You probably already know car rental companies try to upsell you on renter’s insurance (in many cases, your credit card might already have you covered). Another tactic they use to squeeze more cash out of you? Making you think an upgrade is free.
In my 20s, I paid off my student debt and it felt amazing. For the first time ever, I had discretionary income: money left over after necessities. Aside from buying a bunch of crap I didn’t need, I I had no idea what to do with that money. If this sounds familiar, whether you’ve just paid off a car loan, student loan,…
A bit of planning can save you a ton of money when it comes to buying throughout the year. Here’s your comprehensive, always up-to-date guide on the best times to buy everything this year.
You know your credit score matters when you apply for a loan, but that’s not the only factor banks use to determine your loan eligibility. GOBankingRates lists a few other considerations they make when you apply.
They say a sucker is born every minute, but shady businesses are good at convincing you you’re a genius, not a sucker, for giving them your money. Many of these outfits prey on people want to improve their finances, which adds insult to injury. You know to stay away from bogus IRS collectors and Nigerian princes, but…
Most states require drivers to have auto insurance, but what that insurance covers can vary from state to state, policy to policy, and even person to person. The result is you could think your insurance covers something it doesn’t, and this list helps separate fact from fiction.
Credit works in mysterious, sometimes contradictory ways. If you have good financial habits and do the right thing with your money, it seems like your credit would be in good shape. It doesn’t always work out that way, though. Despite your best intentions, smart financial moves aren’t always the best credit moves.
As an Airbnb host, Lyft driver, or anyone else who earns money from the sharing economy, you’ve probably had tax questions at some point. The IRS now has a site dedicated to answering those questions.
I have pretty good credit—right now my score is close to 800. Awesome, right? Sure, except that awesome credit has actually been pretty useless, even when I recently bought a home. Don’t get me wrong, bad credit has a big impact on your finances. It’s strange, then, that excellent credit doesn’t really matter.
Today I learned that people will buy and sell just about anything on eBay, including empty toilet paper rolls and egg cartons. If you want to make a few bucks, consider what “garbage” you have around your home that others will pay for.
In high school, car insurance is cheaper if you get good grades. When you turn 25, your premium changes again. Car insurance companies assign rates based on how responsible they think you are and how likely they think you are to get into an accident. Fair enough, but some of the criteria they use are a little…
Gas prices have been nice and low lately (well, it’s not so nice for all of us), but that extra cash in your pocket may be offset by higher car insurance rates this year.
You can save a decent amount on your car rental by skipping the insurance. If you paid for your rental with your credit card, you’re most likely already covered. But it’s important to know the specifics of what that card does and doesn’t cover, and how it works.
As if defaulting on your loans isn't crappy enough, some states will actually suspend your driver's license if you fail to pay. Seriously.
Selling a used car isn't fun, especially if you aren't a car person. Old Junk Car has an infographic that ranks the top things you can do to get the most money back.
Buying something brand-spanking new certainly has an appeal. There's no previous owner, so you know where the item has been. It's pretty and shiny, and you get to enjoy that. But buying used usually comes with one big perk: saving money. We want to know—when is it better to buy used vs. new?
Buying a car can be stressful. Most dealers are pretty skilled negotiators, and sometimes the price breakdown of a vehicle can be a bit confusing. Next time you're negotiating, you might want to consider something called dealer "holdback."
Driving a new car can be a great experience, but paying for it is a lousy one. To balance the need for a new car against your checkbook, consider a three month waiting period before buying a new car.
I'm going car shopping soon, and while I love the idea of a new car, I'm not thrilled about having to deal with the buying process. I thought about going to a no-haggle dealer, but will they really give me better prices, or is it just "you'll pay what we want and like it?" Should I suck it up and…