Best Car Warranty Companies

The table below highlights our ratings for the 10 best extended car warranty companies of 2023:

Being the best car warranty company is different from simply offering one of the top extended warranty plans. It requires meeting the standard of our comprehensive rating system listed above.

The following sections provide details about the coverage plans, costs, customer experiences, transparency, and industry reputations of the best car warranty companies.

#1 Endurance: Best Coverage

Founded: 2006
Company headquarters: Northbrook, Illinois
Availability: 50 states

Endurance is our pick for the best extended car warranty provider on the market today. It has 17 years of experience-fewer than many competitors–but has built a strong reputation for customer service.

Endurance is unique because it’s a direct provider of extended car warranties. Dealing with Endurance directly means the claims process will be simpler and faster, as you won’t have to go through an intermediary. With Endurance, you can file claims either by phone or through an online portal, and service is also available through an online concierge with the Endurance app.

These customer-friendly features result in better customer service overall and make Endurance an excellent fit for drivers who want an easy, fast, and stress-free claims experience.

Endurance Pros And Cons

Endurance Warranty Plans

Endurance offers six coverage levels that are both cancelable and transferable. These coverages range from powertrain to bumper-to-bumper levels, with periods available for up to eight years or 200,000 miles. See the table below for basic descriptions of each warranty option:

Exclusions for Endurance plans, which are standard in the industry, include things like damages from lack of maintenance, severe weather, car accidents, and wear and tear other than with the EnduranceAdvantage plan.

Endurance Warranty Benefits

All Endurance car warranties come with roadside assistance, rental car reimbursement, and trip interruption coverage. Additionally, extended auto warranty contracts include one free year of Endurance Elite Benefits, which offer perks that include:

• Key fob replacement
• Tire repair and replacement
• Total loss protection
• Collision discount
• Up to $1,000 toward replacing a totaled vehicle.

Endurance Warranty Cost

We mystery shopped and obtained quotes for various levels of coverage from Endurance, as shown in the table below. 

Keep in mind that your specific price for coverage will depend on factors like your chosen plan level, deductible, and vehicle. The best way to find out how much each Endurance plan will cost you is to ask for a free quote.

Endurance Customer Reviews

Endurance has a relatively strong 3.7-star customer review score from the BBB but receives an alert for a pattern of complaints. On Trustpilot, the business has 3.7 out of 5.0 stars with almost 80 percent of the reviews being four stars or above. Many Endurance warranty reviews talk about patient and helpful agents and great explanations of the coverage available.

Read more: Endurance warranty review

#2 ForeverCar: Best Value

Founded: 2011
Company headquarters: Chicago
Availability: 48 states (all but California and Washington)

ForeverCar is one of the best car warranty companies on the market despite its relatively short time in business. It has quickly established itself as one of the most affordable providers of high-quality vehicle service contracts. ForeverCar offers unlimited-mileage plans that can protect high-mileage vehicles, making it a great pick for owners of cars over 200,000 miles.

ForeverCar has also established itself as a key player in the customer service arena, with an A+ rating from the BBB and 4.8 out of 5.0 stars on Trustpilot. Awards for this provider include Best New Product and a Stevie Bronze Winner by the American Business Awards in 2018.

ForeverCar Pros And Cons

ForeverCar Warranty Plans

ForeverCar has four levels of warranty coverage for customers. While the provider doesn’t offer the most choices from the companies in our industrywide review, its unlimited mileage restrictions on plans make up for this. See below for a comprehensive coverage breakdown:

ForeverCar Warranty Benefits

Benefits included with every ForeverCar extended warranty plan include:

• Rental car reimbursement
• 24/7 emergency roadside assistance
• Travel expense reimbursement
• Unlimited-mileage plans

ForeverCar Warranty Cost

We gathered instant quotes through mystery shopping for some of ForeverCar’s warranty plans, which you’ll find in the table below:

Remember that actual quotes for your vehicle will depend on factors such as your plan level, vehicle make, model, and mileage, and your chosen deductible. Contacting ForeverCar for more information and a free quote will be your best bet.

