What To Do When Your Car Gets Stolen

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One of the worst things that can happen to you is having your car stolen. To take the guessing out of such a horrible situation, Jalopnik readers have a to-do checklist for when it happens.

Welcome back to Answers of the Day — our daily Jalopnik feature where we take the best ten responses from the previous day's Question of the Day and shine it up to show off. It's by you and for you, the Jalopnik readers.

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10.) Make sure your car is actually gone

Suggested By: Nate Mason

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Why: Everybody has walked into a parking garage or out of the grocery store and not been able to find their car. Maybe you parked on a different level, or in a different row, but either way, your car isn't gone, you just can't find it. Don't confuse this with it being stolen. And there are other reasons your car might be gone. In the place where you parked, is there a fire hydrant all of a sudden? You may want to check the police impound before you move on to the next step.

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9.) Ask yourself if it might have been towed

Suggested By: Nate Mason

Why: There's also a good chance your car was towed. Think if you have a ton of outstanding parking tickets, if there's a chance it could be repo'd, or if you parked in a terrible spot.

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8.) Call the police

Suggested By: $kaycog

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Why: Once you're sure that your car is actually gone, the first thing you'll want to do is call the police-quickly. If you've ever heard the statistics about kidnappings, more than half of all cases are solved within the first 48 hours. The same logic holds true for your stolen car: the sooner you get police looking for it, the more likely it is they'll find it.

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7.) Call OnStar/LoJack

Suggested By: zacarious

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Why: If your vehicle is equipped with one of these services, the police may well call for you. If they don't, however, call yourself and get the people on the other line to shut that **** down, or at least tell you where your car is and where it's headed. Both will really give you a head start on getting your car back.

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6.) Ask people nearby if they saw anything

Suggested By: Marimvibe's curtain call

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Why: If you were parked on the side of a deserted highway, it's unlikely anyone saw anything. On the other hand, if you were parked on a busy street corner, or in the parking lot of a bowling alley, there's a good chance someone may have seen your car leaving. (Whether or not they remember that is another question.)

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5.) Freak out

Suggested By: Demon-Xanth

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Why: Ok, you've held it together to this point and gotten the most time-sensitive things done. Now give yourself a break to freak out a bit, because getting your car stolen totally sucks. A lot of people find a string of expletives to be calming. But don't go overboard on your four letter words, because you need to get back to work.

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4.) Call your insurance company

Suggested By: racer147

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Why: It's pretty unlikely you're going to get a claims check for your car the day it's stolen. However, anybody who's dealt with an insurance company in any capacity ever knows that this process is going to take some time. So in order to ensure that you might have a replacement set of wheels by the time the next decade rolls around, get your claim started early.

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3.) Look for your car online

Suggested By: ImRightYoureNot

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Why: This step has varying levels of usefulness. If you drive a champagne-colored 2006 Toyota Camry, chances are you're not going to find your particular car listed for sale amongst the other 10,000 identical clones online. But if you have a red 1969 Alfa Romeo GTV with a dent on the rear quarter panel and Recaro seats, you may have a pretty good chance of finding your car on eBay, Craigslist, or in specific forums.

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2.) Start thinking of replacements

Suggested By: elchimpo

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Why: A car is a big purchase decision, usually the largest any of us makes after a house. It shouldn't be rushed, so even if you're holding out hope that your car will be returned, it's intelligent to start thinking of what you'll buy if your car never makes it home again. And, as some commenters pointed out, if you previously had a crappy car, the whole process of it being stolen can be relieving.

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1.) Learn from it

Suggested By: benmoo

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Why: The worst thing that can happen to you is that your car gets stolen and you learn nothing from it. The definition of stupidity is doing the same thing and expecting different results. So, in the future, lock your car. Or don't park it in that neighborhood, or don't leave it outside overnight, or maybe have a security system installed. Obviously you won't be able to guarantee your next car won't be stolen, but you can certainly learn from your mistakes (or the thieves' genius) and try and lower your chances in the next round.

Photo Credit: Mareen Fischinger