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Best Used Car Warranty Companies
In this review, we’ll compare the best used car warranty companies based on costs, coverage plans, warranty benefits, and overall company reputations.
We chose Endurance as the best used car warranty company due to its six coverage levels and direct-to-consumer business model.
Olive and CarShield earned second and third place in our review with distinctions of Best Online Process and Best Monthly Payments.
You can buy a used car warranty from your car’s manufacturer or from a third-party provider, and we encourage you to compare quotes before settling on a plan.
While many providers claim to be the best used car warranty company, our team set out to learn which ones actually deserve that title. We’ve spent over 860 hours researching extended warranty providers, getting quotes for various car makes and models, and analyzing customer reviews. From this, we’ve discovered which options actually have the best extended car warranties.
Our review team has spent hundreds of hours researching car warranty companies to help consumers choose the best coverage for their vehicles. Writers and editors evaluate each brand based on industry data and real customers’ experiences, meeting high editorial standards to keep readers informed.
Best Extended Warranty For Used Cars
Our research team found that the five best used car warranty companies are Endurance, Olive, CarShield, CARCHEX, and Omega Auto Care. To determine these rankings, our comprehensive review methodology takes into account the reputations, coverage plans, costs, transparency, and customer experience offered by each provider.
Used Car Warranty Company Comparison
The best used car warranty providers have various coverage options, affordable pricing, and strong reputations among customers. The table below has a brief comparison between our top five picks for the best used car warranty companies:
Used Car Warranty
Out of 5.0
Longest Contract Term
5. Omega Auto Care
*Each of these providers offers a 30-day money-back guarantee
5 Best Used Car Warranty Companies
We’ve detailed the top five warranty providers for used cars based on customer reviews, coverage options, coverage limits, added perks, and industry standings. Learn more about Endurance, Olive, CarShield, CARCHEX, and Omega Auto Care in the sections below.
#1 Endurance: Best Coverage
Endurance earned 4.6 out of 5.0 stars and the top score overall from our review team. It’s unique because it’s a direct warranty provider that eliminates the need for third-party administrators during the claims process. You’ll deal with Endurance from start to finish when you purchase an extended auto warranty from the company.
Vehicle service contracts from Endurance cover used cars for up to eight years or 200,000 miles. That’s a generous coverage window compared to many other providers on the market. Endurance warranty plans are available in every state including California, where you’ll find three levels of mechanical breakdown insurance (MBI).
Superior: Covers hundreds of car parts and is the highest level of stated-component coverage offered by Endurance.
Premier: Designed for high-mileage vehicles with up to 150,000 miles, this tier offers coverage for your powertrain, air conditioning, and other electric components.
Secure Plus: Covers powertrain components as well as some electrical systems.
Secure: Offers basic powertrain coverage for the engine, transmission, and water pump.
EnduranceAdvantage™: Covers mechanical breakdowns as well as regular maintenance, which is uncommon with even the best used car warranties.
Endurance Warranty Benefits
All Endurance car warranties come with roadside assistance, which includes towing and other emergency services. Plans also come with rental car reimbursement, trip interruption coverage, and one year of free Endurance Elite Benefits.
These Endurance Elite Benefits include the following:
Tire repair and replacement
Key fob replacement
Total loss protection
Endurance Warranty Prices
Below are some quotes to put in perspective how much you could pay for an Endurance warranty:
for 24 months
for 30 months
for 30 months
Endurance Warranty Reviews
Endurance currently holds no rating from the Better Business Bureau (BBB) and lacks accreditation. However, it has plenty of credentials as seen by various high-level partnerships, industry awards, and its popularity as a provider.
Endurance warranty services receive average review scores from customers. The company earns 3.7 out of 5.0 stars on both the BBB and Trustpilot. While Endurance warranty reviews are mixed, customer experiences regarding claims and purchases are generally strong.
We awarded Olive with 4.5 out of 5.0 stars thanks to its simple and hassle-free online purchasing process. Our team appreciates how Olive allows customers to easily get car warranty quotes using its online tool. From there, you can purchase coverage and make your first payment online without speaking to a representative over the phone.