ForeverCar Customer Reviews

ForeverCar currently holds an A+ rating with the BBB as well as accreditation. It also has the highest rating on Trustpilot from our five best car warranty companies, with 4.8 out of 5.0 stars.

An impressive 97% of customers gave ForeverCar either a four- or five-star rating in reviews. Consumers mention helpful customer service representatives as well as an appreciation for its lack of pushy sales tactics.

#3 Olive: Best Online Process

Founded: 2000
Company headquarters: Chicago
Availability: All 50 states

For those who are looking for an online purchasing experience, Olive will be your best bet. It not only offers a 100-percent online shopping and claims process, but it also has no waiting period before its vehicle service contracts take effect. Olive provides protection plans with no yearly mileage limits, making it a great choice for those who drive far and often.

Olive is owned by Repair Ventures LLC, which has a solid A+ rating from the BBB. We like that it offers protection in all 50 states, with mechanical breakdown insurance in California. While Olive only offers three levels of protection, its upside is the ability to avoid the hassle of dealing with customer service agents over the phone.

Olive Warranty Pros And Cons

Olive Warranty Plans

Olive offers three levels of coverage to its customers including bumper-to-bumper, powertrain-plus, and powertrain coverages. See below for a more detailed description of each vehicle protection plan:

Olive’s extended warranty plans are available for vehicles up to 10 years old or with up to 140,000 miles on them. After this, your warranty will cover your vehicle until it’s 12 years old or with 185,000 miles. Keep in mind that contracts are transferable to new owners.

Olive Warranty Benefits

Olive’s suite of extra perks offered with its extended warranty contracts includes both towing and rental car coverage. Unfortunately, roadside assistance and trip interruption coverage are not included, though they’re standard services with other reputable extended warranty providers.

Olive Warranty Cost

We mystery shopped and received quotes from Olive for two of its three vehicle protection plans, which you’ll find in the table below:

It’s good to note that your quoted prices will differ due to factors including your vehicle’s make, model, and mileage. Quotes are easily found online, so we encourage you to head to Olive’s website and get them for yourself.

Olive Customer Reviews

Olive’s parent company holds an A+ rating from the BBB. Unfortunately, it lacks a significant amount of reviews on the BBB website to paint an accurate picture of its customer service. However, reviewers on Google provide a favorable outlook on all that Olive has to offer. Positive reviews mention excellent customer service while negative ones talk about frustration regarding claim denial.

Read more: Olive warranty review

#4 CarShield: Best Monthly Payments

Founded: 2005
Company headquarters: St. Peters, Missouri
Availability: 49 states (all but California)

CarShield has covered over 1 million vehicles since it was established in 2005. We found it to have low monthly payment plans and some of the best extended auto warranty coverage in the industry. However, CarShield is not a direct provider of warranty coverage, and instead uses established companies like American Auto Shield to administer plans.

CarShield was named Best Monthly Payments by our research team for its low-cost coverage plans that include perks such as roadside assistance and your choice of a repair shop. Possible downfalls to CarShield include mixed customer reviews and some nontransferable contracts. While CarShield’s BBB rating may be lower than competitors, customers are overall pleased with its professionalism and claims process.

CarShield Pros And Cons

CarShield Warranty Plans

CarShield offers more coverage tiers than many competitors, including contracts for specialized vehicles and high-tech equipment. The company’s levels of coverage are as follows:

CarShield Warranty Benefits

CarShield offers a number of perks with its extended warranty plans, including:

• 24/7 roadside assistance
• Rental car and rideshare coverage
• Trip interruption
• Towing

CarShield Warranty Cost

CarShield markets itself as an affordable option for extended car warranties, and it offers plans with low or no deductibles. However, costs vary depending on personal factors like your vehicle model and mileage. See the table below for monthly rates we received during our mystery shopping endeavors.

