What the fuck is a torque ratio, Liberty Mutual?

I have this problem whenever those ads come on TV. My eyes glaze over, blood starts shooting out of my nose and I wake up in a hospital four hours later. I’m chronically allergic to stupid and those spots just deliver too much of a concentrated dose. My doctor says the next one could kill me.


The car insurance industry is notoriously bad for ads based on fear-mongering, misconceptions or outright lies. They’re easily the worst ads in the world of cars. But which one is the worst? You tell me.

I’ll suggest a few more after the ambulance gets here.

Contact the author at patrick@jalopnik.com.

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