Three levels of coverage are offered by Olive: Complete Care, Powertran Plus, and Powertrain. Coverage is offered for vehicles with up to 185,000 miles on them, and there’s no waiting period before coverage takes effect. In addition, Olive’s extended car warranties are available in all 50 states including California, where you’ll find mechanical breakdown insurance.
Olive Warranty Plans
Complete Care: Olive’s most comprehensive coverage plan, this covers everything except what’s stated as exclusion in your contract.
Powertrain Plus: Covers all components protected in the Powertrain plan with additional parts outside of your vehicle’s major components.
Powertrain: Like the name suggests, this covers your vehicle’s powertrain components related to the engine, transmission, and drivetrain.
Olive Warranty Benefits
The benefits that come with Olive extended warranty plans are fairly straightforward. You’ll receive both towing and rental car coverage, with towing covered for up to $100 and rental car reimbursement for $35 per day not to exceed $175 in total.
While these perks are helpful, they lag the best used car warranty companies which generally offer trip interruption benefits and roadside assistance. If these additional benefits are important to you, you may want to consider other extended car warranty providers.
Olive Warranty Prices
Our team took the time to gather quotes from Olive to better understand how its prices stack up against the competition. See the table below for what we found through secret shopping:
for 36 months
for 36 months
Olive Warranty Reviews
Olive reviews online say very little about the used car warranty company. The provider has positive customer reviews across various online platforms but no presence on Trustpilot, Google, or the BBB. Repair Ventures LLC, Olive’s parent company, does hold an A+ rating and accreditation from the BBB.
You can also find customer reviews on Olive’s website, though these are almost entirely positive. If the lack of reviews on reputable platforms concerns you, you may want to consider other best used car warranty companies with an abundance of customer marks.
CarShield earned 4.5 out of 5.0 stars in our comprehensive review along with the distinction of being the provider with the Best Monthly Payments. If you’re looking for excellent coverage on a tight budget, CarShield may be the best used car warranty company for you.
You’ll find six levels of coverage with CarShield, ranging from powertrain protection to specialty coverage for high-tech components. In addition, CarShield warranties offer covered repairs for vehicles with up to 300,000 miles on them, which is higher than with many competitors. It even offers specialty coverage for motorcycles and all-terrain vehicles (ATVs).
CarShield Warranty Plans
Diamond: Most similar to a new vehicle’s manufacturer warranty, this provides exclusionary bumper-to-bumper coverage on your car.
Platinum: A great plan for vehicles with higher mileage, this covers the engine, transmission, air conditioning, and electrical system among other parts.
Gold: Mid-tier coverage for some of your most essential car components as well as a few accessory parts, such as your power windows.
Silver: CarShield’s most affordable level of coverage, this provides basic powertrain protection for your vehicle’s engine, transmission, and water pump.
Aluminum: This plan covers many electronic and computer-related parts and problems, including your electrical and navigation systems.
Motorcycle and ATV: Specialty coverage that protects motorcycles and ATVs, which is extremely rare among providers.
CarShield Warranty Benefits
CarShield protection plans offer quite a few attractive extras, including:
Towing to a repair shop
Rental car coverage
Trip interruption reimbursement
CarShield Warranty Prices
CarShield offers cheaper monthly payments than many of the best used car warranty companies. However, its costs and terms will vary from person to person. We’ve provided typical rates for CarShield plans to give a better understanding of how much they could cost:
Car Make and Model
5 years/70,000 miles
Unlimited years and miles
CarShield Warranty Reviews
You’ll find an abundance of CarShield reviews on Trustpilot. It holds a “Great” rating on this review platform and a 4.0- out of 5.0-star score from over 39,000 reviews. However, CarShield has a D rating on the BBB and only 1.3 out of 5.0 stars from over 2,200 reviews. This score is due to a consistent pattern of customer complaints about the company’s advertising practices.
