Ford Extended Warranty

What used to be known as Ford ESP is now Ford Protect. A Ford Protect Extended Service Plan (ESP) is available for all Ford vehicles still protected under factory coverage. Ford’s extended service plan helps customers save on expensive vehicle repair costs.

A Ford Protect ESP protects Ford owners from unexpected vehicle repair costs after their New Vehicle Limited warranty expires. Ford Protect ESP plans are available in several coverage levels and deductible options.

Ford offers four extended warranty plans, PremiumCARE, ExtraCARE, BaseCARE, and PowertrainCARE. Each plan lasts for up to 8 years/150,000 miles. Unlike car insurance policies covering vehicle damage after a collision or other event, Ford’s extended warranty plans are designed to protect specific car components if a mechanical failure happens. Extended vehicle service contracts are never legally required.

Ford Extended Warranty Plans

Ford offers four extended warranties that vary in coverage and term length. Each plan protects against mechanical breakdowns for specific vehicle parts. Below we will review each plan’s part coverage and term lengths.

Ford Protect ESP Warranty Benefits

All Ford ESP warranty contracts are transferable and include the following additional benefits:

• 24-hour roadside assistance
• Towing reimbursement (up to $100 per occurrence)
• Travel expense reimbursement (up to $1,000 total)
• Tire changes
• Lockout assistance
• Fluid delivery
• Rental vehicle benefits

Ford ESP Exclusions

Only some components are covered under the Ford extended warranty, even at the highest level of coverage. Examples of excluded parts include wear-and-tear items like shock absorbers, wiper blades, and brake pads.

Customers must also maintain their vehicles according to factory recommendations, but scheduled maintenance services are not covered under the Ford extended warranty.

Can I Extend My Ford Warranty After It Expires?

No. Ford extended service plans are only available for vehicles that are still covered by Ford’s New Vehicle Warranty which lasts for 3 years/36,000 miles. Coverage can only last up to 8 years/150,000 miles. If you’re looking for more flexible, longer coverage terms, consider getting free quotes from a few of the most reputable extended car warranty companies.

Does A Ford Extended Warranty Transfer?

Yes. Ford extended warranties are transferable. You must pay a small transfer fee – fees vary by state. You should talk about the transferability of your Ford ESP with your dealer before you purchase any Ford Protect extended warranty plans. Vehicle service contracts must be paid in full before you can transfer the contract to a new owner.

On average, a Ford extended warranty costs $2,590. Based on quotes our research team received online through a licensed Ford dealer, the Ford Protects website, and in-person quotes, drivers typically pay between $2,100 and $4,300 for extended warranty coverage.

Ford Extended Warranty Quotes

The table below contains specific prices for various levels of Ford Extended Warranty coverage that were quoted to our research team:

Ford Extended Warranty Deductible

Deductibles for the Ford Protect Extended Service plan range from $0 to $200. Ford offers what is known as a disappearing deductible, which means the deductible is waived if the driver visits the local ford dealership that sold them the plan for mechanical repairs covered by the driver’s Ford Protect plan. The $0 deductible is only available for new vehicles. Typically, lower deductibles increase the total cost of an extended warranty. Below is a table showing how deductibles affect the cost of an extended warranty for a 2019 Ford Explorer and Ford Focus:

Ford Extended Warranty Price

These prices are within industry averages for extended warranty contracts. However, the final cost of your Ford extended warranty will vary depending on your particular vehicle and location. For your quotes, contact your local Ford dealership.

You can buy a Ford extended warranty from the Ford Protect website, a Ford dealership, or from a dealership that sells extended warranty plans online. As the above prices show, the cost of a Ford Protect ESP varies depending on where you purchase the plan even though the plans are identical. 

Some online dealers provide more affordable coverage than in-person dealerships or the Ford Protect website. Some drivers prefer to purchase an extended warranty at a local dealership where they are able to actively ask questions. However, we recommend getting quotes from online dealers beforehand and bringing them with you to the dealership. In this case, you will be able to negotiate the cost of your Ford extended warranty when you have proof of lower prices offered for the same plans. Some Ford dealerships will match the price-match any quotes you bring from another dealership. 

Ford Extended Warranty Payment

You can finance a Ford extended warranty or maintenance plan interest-free for up to thirty months. While this option allows you to pay less upfront, it’s important to remember that financing your extended warranty can mean you’ll likely pay more overall because you will pay interest on the extended warranty during your auto loan.

What Affects Ford Extended Warranty Costs?

Multiple factors affect the cost of a Ford extended warranty. There is no set cost for every Ford vehicle. Your Extended Service Plan will depend on your Ford model, year, mileage, and the level of coverage you choose. 

Here’s how these and other factors can affect the pricing of an extended auto warranty:

• Coverage Length: If you drive less than the average person, a shorter contract is often cheaper than a plan with long coverage terms.
• Coverage level: More comprehensive plans, like a bumper-to-bumper extended warranty, cost the most, while a simple powertrain warranty costs the least.
• Make And Model: Extended warranty plans for Ford vehicles with a higher average cost of repairs cost more. For example, a Ford F-250 extended warranty is more expensive than a Ford Edge extended warranty.
• Mileage And Vehicle Age: Higher mileage and older vehicles are more prone to mechanical breakdowns, which increases the cost of extended warranty coverage.
• Deductible: Ford gives drivers a choice between a $0, $50, $100, or $200 deductible. Choosing a lower deductible often leads to a higher overall coverage cost. A higher deductible will lower the overall cost of the plan. 
• Existing Coverage Status: you’ll often get a cheaper contract if the original factory warranty covers your vehicle at the time of purchase.

