The best extended car warranty companies provide peace of mind for vehicle owners. This means offering comprehensive coverage and a reliable claims process.

If you’re interested in purchasing an extended car warranty, it’s important to find the right provider based on your needs. We’ve researched a number of the most popular companies to help drivers figure out which warranty is best for their car.

We carefully considered the following factors to determine the best extended car warranty providers:

  • Reputation: Better Business Bureau (BBB) ratings, longevity, and industry standing
  • Coverage: Variety of plan choices, maximum mileage covered, and perks
  • Price: Total cost, deductible options, and payment terms
  • Customer Experience: Customer ratings from the BBB and Trustpilot, 30-day money-back guarantees, and customer service availability

We recommend reaching out for free quotes from top providers to compare your cost and coverage options side by side.

In This Review:

    Top 10 Extended Car Warranty Companies

    After carefully vetting a large number of extended car warranty companies, we determined the following providers to be some of the best in the industry.

    Best Extended

    Car Warranty

    Companies

    Award

    Overall

    Rating

    Coverage

    Rating

    Price

    Rating

    #1

    Endurance

    Best Coverage

    4.6

    4.9

    4.5

    #2

    CARCHEX

    Best for Used Cars

    4.3

    4.6

    4.3

    #3

    Protect My Car

    Best Maintenance Benefits 

    4.2

    4.1

    4.1

    #4

    CarShield

    Best Value

    4.2

    4.6

    4.5

    #5

    Autopom!

    Best Claims Process

    4.2

    4.1

    4.1

    #6

    Olive

    4.2

    3.7

    4.6

    #7

    ForeverCar

    4.0

    3.6

    4.2

    #8

    Concord Auto Protect

    Best for Luxury Cars

    3.9

    3.5

    4.0

    #9

    Toco

    3.9

    3.8

    4.0

    #10

    Infinite Auto Protection 

    3.9

    3.5

    4.0

    The brands mentioned above all offer exceptional coverage at competitive rates. However, the provider that’s best for you will depend on your needs. Endurance warranties top our list for the most comprehensive coverage options, but if you are looking for cheaper basic coverage, you might consider CarShield.

    #1 Endurance: Best Coverage (4.6 Stars)

    Endurance is a direct auto warranty provider, meaning it administers its own contracts. This stands out because most other providers broker plans from other companies. We recognize Endurance as offering the best coverage because it has a wide range of plans and perks. It’s our first choice for the best extended car warranty.

    Reputation

    4.4

    Coverage

    4.9

    Price

    4.5

    Customer Experience

    4.5

    Overall Rating

    4.6

    Reputation

    Endurance has provided extended car warranties to drivers for 15 years. These vehicle service contracts are available in 49 states, excluding California.

    Endurance does not have as high of a rating from the BBB as some of the other providers on our list. In the past, the provider dealt with alerts from the BBB regarding its advertising. Most recently, there are complaints about Endurance regarding aggressive mailers. However, the warranty provider is highly regarded by customers and there are few unresolved complaints about claims issues. Endurance is backed by an A-rated insurance company and is fully capable of meeting all claims obligations. Like all our recommended providers, Endurance pays for covered repairs up front, minus your deductible.

    Coverage

    Endurance offers six levels of extended warranty coverage that can last up to 200,000 miles, which makes it a good option for extended warranties for cars over 100k miles. Here’s a summary of Endurance’s plans: 

    Endurance Plan

    What It Covers

    Supreme

    Factory-warranty-style exclusionary coverage

    Superior

    Covers hundreds of parts for most major systems

    Secure Plus

    Mid-level option with the shortest waiting period for coverage

    Select Premier

    Enhanced powertrain coverage for high-mileage vehicles

    Secure

    Covers the basic powertrain components (engine, transmission, and drivetrain)

    EnduranceAdvantageTM

    Offers coverage ranging from powertrain protection to exclusionary coverage and includes maintenance item coverage typically excluded in extended warranty contracts

    All Endurance plans come with rental car reimbursement, roadside assistance, and trip interruption coverage.