CARCHEX rounds out our five top picks, earning 4.4 out of 5.0 stars in our review. It’s one of the oldest extended warranty companies on the market, with over 20 years of experience. We’ve named CARCHEX as Best For Used Cars due to its plans that cover vehicles for up to 10 years or 250,000 miles.
CARCHEX provides customers with five different coverage plan options. However, these aren’t renewable and contracts from different administrators may vary slightly in covered components.
CARCHEX Warranty Plans
Titanium: Exclusionary bumper-to-bumper warranty coverage that’s similar to a factory warranty. This plan is best for those seeking out the highest level of protection.
Platinum: The most comprehensive stated-component coverage plan from CARCHEX which provides protection for hundreds of parts and systems.
Powertrain Plus: Protection for all major systems and best suited for cars with high mileage or old model years. It covers everything in the Powertrain plan in addition to electric, fueling, and air conditioning components.
Powertrain: The most basic tier of coverage, this protects drivetrain components like the drive axle, engine, and transmission.
Extra Care: Offers protection for components unrelated to your powertrain such as electrical, steering, suspension, and braking parts.
CARCHEX Warranty Benefits
Here’s what extra perks are included with each CARCHEX plan:
24/7 roadside assistance
Trip interruption service
Rental car reimbursement
CARCHEX Warranty Prices
We mystery shopped with CARCHEX to gain greater insight into its extended warranty prices. To highlight the actual costs of its plans we’ve listed out some sample quotes:
for 18 months
for 18 months
for 18 months
CARCHEX Warranty Reviews
Currently, CARCHEX holds a rating of 2.6 out of 5.0 stars on Trustpilot and has mixed customer reception. Some reviews praise a smooth and transparent purchase process while others criticize claims services and overall coverage. Overall, though, CARCHEX is one of the best used car warranty companies at replying to customer complaints.
CARCHEX holds an A+ rating from the BBB as well as accreditation. The company also has partnerships with several high-profile auto industry brands such as CARFAX, Edmunds.com, and Kelley Blue Book.
Omega Auto Care rounds out our list of the best used car warranty companies. The provider has been in business since 1968 which gives it an incredibly long history for the industry. We rate Omega Auto Care 4.4 out of 5.0 overall. It offers five plan options and can cover up to 250,000 miles, which is plenty for a used vehicle.
Omega Auto Care Warranty Plans
New Exclusionary: This plan is similar to a factory warranty as it covers almost any breakdown except for a list of exclusions. It’s designed for vehicles under 100,000 miles.
Used Stated Coverage: This plan covers hundreds of components on all major systems of the vehicle and is available up to 150,000 miles.
Powertrain Enhanced: This plan covers the powertrain (engine, transmission, and drive axle) plus numerous other components like the air conditioning, fuel, and electrical systems.
Powertrain Plus: This plan covers the powertrain plus some components in the air conditioning and electrical systems.
Powertrain Protection: This plan covers the important components of the engine, transmission, and drivetrain. It’s available for vehicles with up to 250,000 miles.
Omega Auto Care Warranty Benefits
Omega Auto Care offers a solid lineup of benefits with each vehicle service contract. This includes road hazard tire protection, rental car reimbursement, travel expense reimbursement, and 24/7 roadside assistance, and maintenance benefits. That’s a pretty good menu of added benefits. Here are the details:
Road hazard tire protection: Covers repair (up to $20 per tire) or replacement (up to $100 per tire) after damage from road hazards up to $400 for the life of the contract
Rental car reimbursement: Covers up to $30 per day for a rental car while yours is in the shop (maximum of $150 per occurrence)
Trip interruption: Covers up to $75 per day with a maximum of 3 days for food and lodging if your car breaks down more than 100 miles from home
Maintenance benefits: Covers oil changes, brake pads, one battery replacement, cooling system maintenance, and one safety inspection
Omega Auto Care Warranty Prices
We mystery shopped with Omega Auto Care to find out just how much an extended warranty could cost. See the table below for the quotes we received using various coverage levels on different vehicle models:
5 years/75,000 miles
$115 for 24 months
Powertrain Enhanced Protection
5 years/75,000 miles
$148 for 24 months
Omega Auto Care Warranty Reviews
Omega Auto Care has a rating of 3.9 out of 5.0 stars on Trustpilot and the designation of “Great,” with 75 percent of its over 1,100 reviews being either 4.0 or 5.0 stars. The volume of reviews and high ratings speak to the kind of service that Omega Auto Care offers to customers.
