As I was thumbing through the internet while enjoying my daily rosewater soak in my gilded, claw-footed tub this morning, I came across a couple in an unfortunate financial situation that actually hit quite close to home.

When I finally emerged into the daylight after my bank rejected me from buying the Chiron yacht, I took a good and long look at everything I had amassed. The Lexus and Aston Martin boats, the AMG Cigarette racer. I didn’t even include the bulletproof, diamond-coated Rolls-Royce in that expenses sheet because technically the payment details are still being sorted out—but anyway!

The story in question appeared on a blog called Financial Samurai. They live in New York City, each make $250,000 a year and have two kids. Here’s a chart of their expenses:

As you can see, they are maxing out their 401k contributions (smart!). And after everything is said and done, they’re only walking away with $7,300.

That’s not very much at all!

I felt for them. I really did. These poor people could only afford three (three!) vacations a year and they only have two cars—and two not very nice ones at that.

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I do have something to admit, though: I don’t actually walk away with that much cash, either. It’s not cheap being me, I have expenses! And because I honestly believe in total transparency with you, I made a similar chart to show you exactly how little cash I have after all the bills are paid.

I know I scream and yell a lot, but you and I—our problems really aren’t that different. We both sometimes stay up at night, fretting about how we’re going to get through the next few weeks.

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The point I’m trying to make here is: we’re in this together. We learn humility. And that’s the most important lesson of all.