CarShield Customer Reviews

Thousands of customers have rated Carshield on both the BBB and Trustpilot. The company earns a rating of 4.0 out of 5.0 stars on Trustpilot, with almost 80 percent of reviewers giving the company a high score. However, on the BBB website it has very low ratings and a D score overall. CarShield’s service reputation is considered good by most, but some customers complain about coverage of part repairs.

Read more: CarShield review

#5 CARCHEX: Best For Used Cars

Founded: 1999
Company headquarters: Hunt Valley, Maryland
Availability: 50 states

We’ve rated CARCHEX as one of the business’s most reputable extended warranty companies. The organization has been in the car warranty industry for over 20 years, touting its No-Haggle, Low-Price, Everyday Guarantee™.

CARCHEX is known for its low prices and straightforward quote process. You can be sure that you’ll get concise and accurate explanations on coverage terms and prices without the annoying sales pressure you may experience from other providers. CARCHEX has endorsements from brands like RepairPal, Edmunds.com, CARFAX, and Kelley Blue Book.

CARCHEX Pros And Cons

CARCHEX Warranty Plans

As one of the best car warranty companies, CARCHEX markets vehicle service contracts from a network of administrators that are backed by car insurance carriers with A and A+ ratings. Whether you’re looking for a basic powertrain warranty or a bumper-to-bumper warranty, CARCHEX offers five coverage levels:

CARCHEX plans cover new vehicles and used vehicles over 100,000 miles, but don’t expect your Porsche or exotic car to have many coverage options. However, we were impressed with coverage options for older cars, with plans covering up to 10 years or 250,000 miles. 

CARCHEX Warranty Benefits

Here’s what extra perks are included in each CARCHEX plan:

• 24/7 roadside assistance
• Towing
• Rental car reimbursement
• Gas delivery
• Trip interruption service

CARCHEX is an excellent fit for those who prefer a mechanic over a dealership, as it has a nationwide network of providers. In addition, car owners don’t have to go through long claims processes. Instead, the repair facility files claims directly with the provider, saving you both time and stress.

CARCHEX Warranty Cost

CARCHEX extended warranty costs will depend on your plan and vehicle make, model, age, and mileage. See the table below for cost estimates we acquired through mystery shopping with CARCHEX:

Many of its vehicle warranty plans come with deductibles as low as $0. Also, if you decide to cancel, CARCHEX has a 30-day money-back guarantee.

CARCHEX Customer Reviews

CARCHEX has an average rating of 2.6 out of 5.0 stars on Trustpilot. Overall customer satisfaction is mixed, and some report problems with claims and coverage of parts. On the other hand, others find that service agents are extremely helpful and mention a smooth purchase process. In addition, CARCHEX is accredited by the BBB and has an A+ rating with the company.

Read more: CARCHEX review

#6 Protect My Car: Best Customer Service

Founded: 2005
Company headquarters: Saint Petersburg, Florida
Availability: All states except California and Washington

Protect My Car stands out because it offers coverage for maintenance items along with mechanical breakdowns. In our review, Protect My Car stands out for its customer service record. The company has high customer ratings on both the BBB and Trustpilot, which isn’t too common for an extended warranty provider.

Having been in business since 2005, Protect My Car has covered many repairs and evolved its plans over time. Protect My Car has a relationship with different repair shops across the country, though you can take your car to any shop you like.

Protect My Car Pros And Cons

Protect My Car Warranty Plans

Protect My Car offers a decent range of warranty plans that cater to drivers with different goals and budgets. If you just want to cover the basics, Protect My Car offers the Essential plan. Or you could get factory-level coverage with the Ultimate plan plus maintenance systems. The potential downside is that there are only three plans to choose from, while some other companies may offer four or five. Below are the details.

Protect My Car Warranty Benefits

Protect My Car offers the following benefits, which are common to most warranty providers:

• Roadside assistance
• Rental car reimbursement
• Trip interruption reimbursement

The company also offers a points-based loyalty program called PMC Rewards. You get monthly points you can use for discounts on shopping, travel, dining, and more.