    Drivers can also take advantage of one free year of perks including tire replacement and a total loss discount through the Endurance Elite Benefits program. While these benefits are above and beyond what other providers offer–and one of the reasons we chose Endurance for the best extended warranty–they are only included for the first year. After that, you can pay to add them to your protection plan.

    Price

    Many car owners find affordable plans through Endurance. In our research, we found that a reliable car still under its factory warranty can get six years of exclusionary coverage for about $2,850. That’s on par with quotes we received from other providers.

    The company also offers four deductible options (ranging from $0 to $200), which influence the total cost of the plan. A higher deductible will mean a lower premium.

    Customer Experience

    Endurance has a rating of “Excellent” from over 3,100 warranty reviews on Trustpilot. It also has a 3.4-star rating out of 5.0 from BBB customer reviews.

    You can read more about the company in our in-depth Endurance warranty review.

    #2 CARCHEX: Best For Used Cars (4.3 Stars)

    CARCHEX can cover cars up to 250,000 miles, which is why it’s a good choice for drivers with older cars. Most competitors don’t provide coverage over 200,000 miles. CARCHEX also provides a wide range of coverage options and is a close runner-up for the best extended car warranty company. 

    Reputation

    5.0

    Coverage

    4.6

    Price

    4.3

    Customer Experience

    3.2

    Overall Rating

    4.3

    Reputation

    CARCHEX extended warranties are endorsed by industry leaders like Edmunds.com and Kelley Blue Book. The company has been in business for 22 years and has an A+ rating from the BBB. It’s also one of the two providers on our list that covers cars in California. 

    Coverage

    CARCHEX offers five different plan types that cover vehicles up to 250,000 miles: 

    CARCHEX Plan

    What It Covers

    Titanium

    Exclusionary coverage similar to a factory bumper-to-bumper warranty

    Platinum

    Highest stated-component coverage for hundreds of parts

    Gold

    Mid-level option to cover the main components of many systems

    Silver

    Powertrain coverage plus a few essential systems

    Bronze

    Basic coverage for powertrain components

    Price

    CARCHEX is another provider that offers good prices. Between different coverage levels and deductible options, CARCHEX offers competitive rates for all types of contracts. With the quote we received, a reliable vehicle still under factory warranty coverage was eligible for an exclusionary seven-year CARCHEX contract for around $2,570.

    Customer Experience

    CARCHEX has an average overall rating of 3.2 out of 5.0 stars on Trustpilot from over 1,400 reviews. It also has a relatively low number of complaints for its size. The company has just over 100 customer reviews on the BBB, averaging 2.1 out of 5.0 stars.

    You can read our in-depth guide CARCHEX review to learn more about the company.

    #3 Protect My Car: Best Maintenance Benefits (4.2 Stars)

    Protect My Car offers Ambassador Maintenance service plans, which combine mechanical breakdown coverage with the benefit of pre-paid maintenance. It’s one of the best extended car warranties for drivers who want routine maintenance included in their contract.

    Reputation

    4.4

    Coverage

    4.1

    Price

    4.1

    Customer Experience

    4.5

    Overall Rating

    4.2

    Reputation

    Protect My Car has been in business for 16 years and has an A+ rating from the BBB. It has received a large number of positive customer reviews over the years and has several corporate sponsorships.

    Coverage

    Protect My Car offers three extended warranty plan options that can cover up to 125,000 miles: 

    Protect My Car Plan

    What It Covers

    Supreme

    Similar to a new vehicle factory warranty

    Select

    Mid-tier option and best coverage for cars with over 50,000 miles

    Driveline

    Covers the powertrain plus parts in a few other major systems

    While Protect My Car offers fewer coverage options than other providers vying for the title of best extended auto warranty company, its maintenance plans help the provider stand out.

    The Ambassador Maintenance plans combine regular maintenance and repairs. Each plan covers the same mechanical parts, plus oil changes, tire rotations, and rental car reimbursement for covered repairs. The plans differ by the percentage of repair costs covered (50 to 75 percent per auto repair bill) and whether they come with roadside assistance or rental car coverage.

