive Axle(s)
Engine
Transfer Case
Transmission
Turbo/ Supercharger
Air Conditioning
Electrical Components
Brakes 
Steering
Cooling System
Fuel System
Gaskets
Suspension

Endurance Car Warranty Cost

Many car owners find affordable plans through Endurance. In our research, we found that a reliable car still under its factory warranty can get six years of exclusionary coverage for about $2,850. That’s on par with quotes we received from other providers.

The company also offers four deductible options (ranging from $0 to $200), which influence the total cost of the plan. A higher deductible will mean a lower premium.

Customer Experience

Endurance has a rating of “Excellent” with a 4.4-star rating out of 5.0 from over 4,100 warranty reviews on Trustpilot. It also has a 3.09-star rating out of 5.0 from BBB customer reviews.

You can read more about the company in our in-depth Endurance warranty review.

#2 CARCHEX: Best For Used Cars (4.3 Stars)

CARCHEX can cover cars up to 250,000 miles, which is why it’s a good choice for drivers with older cars. Most competitors don’t provide coverage over 200,000 miles. CARCHEX also provides a wide range of coverage options and is a close runner-up for the best extended car warranty company. 

Reputation

5.0

Coverage

4.6

Price

4.3

Customer Experience

3.2

Overall Rating

4.3

Reputation

CARCHEX extended warranties are endorsed by industry leaders like Edmunds.com, Kelley Blue Book, and CARFAX. The company has been in business for 23 years and has an A+ rating from the BBB. It’s also one of the two providers on our list that covers cars in California. 

Coverage

CARCHEX offers five different plan types that cover vehicles up to 250,000 miles: 

CARCHEX Plan

What It Covers

Titanium

Exclusionary coverage similar to a factory bumper-to-bumper warranty

Platinum

Highest stated-component coverage for hundreds of parts

Gold

Mid-level option to cover the main components of many systems

Silver

Powertrain coverage plus a few essential systems

Bronze

Basic coverage for powertrain components

Plans

The table below shows all of the parts covered in each CARCHEX plan:

ComponentTitaniumPlatinumGoldSilverBronze
Engine
Transmission
Front & Rear Axle
Transfer Case
Electrical Systems
Air Conditioning
Steering
Brakes
Suspension
Seals And Gaskets
Wear And Tear
Factory Navigation
High-Tech
Cooling System
Fuel System
Emission Components

CARCHEX Car Warranty Cost

Based on our research, a reliable vehicle still under factory warranty coverage is eligible for an exclusionary seven-year CARCHEX contract for around $2,750. However, CARCHEX costs will differ depending on the coverage levels and deductible options you choose. Overall, we found the company to offer competitive rates for all of its contracts.

Customer Experience

CARCHEX has an average overall rating of 3.1 out of 5.0 stars on Trustpilot from over 1,450 reviews. It also has a relatively low number of complaints for its size. The company has just over 140 customer reviews on the BBB, averaging 2.2 out of 5.0 stars.

You can read our in-depth CARCHEX review to learn more about the company.

#3 Protect My Car: Best Maintenance Benefits (4.2 Stars)

Protect My Car offers Ambassador Maintenance service plans, which combine mechanical breakdown coverage with the benefit of prepaid maintenance. It’s one of the best extended car warranties for drivers who want routine maintenance included in their contract.

Reputation

4.4

Coverage

4.1

Price

4.1

Customer Experience

4.5

Overall Rating

4.2

Reputation

Protect My Car has been in business for 17 years and has an A+ rating from the BBB. It has received a large number of positive customer reviews over the years and has several corporate sponsorships.