Protect My Car Warranty Cost

Compared to other warranty providers, Protect My Car plans cost about average. The plans come with 36-month payment terms, so your monthly payment isn’t too high, but the total price is about the same as other providers for each year of coverage. Below are a few quotes our team received from Protect My Car.

Protect My Car Customer Reviews

Protect My Car has a 3.3-star rating from over 500 customers on the BBB and a 4.2-star rating from over 3,500 customers on Trustpilot. Overall, the vast majority of customers are happy with their Protect My Car warranty coverage. However, a number of recent reviews say the company has been hard to contact by phone and customers are put on long hold times. Protect My Car issued a statement on the BBB saying it is working on these issues.

Read more: Protect My Car review

#7 Omega Auto Care

Founded: 1968
Company headquarters: Jacksonville, Florida
Availability: 50 states

Omega Auto Care has been around in some form since 1968. That’s a long history for a warranty company. Today, Omega Auto Care offers coverage for vehicles with up to 250,000 miles, and this makes it a great option for a used car warranty. Omega Auto Care also offers maintenance coverage as an option, which sets it apart from most providers.

Omega Auto Care Pros And Cons

Omega Auto Care Warranty Plans

You can choose from five plans with Omega Auto Care, from exclusionary to basic powertrain. The plans differ in coverage and also eligibility. Here are the eligibility details:

• Exclusionary: Vehicles with up to 7 years/100,000 miles
• Used stated: Vehicles with up to 10 years/150,000 miles
• Powertrain (all three variations): Vehicles with up to 15 years/250,000 miles

And here are the details on the coverage plans:

Omega Auto Care Warranty Benefits

A couple of Omega Auto Care benefits stand out from the others. These are its maintenance and tire road hazard add-ons.

• Maintenance: Besides standard warranty coverage, you can also get maintenance coverage for routine services. This coverage includes oil changes, brake pads, cooling system maintenance, and more.
• Tire road hazard: This add-on covers tire repair up to $20 per occurrence or replacement up to $100 per tire with a maximum of $400.

Beyond these, Omega Auto Care offers standard benefits:

• Roadside assistance
• Rental car reimbursement
• Trip interruption

Omega Auto Care Warranty Cost

Our research shows Omega Auto Care offers good prices on average. In particular, we found the exclusionary warranty to be cheaper per year of coverage than the average for other providers. Below are details on sample quotes we received.

Omega Auto Care offers one deductible option: $100. However, if you go to a mechanic certified by RepairPal, that deductible is dropped to $0.

Omega Auto Care Customer Reviews

Omega Auto Care has a good track record from customer reviews. The company has 3.9-star ratings on both the BBB and Trustpilot. Many customers write about how the warranty covered repairs or regular maintenance. On the other hand, some customers have had a hard time canceling or didn’t appreciate the advertising tactics Omega used.

#8 Autopom!: Best Claims Process

Founded: 2010
Company headquarters: Lake Forest, California
Availability: 50 states

Next on our list of best car warranty companies is Autopom!. The company may have a strange name at first until you learn it stands for automotive peace of mind. Autopom! has been in business since 2010 and has provided peace of mind for many customers during that time. 

In particular, our research found Autopom! has a reliable claims process that is easy to navigate. Many customers praise Autopom!’s claims service, and some have even said the CEO personally reached out to help get their breakdown covered.

Autopom! Pros And Cons

Autopom! Warranty Plans

With Autopom!, you have three options for coverage: Exclusionary, Mid-Level, and Powertrain Plus. The exact terms available to you may vary depending on your vehicle and state. 

One downside we noticed is that Autopom! doesn’t provide sample contracts online. Instead, the website invites you to call if you have questions about specific parts being covered. It would be nice to read through sample plans before talking to a sales representative, though.

Autopom! Warranty Benefits

You can get the following benefits with Autopom!:

• Trip interruption
• Roadside assistance
• Rental car reimbursement
• Tire hazard protection (on some plans)

Autopom! Warranty Cost

Our research shows Autopom! plans are both cheap and expensive. How does that work? Well, we found the exclusionary plan was cheaper than the industry average but the powertrain warranty was more expensive. You may find different prices depending on your vehicle and its condition too. Here are some sample quotes we received.