The company also has an A+ rating from the BBB and a customer review score of 3.9 out of 5.0.
Best Used Car Manufacturer Warranties
In some cases, automakers offer vehicle service contracts for used cars that have moved beyond certified pre-owned (CPO) programs. These manufacturer-backed extended warranties usually have strict eligibility standards, and vehicles must pass an inspection to receive coverage. Below are the best used car warranties from auto manufacturers:
Hyundai CPO Wrap: This contract enhances the original CPO warranty for up to 10 years or 120,000 miles, covering 1,500 components. It also offers 24-hour roadside assistance, trip interruption coverage, towing services, rental car reimbursement, and transferable coverage.
Lexus L/Certified: This program extends the basic CPO warranty for certified Lexus vehicles. It comes with five years and unlimited miles of bumper-to-bumper coverage, 24/7 roadside assistance from AAA, substitute transportation, and travel protection. It also offers a $0 deductible, transferable coverage to new owners, and protection that begins when standard CPO coverage expires.
BMW Platinum Extended Service Contract: Includes bumper-to-bumper coverage for up to seven years or 100,000 miles beyond the BMW CPO warranty. Coverage includes 24-hour roadside assistance and 100-percent BMW replacement parts.
Mopar Maximum Care: Offers bumper-to-bumper coverage for up to five years and unlimited miles beyond the CPO warranty. Benefits include rental car services, roadside assistance, and trip reimbursements. The plan can begin immediately after the CPO warranty expires on a Chrysler, Ram, Jeep, or Dodge model.
Kia Distinction Platinum: Bumper-to-bumper coverage that extends your existing Kia warranty for up to 150,000 miles. It includes alternative transportation coverage, towing assistance, travel coverage, fuel deliveries, and a transferable contract.
While these five are our selections for the best used car warranties from automakers, you can find similar choices from Toyota, Ford, Honda, and other auto manufacturers.
Manufacturer vs. Third-Party Warranties
Both car manufacturers and third-party providers offer extended auto warranties. However, there are key differences between the coverage given by each warranty option.
Manufacturer extended warranties for used cars often have various limitations. For example, you’ll typically need to have work done at brand-authorized repair shops. Plans must also be purchased from a dealership, often before the original factory warranty has expired. However, the best used car warranty company might be an automaker if you’re concerned about brand-approved parts being used to repair your vehicle.
Aftermarket warranties from third-party providers usually give you greater flexibility and variety. Independent extended warranties are accepted at any repair shop certified by the National Institute for Automotive Service Excellence (ASE®). Additionally, third-party warranties are typically cheaper than plans sold from a manufacturer. However, repairs probably won’t be done using original equipment manufacturer (OEM) parts.
What Is A Used Car Warranty?
Used car warranties are extended warranties intended specifically for used vehicles. They can provide you with protection against mechanical breakdowns and will pay for most repairs to major vehicle systems.
Types Of Used Car Warranty Coverage
There are many types of coverage to consider as you search for a used car warranty. Find a comprehensive list of the most common coverage types below:
Bumper-to-bumper: A bumper-to-bumper warranty is considered the most comprehensive form of coverage and is exclusionary. This type of protection often comes included with factory warranties and has only a short list of exclusions.
Stated-component: Also referred to as a mid-tier auto warranty, these plans cover more parts than a powertrain plan such as air conditioning units and sensors. All included parts will be listed in the contract, and what isn’t listed won’t receive coverage.
