Gen Z and Millenials Are Having Trouble Making Car Payments On Time
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These Are The States Where It Is Most Expensive To Own A Car

These Are The States Where It Is Most Expensive To Own A Car

Every single Californian is a tech billionaire, right?

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Cars are expensive to owntoo expensive, in fact, and getting pricier all the time. Don’t feel too bad for yourself, though. Depending on the state you’re in, some poor sucker might have it even worse.

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A report from Forbes earlier this year ranked the ten worst most expensive states in which one could own a car, but the linked data shows more than that. Here, we’re bringing the list even further: The fifteen states where your money goes the least far. Here’s hoping your state didn’t make the cut.

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15. New Mexico

15. New Mexico

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Photo: Robert Alexander (Getty Images)

Average used car price: $35,189
Average annual cost of full-coverage insurance: $2,082

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New Mexico apparently has roundabouts on its highway on/off ramps, which is a development the rest of the United States — the rest of the world — should implement. Roundabouts help traffic flow, and the more of them we have the better. The ideal road system is a sort of double-helix weave comprised entirely of roundabouts from sea to shining sea.

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14. Arkansas

14. Arkansas

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Average used car price: $36,343
Average annual cost of full-coverage insurance: $2,295

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The internet tells me that Arkansas is extremely into college football. I only really watch the Super Bowl, but that’s led me to believe that every football game results in the winning quarterback being given a car. Clearly, this system creates a sort of alternative car economy, leading many to eschew expensive used vehicles entirely.

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13. South Carolina

13. South Carolina

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Photo: Paul Harris (Getty Images)

Average used car price: $35,015
Average annual cost of full-coverage insurance: $2,172

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South Carolina is home to South Of The Border, a weird caricature/pastiche of Mexican culture, which sits just off the highway for some reason. Google also helpfully informs you that it’s a “human settlement,” making it the first real-world location that sounds racist both in real life and in Star Trek.

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12. New Jersey

12. New Jersey

This is it, baby: The American Dream. Manifest destiny. Every dark spot in our nation’s past, present, and future is all justified when you see the beauty it enabled.
This is it, baby: The American Dream. Manifest destiny. Every dark spot in our nation’s past, present, and future is all justified when you see the beauty it enabled.
Photo: Gary Hershorn (Getty Images)

Average used car price: $33,936
Average annual cost of full-coverage insurance: $2,438

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I maintain that these high prices are all actually gas-related. New Jersians have to pay pump attendants, and it all spirals from there. I still have to pump my own fuel in the state, because anyone else attempting to fill up my weird motorcycle would coat themselves in fuel, but I feel for the other people who don’t get that privilege.

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11. Texas

11. Texas

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Photo: Brandon Bell (Getty Images)

Average used car price: $35,061
Average annual cost of full-coverage insurance: $2,609

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Everything’s bigger in Texas, including the figures draining from your bank account. Listen, I know, it’s an easy joke, but sometimes the classics are classic for a reason.

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10. Oregon

10. Oregon

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Photo: George Rose (Getty Images)

Average used car price: $35,556
Average annual cost of full-coverage insurance: $1,748

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Did you know the book Dune was inspired by the dunes of Oregon? Yeah, you thought it was all lush pacific northwest forest up there, didn’t you? Well, guess what: There are dunes. And cars that require Atreides money to buy.

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9. Washington

9. Washington

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Photo: Joe Sohm/Visions of America/Universal Images Group (Getty Images)

Average used car price: $36,119
Average annual cost of full-coverage insurance: $1,525

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I’ve heard legends of the used cars from Seattle, whispers and rumors of their near-perfect preservation. The cars age better up there, people say. I guess the legends don’t really need to be whispered any more, though, since it seems prices have caught up.

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8. Colorado

8. Colorado

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Photo: Michael Ciaglo (Getty Images)

Average used car price: $35,269
Average annual cost of full-coverage insurance: $2,591

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I’ve long held that Colorado is too high up in the air, and should try being lower down for a change. Apparently, the state’s car prices match its thin atmosphere — or, perhaps, are even caused by it. Who can read the fine print of a lease agreement when their eyes are blurring from lack of oxygen?

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7. Louisiana

7. Louisiana

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Photo: Tim Graham (Getty Images)

Average used car price: $35,893
Average annual cost of full-coverage insurance: $3,545

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Someday I need to visit Louisiana, if only to take in all the state’s fantastic foods. Given these numbers, though, I don’t think I’ll be setting down roots there.

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6. Georgia

6. Georgia

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Photo: Joe Sohm/Visions of America/Universal Images Group (Getty Images)

Average used car price: $36,016
Average annual cost of full-coverage insurance: $2,003

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People outside Georgia always talk about having the state on their mind, but what do people inside Georgia think about? Their car payment, apparently.

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5. Alaska

5. Alaska

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Photo: Lance King (Getty Images)

Average used car price: $40,462
Average annual cost of full-coverage insurance: $1,913

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Alaska is an interesting one, because the prices in question must be wildly variable by location. Anything in Anchorage must be cheaper than Prudhoe Bay, and I’m willing to bet that includes cars.

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Tied for third: Montana

Tied for third: Montana

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Photo: Don and Melinda Crawford/UCG/Universal Images Group (Getty Images)

Average used car price: $38,943
Average annual cost of full-coverage insurance: $2,354

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When I was learning the U.S. states in fourth grade, I remembered Montana on a map because it had the look of a face in profile — the man in the Montana, which was memorable enough to stick in my head. I guess the man in the Montana is paying a ton for his car, though.

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Tied for third: Florida

Tied for third: Florida

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Photo: Jakub Porzycki/NurPhoto (Getty Images)

Average used car price: $34,519
Average annual cost of full-coverage insurance: $3,865

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Florida may be expensive for car owners, sure, but think of all the beautiful roads down there! You’ve got flat straight highways, flat straight stroads, and flat straight streets. What more could you possibly want?

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2. Nevada

2. Nevada

In the words of my generation: Up yours
In the words of my generation: Up yours
Photo: Bun Lee (Getty Images)

Average used car price: $35,759
Average annual cost of full-coverage insurance: $2,768

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Nevada is gorgeous, but the car pricing is just another reason people shouldn’t live there. It’s not built to sustain human life. It’s not for us. Leave Nevada alone.

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1. California

1. California

It’s time for Dodger Baseball
It’s time for Dodger Baseball
Photo: Chris Sattlberger (Getty Images)

Average used car price: $35,759
Average annual cost of full-coverage insurance: $2,768

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California is a real one-two punch here, because despite its bevy of high-density cities there are still few places where you can actually get away with not owning your own vehicle. Cars are expensive and necessary.

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