Autopom! Customer Reviews

Autopom! shines when it comes to customer reviews. The company has a 4.7-star rating on the BBB and a very high 4.9-star rating on Trustpilot. Many reviewers mention customer service reps by name and say they provided great experiences. A number of reviews also say Autopom! worked hard to get claims covered.

Read more: Autopom! review

#9 Toco

Founded: 2012
Company headquarters: West Hills, California
Availability: All states except Alaska, Missouri, and Washington

Toco is another great option for an extended warranty. The company offers four plans and can cover a range of common repairs. One thing that stands out is Toco provides detailed explanations of its plans online. Some companies require you to read a fine print contract, while others don’t offer any explanation at all. We’ll go through Toco’s positives and negatives here.

Toco Pros And Cons

Toco Warranty Plans

Toco warranty offers four different plans: Orange, Yellow, Blue, and Green. The Orange plan covers nearly any component while the Green plan covers the basics. The plans available to you depend on the mileage on your car:

• Orange: 0 to 100,000 miles
• Yellow: 100,000 to 150,000 miles
• Blue: 150,000 to 200,000 miles
• Green: 200,000 to 250,000 miles

Below you can compare coverage options from each of these plans:

Toco Warranty Benefits

Toco offers the following benefits on all its warranty plans:

• 24-hour roadside assistance
• Rental car benefits
• Trip interruption
• 5% cash back on hotel partners

Toco Warranty Cost

One thing that sets Toco apart from many of its competitors is it offers long 48-month payment terms. This keeps your monthly payment low. We found payments below $70 per month for Toco’s plans. As far as total cost goes, we found Toco’s plans are cheaper than average per year of coverage. Below, you can see sample quotes we received.

Toco Customer Reviews

For the most part, Toco gets great customer reviews. The company has a 4.0-star rating from customers on the BBB and a 4.5-star rating on Trustpilot. May customers write about how Toco covered multiple repairs for them. Others mention helpful representatives when calling for a repair or to use benefits like roadside assistance.

That said, a few customers have had issues getting certain repairs covered.

#10 Concord Auto Protect: Best For Luxury Cars

Founded: 2013
Company headquarters: King of Prussia, Pennsylvania
Availability: All states except California, Florida, and Washington

Wrapping up our picks of the best car warranty companies is Concord Auto Protect. The company has three plans to choose from and offers very low rates for the industry. If you’re shopping on a budget, consider getting a free quote from Concord Auto Protect.

Concord Auto Protect Pros And Cons

Concord Auto Protect Warranty Plans

Concord Auto Protect provides the standard plan selection you can expect from any reputable warranty company. However, the company doesn’t offer sample plans on its website. That means you’ll need to speak with a representative to get the final details on coverage. It also doesn’t list maximum mileage amounts for each plan.

Below, you can compare an overview of Concord Auto Protect’s three plans.

Concord Auto Protect Warranty Benefits

All three Concord Auto Protect Plans come with the following benefits:

• Roadside assistance
• Rental car coverage
• Trip interruption

Concord Auto Protect Warranty Cost

As we mentioned above, Concord Auto Protect plans are surprisingly affordable for the industry. Below, you can see two sample quotes we received.

Concord Auto Protect Customer Reviews

Concord Auto Protect’s reviews are mixed. The company has a 4.0-star rating from customers on the BBB. However, it has a 2.8-star rating from customers on Trustpilot. Some customers had issues getting claims covered, while others were waiting weeks for refund payments. Still, positive reviews say the warranty covered claims without issues.

Our recommendation is to always read the fine print before you purchase a policy to know what’s covered.

Read more: Concord Auto Protect review

When coverage from your manufacturer’s warranty expires, the best car warranty companies can provide you with vehicle service contracts to extend your coverage. These protection plans come from both third-party brokers and direct providers. In some cases, you may find great coverage for better rates than from an automaker.

