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What Does CarShield Cost in 2023?
Extended warranties from CarShield cost between $100 and $140 on average. We compared CarShield quotes with those of other providers to help you decide.
CarShield coverage costs an average of $100 to $140 per month.
The extended warranty company offers six tiers of coverage.
You can choose between deductibles of $250, $100, $50, and $0, depending on the plan you select.
Our review team has spent hundreds of hours researching car warranty companies to help consumers choose the best coverage for their vehicles. Writers and editors evaluate each brand based on industry data and real customers’ experiences, meeting high editorial standards to keep readers informed.
The best way to determine what CarShield costs is to reach out for a free quote. You can use the quote tool on CarShield.com or speak to one of CarShield’s service representatives. Our team received quotes for the exclusionary and powertrain plans, each with a $100 deductible. Additionally, plans require a down payment equal to the first month’s payment.
2018 Honda Civic
5 years/70,000 miles
2012 Subaru Outback
Unlimited years and miles
CarShield offers deductibles of $250, $100, $50, and $0, though not every deductible is available for each level of coverage. Keep in mind that the lower your deductible is, the higher the overall cost of your warranty plan will be.
CarShield Cost: How Does CarShield Compare To Other Extended Warranty Companies?
CarShield offers flexible payment options, including the ability to pay on a month-to-month basis. Following our industry-wide study of top warranty providers, we awarded CarShield the title of Best Monthly Payments and gave it an overall rating of 4.5 out of 5.0.
Our team sourced quotes from a few of the top extended warranty providers on the market to see how CarShield stacks up. Each quote is for a 2018 Honda Civic covered under the provider’s bumper-to-bumper warranty.
Warranty companies determine the cost of your protection plan by weighing a number of different factors, such as:
Vehicle age:Older vehicles tend to break down more often than new cars, so warranty plans for older model-year cars tend to cost more.
Vehicle mileage:Higher-mileage vehicles are more likely to suffer a mechanical breakdown. Car repair costs for these vehicles are often higher, so warranty plans to protect them are usually more expensive.
Vehicle make and model:Luxury vehicles are more expensive to repair than standard vehicles, so warranty coverage is often costlier.
Deductible:The higher the deductible, the less you’ll pay for a warranty plan overall.
Coverage level you choose: More comprehensive coverage plans will protect more components in your vehicle, but they’ll also cost quite a bit more than lower tiers of coverage.
CarShield is a vehicle service contract broker, which means the company is not a direct provider of extended warranties. American Auto Shield administers CarShield’s service contracts. There are six coverage options to choose from, though one is specifically for motorcycles, ATVs, and other specialty vehicles.
The six CarShield plans are:
Diamond:The Diamond plan is an exclusionary plan most similar to a manufacturer’s warranty. It covers almost all components of the vehicle, with just a few exclusions.
Platinum:The Platinum plan is CarShield’s comprehensive coverage plan. It’s ideal for high-mileage vehicles.
Gold:CarShield’s Gold plan is a powertrain-plus service contract. It offers protection for most major and some minor components in your vehicle.
Silver:Silver is CarShield’s basic powertrain warranty. It’s the most affordable service plan the company offers, covering the most important parts of your car.
Aluminum:The Aluminum vehicle protection plan is designed specifically to protect more high-tech components like the GPS system and power windows.
Motorcycle & ATV:This plan covers motorcycles, ATVs, and other non-standard vehicles.
CarShield offers some of the best coverage plans in the warranty industry. Here’s a breakdown of what each CarShield contract covers:
Every CarShield extended warranty comes with several added perks. These include:
24-hour roadside assistance
Trip interruption benefits
Fuel delivery services
Rental car reimbursement
You can bring your car to a dealership or any mechanic certified by the National Institute of Automotive Service Excellence (ASE®) for any covered repairs. The majority of repair mechanics are ASE-certified, which gives you great deal of flexibility when it comes to choosing a repair facility.
CarShield Cost: Conclusion
When looking for affordable warranty coverage with flexible payment plans, CarShield should be near the top of your list. The company offers peace of mind with its six tiers of coverage and large number of added benefits. Based on our research, we found that CarShield coverage ranges from about $100 to $140 per month.
After you meet your deductible, auto repairs covered by your CarShield warranty plan will be paid 100 percent to the repair shop or dealership.
CarShield won’t cover the following auto repairs:
Damages from car accidents
Damages from fire, floods, vandalism, or other environmental impacts
Issues from misuse or neglect
Problems from aftermarket alterations
Parts that naturally wear out and malfunction with use, like brake pads and tires
Routine maintenance services like oil changes
CarShield warranties can cover up to 300,000 miles.
CarShield reviews are generally positive, with customers on Google rating the company with 4.3 stars out of 5.0. CarShield customers on Trustpilot are similarly pleased with the company, giving CarShield a 4.0-star rating out of 5.0.
In our industry-wide research, we found CarShield to be one of the most reputable extended car warranty companies. Between the company’s affordability and positive customer reviews, it’s clear that CarShield is not a rip-off. We award the company the title of Best Monthly Payments and give it an overall rating of 4.5 out of 5.0.
How We Rate Warranty Providers
Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:
Reputation:It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) score well in this category. Established providers with a long history of reliable service also receive positive marks.
Coverage:Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
Transparency: Our team evaluates the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
Customer Experience:We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.