Coverage

Protect My Car offers three extended warranty plan options that can cover up to 125,000 miles: 

Protect My Car Plan

What It Covers

Supreme

Similar to a new vehicle factory warranty

Select

Mid-tier option and best coverage for cars with over 50,000 miles

Driveline

Covers the powertrain plus parts in a few other major systems

Plans

The table below shows whats covered in each of the three regular warranty plans offered by Protect My Car:

ComponentSupremeSelectDriveline
Engine
Transmission
Transfer Case
Drive Axle
Differential Assembly
Timing Chain
Cooling System
Air Conditioning and Heating
Electrical
Front and Rear Suspension
Select Brake Components
Turbocharger
Navigation SystemOptional

While Protect My Car offers fewer coverage options than other providers vying for the title of best extended auto warranty company, its maintenance plans help the provider stand out.

The Ambassador Maintenance plans combine regular maintenance and repairs. Each plan covers the same mechanical parts, plus oil changes, tire rotations, and rental car reimbursement for covered repairs. The plans differ by the percentage of repair costs covered (50 to 75 percent per auto repair bill) and whether they come with roadside assistance or rental car coverage.

Protect My Car Warranty Cost

When we called for a sample quote, Protect My Car offered four years of exclusionary coverage for about $2,830While most extended warranty companies have payment terms of up to 24 or 36 months, Protect My Car gives drivers between 36 and 48 months to pay for their warranties. Even though another extended car warranty’s cost might be the same, having extra time to make monthly payments is an advantage.

Customer Experience

Protect My Car has an “Excellent” rating on Trustpilot with an average of 4.6 out of 5.0 stars from over 2,800 reviews. While Protect My Car isn’t accredited by the BBB, it holds an A+ rating and a 4.2-star average customer rating. The company also has a relatively low number of complaints.

You can find out more about the company and its offerings in our Protect My Car review.

#4 CarShield: Best Value (4.2 Stars)

CarShield is popular with many drivers because of its low-cost plans and easy shopping experience. As our Best Value pick, CarShield is a good choice if you want to take advantage of its month-to-month contracts.

Reputation

3.8

Coverage

4.6

Price

4.5

Customer Experience

3.6

Overall Rating

4.2

Reputation

CarShield has a negative reputation with the BBB for sending aggressive marketing letters. However, it has a reliable claims service reputation, which is the most important consideration when searching for the best extended car warranty company.

CarShield has been in business for 17 years and has been featured on CNN, HGTV, and ESPN. It’s the most popular provider by far on our list of the best extended warranty companies.

Coverage

CarShield extended vehicle warranty plans can cover up to 300,000 miles. This makes CarShield another smart option for drivers with older vehicles. CarShield offers six warranty plans:

CarShield Plan

What It Covers

Diamond

Factory-warranty-style coverage for almost any mechanical or electrical part

Platinum

Best coverage for vehicles with high mileage

Gold

Coverage for the powertrain and many other major parts

Silver

Basic powertrain coverage

Aluminum

Specialty coverage for vehicles with high-tech features

Motorcycle and ATV

Coverage for non-standard vehicles

CarShield Car Warranty Cost

CarShield specializes in affordable coverage for almost any driver and vehicle. Many drivers report finding cheaper rates with CarShield than other companies, and our research found that as well. We were quoted about $1,700 for five years of exclusionary coverage.

Customer Experience

CarShield is the most popular warranty provider on our list, with over 27,000 reviews on Trustpilot and an overall rating of 4.0 out of 5.0 (Great). CarShield also has a higher number of complaints with the BBB than any other provider we reviewed. However, the number of complaints accounts for less than one percent of CarShield’s customers.

You can find out more about the extended car warranty provider in our CarShield review.

#5 Autopom!: Best Claims Process (4.2 Stars)

We recognized autopom! for having the Best Claims Process based on customer reviews and how it advocates for customers during the claims process. It’s one of the best extended car warranty options for drivers who want top-notch service.

Reputation

4.4

Coverage

4.1

Price

4.1

Customer Experience

4.1

Overall Rating

4.2

Reputation

Autopom! has been around for 13 years, and it has an A+ rating from the BBB. Based in Lake Forest, California, it can cover drivers in the Golden State through mechanical breakdown insurance (MBI) plans and offers extended warranties to drivers in all 50 states.