Both dealerships and third-party aftermarket providers can give you coverage, but each offers different benefits and drawbacks. Factory extended warranties can provide you with automaker–backed car repairs and maintenance, but they tend to come at a higher premium. However, a nonmanufacturer protection plan can give you more coverage options and usually has more affordable payments.

Is An Extended Car Warranty Worth It?

As your car ages, it’s worth considering an extended warranty plan to cover mechanical breakdowns that auto insurance companies won’t cover. The older your car is the more likely part failures are to occur, and used car warranty coverage can save you thousands of dollars in repair costs. Even if you’re considering selling your vehicle at some point, a warranty that’s transferable can add value to your vehicle, making it more attractive to potential buyers.

Where Can I Buy An Extended Car Warranty For My Car?

When searching for the best car warranty companies you have three main options: dealerships, brokers, and direct service providers. See below for how they differ from one another:

• Automaker dealerships: Warranties from a dealer must be purchased before your new car warranty expires, so your time frame for decision-making is limited. They also tend to be more expensive overall and lack plan customization. However, they come with the benefit of certified manufacturer technicians doing repairs on your vehicle.
• Coverage brokers: These types of car warranty companies don’t directly provide coverage plans and work through intermediaries for claims. While you may not receive the exact original equipment manufacturer (OEM) parts to replace damaged components, you’ll have access to a more diverse network of auto body shops certified by the National Institute for Automotive Service Excellence (ASE^®).
• Direct plan providers: This type of plan provider handles all of its own vehicle service contracts, meaning it takes out the middleman when it comes to claims. With fewer companies in the mix, it’s much easier to know who is handling your coverage, making it a more transparent process. Many administrative fees that would normally get charged will also be left out of your contract.

How To Find The Best Car Warranty Company For You

Deciding whether a provider’s offerings are right for your needs is difficult and requires the consideration of many factors. Some offers seem like a good deal on the surface with strong value for their coverage plans, but services may be lacking. In other cases, a company could be a scam only out to line its pockets.

However, if you know what to consider when looking for a protection plan, you’ll be well equipped to make a great decision. When determining what the best car warranty company is in our comprehensive review, we considered the following factors:

Company Reputation

Finding out a company’s ratings from certified agencies is the first step to determining whether a company is legitimate and worth your time. It’s important to look for any awards given to an organization or any key partnerships with other reputable companies.

You can find key ratings regarding the industry standing of extended warranty providers on the BBB website. These scores compile time in business, responsiveness to customers, and other factors into their measurement to determine if a company has a good reputation.

Coverage Options

As with all of the best car warranty companies, you must consider whether the provider’s service plan coverage gives you what you need. The most reputable companies will most likely provide sample contracts for all levels of coverage so you can understand their offerings in detail. If you can’t find much information on coverage offerings, you’ll be better off looking elsewhere.

Plan Pricing

Searching for company plan offerings that fit your needs for the lowest price makes sure that you have peace of mind for both your car and wallet. Get plenty of quotes from a variety of reputable companies to compare your options and find the best deal. All reputable providers on our best car warranty companies list offer free quotes.

Transparency

When a company has nothing to hide, it’ll be more than willing to give you all the information you need to make the right decision. If some contract details are hidden and imprecise language is often used by an extended warranty provider, stay away and look elsewhere for coverage.

Customer Reviews

To really know how reputable a company is, always read customer reviews. They will often reveal key information about claims processes, how helpful service agents are, coverage plans, and overall transparency from start to finish. If a company has high ratings, you may want to consider it in your list of the best car warranty companies.

Our study found that Endurance is the best extended car warranty provider based on its combination of prices, coverage, and reviews. However, ForeverCar, Olive, CarShield, and CARCHEX weren’t far behind, and one may be the best option for your vehicle. We encourage you to shop around and get quotes from multiple providers, as this will allow you to see who offers the best cheap car warranty coverage.

Below are some frequently asked questions about the best aftermarket warranty providers:

*Data accurate at time of publication.