    Price

    While most extended warranty companies have payment terms of up to 24 or 36 months, Protect My Car gives drivers between 36 and 48 months to pay for their warranties. Even though another extended car warranty’s cost might be the same, having extra time to make monthly payments is an advantage.

    When we called for a sample quote, Protect My Car offered four years of exclusionary coverage for about $2,830.

    Customer Experience

    Protect My Car has an “Excellent” rating on Trustpilot with an average of 4.6 out of 5.0 stars from over 1,900 reviews. While Protect My Car isn’t accredited by the BBB, it holds an A+ rating and a 4.5-star average customer rating. The company also has a relatively low number of complaints.

    You can find out more about the company and its offerings in our Protect My Car review.

    #4 CarShield: Best Value (4.2 Stars)

    CarShield is popular with many drivers because of its low-cost plans and easy shopping experience. As our Best Value pick, CarShield is a good choice if you want to take advantage of its month-to-month contracts.

    Reputation

    3.8

    Coverage

    4.6

    Price

    4.5

    Customer Experience

    3.6

    Overall Rating

    4.2

    Reputation

    CarShield has a negative reputation with the BBB for sending aggressive marketing letters. However, it has a reliable claims service reputation, which is the most important consideration when searching for the best extended car warranty company.

    CarShield has been in business for 16 years and has been featured on CNN, HGTV, and ESPN. It’s the most popular provider by far on our list of the best extended warranty companies.

    Coverage

    CarShield extended vehicle warranty plans can cover up to 200,000 miles. This makes CarShield another smart option for drivers with older vehicles. CarShield offers six warranty plans:

    CarShield Plan

    What It Covers

    Diamond

    Factory-warranty-style coverage for almost any mechanical or electrical part

    Platinum

    Best coverage for vehicles with high mileage

    Gold

    Coverage for the powertrain and many other major parts

    Silver

    Basic powertrain coverage

    Aluminum

    Specialty coverage for vehicles with high-tech features

    Motorcycle and ATV

    Coverage for non-standard vehicles

    Price

    CarShield specializes in affordable coverage for almost any driver and vehicle. Many drivers report finding cheaper rates with CarShield than other companies, and our research found that as well. We were quoted about $1,700 for five years of exclusionary coverage.

    Customer Experience

    CarShield is the most popular warranty provider on our list, with over 22,000 reviews on Trustpilot and an overall rating of 4.0 out of 5.0 (Great). CarShield also has a higher number of complaints with the BBB than any other provider we reviewed. However, the number of complaints accounts for less than one percent of CarShield’s customers.

    You can find out more about the extended car warranty provider in our CarShield review.

    #5 Autopom!: Best Claims Process (4.2 Stars)

    We recognized autopom! for having the Best Claims Process based on customer reviews and how it advocates for customers during the claims process. It’s one of the best extended car warranty options for drivers who want top-notch service.

    Reputation

    4.4

    Coverage

    4.1

    Price

    4.1

    Customer Experience

    4.1

    Overall Rating

    4.2

    Reputation

    Autopom! has been around for 11 years, and it has an A+ rating from the BBB. Based in Lake Forest, California, it can cover drivers in the Golden State through mechanical breakdown insurance (MBI) plans and offers extended warranties to drivers in all 50 states.

    Coverage

    Autopom! offers four main types of coverage plans that can last up to 150,000 miles: 

    Autopom! Plan

    What It Covers

    Exclusionary

    Factory-warranty-like coverage for almost any mechanical or electrical component

    High-Level

    Extensive list of covered parts on most systems of the car

    Mid-Level

    Powertrain coverage with air conditioning, basic electrical, steering, and brake systems

    Powertrain Plus

    Powertrain coverage with air conditioning and basic electrical

    Price

    Autopom! is another affordable provider and offers several deductible options. However, it does require a higher down payment than many other companies. The cost of seven years of exclusionary coverage is about $2,400, which is closest to the price we received from CARCHEX.

