Court Says Geico Doesn't Have to Pay Woman $5.2 Million for STD Contracted in Car

The Missouri Supreme Court vacated a ruling that held Geico accountable for an STD infection that took place in a car covered by the insurance company.

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Image: Kris Tripplaar (AP)

It looks as if Geico will be off the hook for one of the wildest auto insurance claims the company has probably ever received. Last year, a court ordered Geico to pay $5.2 million to a woman who claimed she got a sexually-transmitted disease during a romantic encounter in a car insured by Geico. Now, CBS News reports that the Missouri Supreme Court has vacated that ruling.

The case was shocking when it hit the news last summer. A woman, whose identity was concealed for obvious reasons, slept with a man in his vehicle in late 2017. In early 2021, she found out she had contracted HPV, a sexually transmissible virus that can cause cervical cancer, from the man. She alleged that man acted negligently by not disclosing his HPV-positive status. In 2022, a court ruled that Geico was responsible to pay damages to the woman, to the tune of $5.2 million.

An arbitrator ended up ruling in the woman’s favor, finding the man liable but directing Geico to pay the $5.2 million in damages to the woman. Geico fought the case until it ended up in the Missouri Supreme Court.

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This week, the Missouri Supreme court’s ruling was unanimous in Geico’s favor. The court says that Geico should get a chance to defend itself over the claims sending the case back down to the lower courts for more deliberation. This may end up being a long fight, but it doesn’t look like the woman will be seeing a penny of that money any time soon.