Coverage

Autopom! offers three main types of coverage plans that can last up to 150,000 miles: 

Autopom! Plan

What It Covers

Exclusionary

Factory-warranty-like coverage for almost any mechanical or electrical component

Mid-Level

Powertrain coverage with air conditioning, basic electrical, steering, and brake systems

Powertrain Plus

Powertrain coverage with air conditioning and basic electrical

Autopom! Car Warranty Cost

Autopom! is another affordable provider and offers several deductible options. However, it does require a higher down payment than many other companies. The cost of seven years of exclusionary coverage is about $2,400, which is closest to the price we received from CARCHEX.

Customer Experience

Customers on the BBB give autopom! 4.5 out of 5.0 stars, and reviewers on Trustpilot rated the company as “Great.” Reviews talk about the smooth purchase process as well as claims reliability. 

If you want to learn more about the company, you can read our in-depth autopom! review.

Extended Car Warranties

Technically, any warranty that isn’t offered by the manufacturer is a vehicle service contract, which operates in the same way as an extended warranty. We focus on third-party companies in our review. Third-party vehicle protection plans typically provide more freedom in when you can buy the plan and which repair shops you can visit.

What Is An Extended Car Warranty?

An extended car warranty covers vehicle repairs due to mechanical failure after a car’s manufacturer warranty expires (typically after three years). A contract lays out exactly what is and isn’t covered. You can find extended warranties from your vehicle’s manufacturer, dealerships, or third-party providers. You can also get extended warranties for new cars, certified pre-owned vehicles, and regular used vehicles. 

Extended Auto Warranty Coverage

An extended car warranty covers mechanical breakdowns due to defects in materials or workmanship. The term “defect” is important. An extended warranty won’t cover parts expected to wear out over time, like brake pads, belts, or clutch discs. It also won’t cover any damage from accidents or environmental events. Car insurance is designed to cover damage in those situations.

What Does An Extended Auto Warranty Cover?

Extended warranties range from covering the basics (powertrain warranty) like the engine, transmission, and drive axle to almost any mechanical or electrical component (exclusionary warranty). Many of the best extended auto warranty companies offer comparable coverage to the manufacturer’s bumper-to-bumper warranty.

Extended car warranty plans also typically include benefits such as rental car reimbursement, towing to the nearest repair facility, and trip interruption coverage.

Extended Car Warranty Cost

There are several factors that influence car warranty costs, including:

  • Deductible
  • Vehicle age, make, model, and mileage
  • Existing coverage
  • Location
  • Provider

Average Cost Of An Extended Car Warranty

Five years of exclusionary coverage typically costs about $2,400, according to quotes we received. In our March 2022 survey that polled 1,000 consumers, half of the respondents said that they paid between $1,615 and $3,208 for an aftermarket car warranty.

Are Extended Car Warranties Worth It?

If your budget allows you to save money and set it aside for car repairs, you might be fine without an extended warranty. However, you may want to have an extended warranty for the peace of mind it brings knowing a number of expensive repairs will be covered if the need arises.

An extended warranty could pay out significantly more for repairs than the initial cost of the warranty. It often helps drivers avoid paying high repair costs out of pocket, so an extended warranty can be worth it for many drivers.

Best Extended Auto Warranty: Conclusion

There are many reputable extended car warranty companies, but we think Endurance has the best extended auto warranty overall. The company offers a wide range of coverage plans that last for many miles. Plus, Endurance is a direct provider, which means you’ll work with the same company the entire time.

In general, we recommend getting an extended warranty online quote and comparing prices from several extended warranty providers to find the best fit for your car and budget.

Frequently Asked Questions About The Best Extended Car Warranties

How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

  • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
  • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
  • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the BBB score well in this category. Established providers with a long history of reliable service also receive positive marks.
  • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

*Data accurate at time of publication.