Powertrain: Powertrain car warranties cover the systems that allow your vehicle to transfer power from its engine to the wheels. All parts that receive protection will be explicitly listed in this plan.
Corrosion and rust: This coverage type pays for damages to vehicle body parts resulting from corrosion.
Emissions: As required by federal law, limited warranties from the manufacturer are offered to protect emissions-related components.
Accessories: This plan is specifically designed to protect specific auxiliary systems like navigation, sensors, and air bags. Some of these components come with their own separate accessory warranties.
It should be noted that more comprehensive coverage may not be available for used vehicles if their mileage is too high. However, it’s almost always still possible to get some of the best used car warranties on high-mileage vehicles.
What’s Excluded From Used Car Warranties?
Below are the typical coverage exclusions found in most auto warranties:
Wear and tear items: Parts such as brake pads, windshield wiper blades, car batteries, and shocks are usually excluded from even the best used car warranty plans.
Car accidents: Warranties don’t provide coverage for damages caused by car accidents. To get this coverage, you’ll want to turn to the best car insurance companies.
Weather damages: Issues caused by environmental factors such as hail, wind, and natural disasters aren’t covered by extended warranties.
Upgrades and unauthorized repairs: Changes made to your vehicle that diverge from factory specifications and don’t fall under normal use won’t be covered. Additionally, repairing your vehicle with non-factory parts or through an unlicensed shop could even void your vehicle protection plan.
Regular maintenance: Routine maintenance services like oil changes, filter changes, and tire rotations are rarely included in coverage plans.
Cosmetics: Paint, car windows, and trim will still lack coverage under most extended car warranty plans.
Where To Get A Used Car Warranty
As mentioned earlier, the best used car warranty plans can be offered by either manufacturers or third-party providers. While vehicle service contracts from automakers are usually only available for a limited period, third-party warranties can be bought at nearly any time.
When getting a new or used car it’s likely that a dealer will offer extended warranty protection for your vehicle. However, we suggest that you be wary of any warranties offered at a dealership. Car dealers are usually more focused on making a sale rather than on getting you the best deal.
Best Used Car Warranty Benefits
Standard used car warranties tend to come with a few perks beyond vehicle repairs. These include special services like roadside assistance, rental car reimbursement, and trip interruption coverage. We’ll explain what each of these entails below:
Roadside assistance: Services such as towing, tire repairs and replacements, fuel deliveries, and battery jump-starts may be provided by the best used car warranty companies.
Rental car coverage: If your car is in the shop due to a covered breakdown, you may get reimbursement for a rental car so you’re not left without a vehicle.
Trip interruption coverage: This benefit pays for expenses related to your breakdown but separate from your car, such as food and lodging costs. However, coverage only applies a certain distance from your home, and there are time and total cost limits.
These coverage inclusions will vary by provider and plan level. When shopping for an extended warranty make sure to ask which perks are offered with your vehicle service contract.
Used Car Warranty Costs
Our research team found that the average extended car warranty costs$3,026 in total. However, expect your exact costs to vary. Look at the table below for a breakdown of the average extended warranty price by coverage level:
Used Car Warranty Type
Average Total Cost
Should I Get A Used Car Warranty?
Whether you should buy one of the best used car warranties depends on a variety of factors, including your vehicle’s reliability and your personal finances. Some car owners may want coverage for when expensive repairs arise, but others may prefer to pay out of pocket.
If you’re worried about covering the cost of expensive repairs, a warranty could potentially save you thousands of dollars. However, there’s also the chance that your car won’t face any issues.
Is It Worth Getting A Used Car Warranty?
When determining the value of an extended warranty you need to understand your vehicle type, repair costs, and reliability. There are plenty of online resources that can give you average prices for repairs along with reliability ratings.
Our websites of choice are RepairPal.com and Edmunds.com for up-to-date information. We recommend that you compare the overall costs of a vehicle protection plan with your possible repair costs to determine if coverage is worth it.