    Customer Experience

    Customers on the BBB give autopom! 4.6 out of 5.0 stars, and reviewers on Trustpilot rated the company as “Excellent.” Reviews talk about the smooth purchase process as well as claims reliability. 

    If you want to learn more about the company, you can read our in-depth autopom! review.

    What Is An Extended Car Warranty?

    An extended car warranty covers vehicle repairs due to mechanical failure after the manufacturer’s warranty expires (typically after three years). A contract lays out exactly what is and isn’t covered. You can find extended warranties from your vehicle’s manufacturer, dealerships, or third-party providers. You can also get extended warranties for new cars, certified pre-owned vehicles, and regular used vehicles. 

    Technically, any warranty that isn’t offered by the manufacturer is a vehicle service contract, which operates in the same way as an extended warranty. We focused on third-party companies in our review. Third-party vehicle protection plans typically provide more freedom in when you can buy the plan and which repair shops you can visit.

    What Is The Average Cost Of An Extended Car Warranty? 

    Based on the quotes we received from our top 10 providers, five years of exclusionary coverage typically costs about $2,400. Of course, price is affected by your car, its mileage, and the type of coverage you want. Our quotes were based on a reliable car still under its factory warranty.

    What Does An Extended Auto Warranty Cover?

    An extended car warranty covers mechanical breakdowns due to defects in materials or workmanship. The term “defect” is important. An extended warranty won’t cover parts expected to wear out over time, like brake pads, belts, or clutch discs. It also won’t cover any damage from accidents or environmental events. Car insurance is designed to cover damage in those situations.

    Extended warranties range from just covering the basics (powertrain warranty) to covering almost any mechanical or electrical component (exclusionary warranty). Many of the best extended auto warranty companies offer comparable coverage to the manufacturer’s bumper-to-bumper warranty.

    Extended car warranty plans also typically include benefits such as rental car reimbursement, towing to the nearest repair facility, and trip interruption coverage.

    Are Extended Car Warranties Worth It?

    If your budget allows you to save money and set it aside for car repairs, you might be fine without an extended warranty. However, you may want to have an extended warranty for the peace of mind it brings knowing a number of expensive repairs will be covered if the need arises.

    An extended warranty could pay out significantly more for repairs than the initial cost of the warranty. It often helps drivers avoid paying high repair costs out of pocket, so an extended warranty can be worth it for many drivers.

    Who Has The Best Extended Auto Warranty?

    There are many reputable extended car warranty companies, but we think Endurance has the best extended auto warranty overall. The company offers a wide range of coverage plans that last for many miles. Plus, it’s a direct provider, which means you’ll work with the same company the entire time.

    In general, we recommend comparing pricing from several extended warranty providers to find the best fit for your car and budget.

    Frequently Asked Questions

    • What does a bumper-to-bumper warranty not cover?

      Bumper-to-bumper coverage can vary by manufacturer and aftermarket warranty company, but most exclude similar items in the fine print. These warranties don’t cover damage from misuse, the environment, or lack of maintenance. They also don’t cover wear items like brake pads or cosmetic parts.

    • Can you buy an extended warranty after a purchase?

      Yes, you can find extended warranty options from third-party providers at any time. However, manufacturers will usually require you to buy an extended warranty before your factory warranty has expired.

    • How do you cancel an extended car warranty on a car?

      Most extended car warranty companies allow you to cancel your policy at any time. You will typically receive a prorated refund for the unused portion of your warranty.

    • Is CarShield expensive?

      No, CarShield is one of the most affordable extended car warranty companies in the industry. Our research found that five years of exclusionary coverage costs around $1,700, which is lower than the pricing we received from all other companies on this list. 

    • Does AAA offer extended auto warranties?

      Some AAA clubs offer extended warranties, like Northeast AAA and AAA of the Carolinas, but not all of them do. The levels of coverage and payment plans you find will vary depending on your local club.