Volvo’s factory coverage is relatively short compared to other manufacturer new vehicle coverage, but purchasing a Volvo extended warranty can give drivers long-term auto protection and added peace of mind.
In this article, we’ll review the coverage details and costs of a Volvo extended warranty. We’ll also describe what’s included in factory coverage and how an extended auto warranty differs. Finally, we’ll compare the Volvo extended warranty against third-party alternatives.
We’ve reviewed the best extended warranty companies in the industry. To find out how much you would pay for a protection plan, get free quotes from several leading providers and compare pricing.
What Does A Volvo Extended Warranty Cover?
A Volvo extended warranty provides up to 6 years or 120,000 miles of mechanical breakdown coverage. Volvo has three coverage levels for extended protection–Platinum, Gold, and Powertrain–that can take care of covered repairs due to defects or poor workmanship.
- Platinum: This plan provides exclusionary bumper-to-bumper coverage. It excludes items like brake linings, airbags, glass, trim, tires, wheels, non-hybrid batteries, light bulbs, filters, and more.
- Gold: The Gold plan covers many important vehicle components, including the engine, cooling system, transmission, drive axle, steering, brakes, air conditioning, suspension, and electrical system.
- Powertrain: This plan provides basic powertrain coverage. It covers the engine, transmission, and drive axle.
Perks Of A Volvo Extended Warranty
Added benefits that come with all Volvo extended car warranties include:
- Roadside assistance: Including fuel delivery and battery jump-start services
- Towing coverage: Up to $100 per occurrence
- Rental car reimbursement: Up to $40 per day for a maximum of 10 days
- Trip interruption coverage: Up to $100 per day for a maximum of five days
Volvo Extended Warranty Cost
The cost of a Volvo extended warranty is variable and will be different for each customer. Final prices are based on your vehicle’s model and mileage, as well as your location and the deductible, plan, and coverage term limit you choose. The price of a vehicle service contract may be negotiated at the dealership.
Our research found one customer who reported paying $3,095 for a 10-year/100,000-mile contract with a $0 deductible for a 2019 Volvo XC90. This is a fair price for coverage of this length. However, the cost of Volvo extended warranty for your vehicle may differ. You’ll need to contact your local Volvo dealership to begin negotiating your own price.
Do You Need Volvo Warranty Coverage?
When considering extended coverage, it’s smart to research your vehicle’s reliability, average repair costs, and the factory coverage that comes with new cars. These factors will help you determine whether an extended warranty would be a good investment to protect your vehicle.
Volvo Reliability
Volvo reliability ratings are slightly above the industry average. According to RepairPal, the average annual repair cost across all Volvo models is $769. This is slightly higher than the industry-wide average of $652.
Here’s how reliability and estimated repair costs break down for three popular Volvo cars:
RepairPal Reliability Rating |
Average Annual Repair Cost |
|
---|---|---|
Volvo S60 |
3.5 out of 5.0 |
$750 |
Volvo S80 |
4.0 out of 5.0 |
$705 |
Volvo XC90 |
3.5 out of 5.0 |
$853 |
Transmission issues, which are typically some of the most expensive to fix, are unfortunately a common mechanical breakdown for Volvo vehicles according to RepairPal. This is where an extended warranty can come in handy. Even the most basic coverage plan–a powertrain warranty–covers your engine, transmission, and drivetrain and may be a good investment for a Volvo.
Volvo Factory Warranty
Every new Volvo comes with a factory warranty that covers any repairs or replacements due to defects in workmanship or materials. This new vehicle limited warranty lasts for 4 years/50,000 miles, whichever comes first. Volvo owners also receive complimentary maintenance for the first 3 years/36,000 miles.
Certified pre-owned (CPO) Volvos are covered by a transferable 5-year/unlimited-mile warranty that covers the same components as the new vehicle limited warranty.
Benefits Of A Third-Party Extended Car Warranty
Volvo offers standard extended warranty coverage, and if the price is right, it might be a good fit for your vehicle. However, if you’d prefer to get coverage independent of a dealership, you can purchase an extended warranty from a third-party provider.
While third-party extended warranty providers don’t guarantee the use of genuine Volvo parts, they generally offer more flexible coverage options and lower prices. Below, we compare the Volvo extended warranty against our highest-rated vehicle service contract company: Endurance.
Volvo Extended Warranty |
Endurance Extended Warranty |
|
---|---|---|
Start Date |
When factory warranty expires |
Anytime |
Longest Term |
120,000 miles |
200,000+ miles |
Number of Plans |
3 |
6 |
Deductible |
$0 to $250 |
$0, $50, $100, $200 |
Repair Facilities |
Volvo dealerships |
Repair shops certified by the National Institute for Automotive Service Excellence (ASE®) |
Extra Benefits |
|
1 year free of Elite Benefits, which includes:
|
How to Purchase |
Purchase from dealerships |
The Bottom Line: Volvo Extended Warranty
Given that the Volvo manufacturer’s warranty only lasts for 50,000 miles, and most drivers keep their cars for up to 150,000 miles, a Volvo extended warranty may be a good investment to protect you from paying for costly repairs later in your car’s life.
Many Volvos experience transmission issues, which is an especially costly repair that can easily set you back upwards of $1,000. If the thought of paying this cost out-of-pocket makes you uneasy, a Volvo extended warranty can give you added peace of mind.
Purchasing an extended warranty from a vehicle manufacturer is usually a safe bet, and Volvo offers comprehensive coverage at reasonable rates. You may be able to find a cheaper contract from a third-party provider, but be sure to read extended warranty plans carefully to be sure that the most important vehicle components are covered.
To see how much coverage would cost for your Volvo, get free quotes from some of our top recommended providers: Endurance, CARCHEX, and CarShield.