Pros And Cons Of A Used Car Warranty
See the table below for some of the positives and negatives of getting the best used car warranty plans:
ProsYou may avoid paying for costly repairsYou’ll have peace of mind on the roadYour car will be protected for years to come
ConsPlans may come with restrictionsThe cost may not be worth itCoverage could be unnecessary if you plan to buy a new vehicle soon
How To Buy A Used Car Warranty
There’s a lot to consider when searching for the best used car warranty plan. Between customer reviews, coverage plans, and the multitude of companies on the market, it can be difficult to figure out what’s best. Read on for the best process when purchasing a used car warranty.
Guide To Buying Used Car Coverage
If you want to purchase from one of the best used car warranty companies, follow the steps outlined below:
Research different types of warranties: There are several types of used car coverage available such as manufacturer warranties, dealership warranties, and third-party warranties. Compare the different choices available to determine which fits your needs.
Check the coverage: Once you’ve identified your desired type of warranty, review the coverage provided by each used car warranty company. Make sure your chosen contract covers the parts and repairs you’re most concerned about and look for any limitations, exclusions, or add-ons.
Compare prices: Each warranty provider offers different prices for the same level of coverage. Research and compare prices from several companies to ensure that you’re getting a fair price.
Read customer reviews: Look for reviews and feedback from others who’ve purchased a warranty from the provider you’re considering. This can help you get a sense of the quality of service and support provided by each company.
Look at provider reputations: Institutions like the BBB rate businesses on their transparency and responsiveness to customers. Similar to customer reviews, this could help you to gauge whether the company is trustworthy or not.
Make a purchase: Once you’ve decided on a warranty provider, review the terms and conditions of the contract carefully and make sure you understand what’s covered. If you’re comfortable with the terms, make your purchase and start enjoying the benefits that come with having one of the best used vehicle warranty plans.
Best Used Car Warranty: Conclusion
In this article, we analyzed the best used car warranty companies and their reputations, coverage options, customer service scores, and average costs. Our review team found Endurance, Olive, CarShield, CARCHEX, and Omega Auto Care to be the best used car warranty companies on the market today. We recommend getting car warranty quotes from each of these providers as you search for a cheap car warranty plan that suits your needs.
Below are some frequently asked questions about the best used car warranty companies:
Our experts chose Endurance as the highest-rated company among extended car warranty providers, Olive, CarShield, CARCHEX, and Omega Auto Care follow closely behind in our ratings. Other reputable options that may be worth consideration include Protect My Car, Omega Auto Care, autopom!, Toco, and Concord Auto Protect.
It can be worth it to get an extended warranty for your used car if you want peace of mind on the road. While plans are typically more expensive for older vehicles, this coverage could save you thousands if your car is unreliable.
You can purchase an extended warranty on a used car at almost any point in the vehicle’s life. Keep in mind that new cars come with a new vehicle limited warranty from the manufacturer, so check to see if you have preexisting coverage beforehand.
Endurance and CARCHEX, two of the top aftermarket providers for used cars, offer extended warranties for vehicles over eight years and 200,000 miles. Compared to the average manufacturer-backed extended warranty, these coverage terms are far longer. For more details on high-mileage car warranties, read about extended warranties for cars over 100k miles.
Most auto warranties are transferable to subsequent vehicle owners, usually for a small administrative fee. To see if your vehicle protection plan is transferable, carefully read the fine print of your sample contract.
Extended warranties go by several names including vehicle protection plans and vehicle service contracts. They all refer to the same idea–paying a premium to protect yourself from unexpected auto repair bills.
Usually, you’ll need to pay a certain deductible when taking advantage of a used car warranty. However, some extended auto warranty companies have plans with $0 deductibles.
Some dealerships in the U.S. may offer a 30-day warranty on a used vehicle, but it’s not a standard practice. Manufacturers may offer a CPO warranty if the car meets certain conditions.
How We Rate Warranty Providers
Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:
Reputation:It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) score well in this category. Established providers with a long history of reliable service also receive positive marks.
Coverage:Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
Transparency: Our team evaluates the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
Customer Experience:We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.
*Data accurate at time of publication.
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