Is Ford ESP Refundable?

Yes. Ford Extended Service Plans could be canceled for a full refund minus a $75 processing fee if you did not make a warranty claim. Cancellations can take place within 30 to 60 days of purchase, depending on what state you live in

Before purchasing an extended warranty, consider Ford’s reliability and factory coverage. If you think the cost of your Ford extended warranty will exceed the cost of future repair bills, this coverage may not be the right choice. The reliability of your vehicle is crucial when determining if an extended warranty is worth it for you and your Ford vehicle.

Another thing to consider before purchasing a Ford extended warranty is your vehicle’s current coverage. If you plan to sell or trade your Ford before or shortly after factory coverage expires, there is little reason to purchase an extended warranty.

Are Fords Reliable?

According to RepairPal, Ford has a reliability rating of 3.5 out of 5 stars, placing it 21st out of 32 ranked automakers. With a high probability of experiencing mechanical failure, drivers should also consider the average cost of repairs for Ford vehicles.

Ford Maintenance Cost

According to RepairPal, the average annual repair cost for Ford vehicles is $775, which is high compared to the industry-wide average of $652. Repair cost numbers are based on customer reports. The chart below outlines some common Ford repairs and estimated costs according to Repair Pal.

Is My Ford Still Under Warranty?

Ford’s factory warranty includes a bumper-to-bumper warranty lasting for 3 years/36,000 miles and a powertrain warranty for 5 years/60,000 miles.

Factory Coverage

All new Ford vehicles come with the following factory warranty coverage:

• Bumper-to-bumper warranty: 3 years/36,000 miles
• Powertrain warranty: 5 years/60,000 miles
• Safety restraint system warranty: 5 years/60,000 miles
• Corrosion perforation warranty: 5 years/unlimited miles
• Diesel engine warranty: 5 years/100,000 miles

CPO Coverage

Certified pre-owned (CPO) Ford vehicles are protected by the following Ford warranties:

• Bumper-to-bumper warranty: 1 year/12,000 miles
• Powertrain warranty: 7 years/100,000 miles

How To Check Ford Warranty

If you need to check to see if your Ford is still under factory warranty, you can check its status online by entering your VIN on Ford’s owner’s website. You can check the status of your Ford Protect ESP extended warranty by calling customer service and giving the representative your VIN.

The Ford extended service plan is a good choice if you want to purchase an extended warranty for your Ford. PremiumCARE, the top-tier Ford extended warranty, provides more comprehensive coverage than you will likely find elsewhere, and plan costs are fair.

Customers paying for repairs out of pocket may not need an extended warranty. It’s usually less expensive in the long run to save for the cost of repairs yourself. 

An extended warranty can increase the resale value of your Ford on the open market, but it will not increase your trade-in value at the dealership. However, extended a Ford extended warranty can be one way to finance repairs and provide peace of mind.

Before purchasing a Ford Protect Extended Warranty, it is important to weigh the pros and cons of an extended warranty. You can only purchase a Ford Protect ESP from Ford or a certified dealer, but there are comparable coverage options offered by multiple third-party vehicle service contract providers. 

Our review team analysed the top third-party extended warranty companies and found Endurance offers the best overall coverage. 

A comparison between Ford’s extended warranty and Endurance is outlined in the chart below.

When shopping for a Ford vehicle at a dealership, you should contact a few of the industry’s top this-party extended warranty providers for free quotes to see how they compare. Comparing coverage options allows you to understand the market rate better and will also help ensure you get the most coverage at the lowest price.

Our review team has also examined the best-extended warranty companies in the industry, evaluating plan options, pricing, customer reviews, and more. Third-party extended warranty providers often offer more affordable coverage and longer coverage terms.

Purchasing a Ford aftermarket warranty from a reputable third-party extended warranty company allows you to buy an extended warranty after your factory warranty expires. Unlike Ford, third-party extended warranty companies can extend coverage for vehicles up to 20 years old for 250,000 miles. We recommend getting free no-obligation quotes from third-party providers such as Endurance and CarShield for your Ford vehicle.

Endurance: Best Overall

Our review team ranked Endurance 4.6 out of 5 stars and gave it the award of Best Overall. The company has been a this-party extended warranty provider since 2005.

The company has mostly positive reviews with the Better Business Bureau (BBB) and has a 4 out of 5-star rating on Trustpilot. If you had to choose only one extended warranty provider, we recommend Endurance.

Endurance offers a variety of plans, deductibles, and payment options. Endurance plans provide coverage up to 200,000 miles and provide plans for older vehicles.

When you purchase an extended warranty from Endurance, you get additional benefits such as 24-hour roadside assistance, trip interruption benefits, and rental car coverage.

CarShield: Most Affordable

Our Review team ranked CarShield 4.5 out of 5 stars. CarShield has been in business since 2005 and offers the most affordable extended warranty plans. The company has a 4-star rating from over 33,000 customer reviews on Trustpilot.

When our research team got quotes from extended warranty companies across the country, CarShield offered the lowest quotes overall. CarShield offers six plans ranging from basic powertrain coverage to exclusionary bumper-to-bumper coverage. CarShield plans include 24-hour roadside assistance, car coverage, and towing reimbursement.

This article looks at the price and coverage provided by the Ford Protect Extended Service Plan. We’ve also examined Ford maintenance cost and reliability and discussed third-party extended warranty options.

Below are some common frequently asked questions about Ford’s extended warranties: