A used car warranty protects your vehicle by paying for unexpected auto repairs if it breaks down. We’ve extensively researched the topic to find the best extended car warranty providers that will save you money and give you peace of mind on the road. 

When reviewing used car warranty companies, we considered plan details, customer reviews, average costs, and industry reputation. While we’ve compiled our list of top picks, it’s worth comparing coverage plans to find the option that best fits your budget and needs.

Top Extended Warranty Companies

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Best for Used Cars
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In This Review:

    5 Best Used Car Warranty Companies

    Many extended car warranties on the market are not available for used cars. Most manufacturer extended warranties can only be purchased when you buy a new vehicle or before your new car warranty expires. This typically happens around the 3-year/36,000-mile mark, leaving those with used vehicles without coverage.

    But many reputable extended car warranty companies offer coverage if your factory warranty has already ended. With the five providers below, you can purchase a vehicle service contract at nearly any time during your vehicle’s life. Our ratings of the best used car warranty providers are based on industry reputation, coverage, pricing, and customer experience.

    Used Car Warranty

    Company

    Our Score

    (Out of 5.0)

    Coverage Levels

    Highest

    Contract Term

    1. Endurance

    4.6

    6

    200,000 miles

    Get Quote

    2. CARCHEX

    4.3

    5

    250,000 miles

    Get Quote

    3. Protect My Car

    4.2

    3

    125,000 miles

    Get Quote

    4. CarShield

    4.2

    6

    200,000 miles

    Get Quote

    5. autopom!

    4.2

    4

    150,000 miles

    Get Quote

    While extended warranties from your car’s manufacturer typically have limited options, require service at their repair shops, and require you to sign up before your original manufacturer’s warranty expires, all five of these providers offer extensive coverage options at reasonable rates.

    #1 Endurance: 4.6 Stars

    Unlike the other used car warranty companies on this list, Endurance is a direct warranty provider. This means that the company handles all of the claims itself, without any middleman involved. The third-party warranty provider has been in business for over 15 years and offers vehicle service contracts in 49 states, excluding California. 

    Endurance offers six levels of extended warranty coverage that can last up to 200,000 miles, making it a good option for older or high-mileage vehicles. Here’s a breakdown of the six vehicle protection plans offered by Endurance: 

    Endurance Plan

    Plan Details

    Supreme

    This exclusionary warranty plan is similar to a factory warranty and covers almost any mechanical or electrical component on the vehicle.

    Superior

    This is the highest level of component coverage offered by Endurance that covers hundreds of components on most of the vehicle’s systems.

    Secure Plus

    This mid-level option covers parts of the main systems of the car.

    Select Premier 

    This coverage is designed for high-mileage vehicles, covering the powertrain and some parts of the air conditioning, electrical, fuel, and cooling systems.

    Secure

    This vehicle warranty plan covers the basic powertrain components, including the engine, transmission, and drive axle.

    EnduranceAdvantageTM

    This plan includes extensive component coverage as well as reimbursement for regular maintenance items like oil changes, brake pad replacements, and tire rotations.

    All Endurance warranty plans come with 24/7 roadside assistance, towing reimbursement, rental car reimbursement, and trip interruption allowance. Endurance customers also get one free year of Endurance Elite Benefits, which includes the following: 

    • Total loss protection: Get up to $1,000 toward a replacement vehicle
    • Collision discount: Receive up to $500 per collision 
    • Key fob replacement: Provides up to $500 to replace or repair your key fob
    • Tire repair/replacement: Reimbursement for up to two tire repairs or replacements per year

    You can take your vehicle to any repair shop licensed by the National Institute for Automotive Service Excellence (ASE®). 

    You can find out more about the company in our Endurance warranty review.

    #2 CARCHEX: 4.3 Stars

    CARCHEX is one of the most reputable extended car warranty providers in the industry. The company maintains an A+ rating and accreditation from the Better Business Bureau (BBB) and is endorsed by industry leaders like Kelley Blue Book, Edmunds.com, CARFAX, and RepairPal. 

    The third-party warranty provider has been in business for over 22 years and is one of the only companies to sell extended warranties in all 50 states. CARCHEX is of the best options for older vehicles since it can cover cars up to 250,000 miles. Here’s an overview of the coverage options offered by CARCHEX:

    CARCHEX Plan

    Plan Details

    Titanium

    This is the highest level of coverage offered by CARCHEX that is similar to a manufacturer’s warranty. It covers almost any mechanical or electrical component on the car.

    Platinum

    This plan offers comprehensive component coverage, protecting parts on 15 systems like the engine, brakes, suspension, electronic high-tech, turbocharger, and audio.

    Gold

    This covers parts on 13 major vehicle systems and is a good option for higher-mileage cars.

    Silver

    This lower-tier plan covers the powertrain in addition to the cooling system, transfer unit, fuel system, air conditioning, electrical system, and related seals and gaskets.

    Bronze

    This powertrain warranty covers the engine, transmission, and drive axle along with the cooling system, transfer unit, and related seals and gaskets.

    Each CARCHEX warranty plan comes with roadside assistance, rental car reimbursement, and trip interruption reimbursement. 

    You can read our in-depth CARCHEX review to find out more. 

    #3 Protect My Car: 4.2 Stars

    Protect My Car offers three levels of warranty coverage ranging from basic coverage to bumper-to-bumper coverage. These warranties are available for vehicles up to 10 years old with fewer than 125,000 miles. 

    Here’s an overview of the three Protect My Car plans: 

    Protect My Car Plans

    Plan Details

    Supreme 

    The Supreme plan is the most comprehensive Protect My Car warranty. It covers the powertrain (engine, transmission, and drive axle) in addition to the cooling system, air conditioning and heating, electrical, front and rear suspension, and turbocharger.

    Select

    This plan was created for vehicles with more than 50,000 miles. It covers the main components of the car as well as the front and rear suspension and select brake system components.

    Driveline

    This plan is designed to cover cars four to 10 years old with more than 80,000 miles. It is the cheapest warranty option and covers the powertrain plus a few other crucial components.

    Protect My Car also offers three maintenance plans that are available to anyone regardless of your vehicle’s age. With each plan, customers receive 50 to 75 percent off covered repair services. Each maintenance plan comes with three free oil changes and two tire rotations per year. 

    You can discover more about the provider in our Protect My Car review.

    #4 CarShield: 4.2 Stars

    CarShield is one of the most popular extended warranty providers in the industry. Our 2021 extended warranty survey that polled 1,000 consumers found that over 37 percent of respondents had used CarShield, making it more popular than any of the other providers on our list of the best extended car warranty companies. 

    The third-party warranty provider administers vehicle service contracts through other companies like American Auto Shield. Drivers can choose from six CarShield plans, including one dedicated to high-tech vehicles and another that covers specialty vehicles like ATVs. 

    Here’s a list of the plans that CarShield offers: 

    CarShield Plan

    Plan Details

    Diamond 

    This plan is similar to a factory warranty on a new car and covers almost all mechanical or electrical components, minus a few exclusions.

    Platinum 

    This plan is the best option for cars with high mileage. It covers 15 major systems and includes the air conditioning, steering, fuel pump, suspension, brakes, and engine.

    Gold

    This is an enhanced powertrain warranty that covers parts on 10 major systems of the vehicle.

    Silver 

    This is a basic powertrain warranty that covers the engine, transmission, and drive axle plus the water pump, turbocharger, and 4×4 transfer case.

    Aluminum

    This is CarShield’s high-tech warranty plan that covers some basic systems plus high-tech components like the factory GPS, instrument clusters, gauges, and sensors.

    Motorcycle and ATV

    This plan offers Gold or Silver level plans for motorcycle and ATV owners. 

    All CarShield plans come with roadside assistance, rental car reimbursement, and trip interruption reimbursement. 

    You can learn more about the company in our CarShield review.

    #5 autopom!: 4.2 Stars

    Autopom! stands out from other providers on this list because of its customer service reputation. The company has an A+ rating from the BBB with a 4.3 out of 5.0-star rating from Trustpilot. 

    The third-party warranty provider sells vehicle service contracts that are backed by highly rated administrators. Autopom! offers four levels of coverage that can cover vehicles up to 14 years old and 150,000 miles. 

    Here are the four plans that the company offers: 

    Autopom! Plans

    Plan Details

    Exclusionary

    This level of coverage is similar to a manufacturer’s warranty and covers almost any electrical or mechanical breakdown.

    High-Level

    This warranty plan covers hundreds of parts on most major vehicle systems, including high-tech components like the GPS or hybrid parts.

    Mid-Level

    This coverage level covers the basic powertrain as well as the steering system, brake system, and parts on a few other systems.

    Powertrain Plus

    This low-tier plan covers the powertrain, air conditioning, and basic electrical parts.

    All plans come with the following: 

    • 24/7 roadside assistance
    • Rental car coverage
    • Trip interruption
    • Concierge services 

    You can discover more about the company in our autopom! review.

    How Much Do Used Car Warranty Plans Cost?

    We collected cost information from the five best used car warranty companies. The following chart shows the quotes we received for powertrain plans on a 2012 Subaru Outback with 88,000 miles. All plans include a $100 deductible.

    Used Car

    Warranty Provider

    Term Length

    Financing

    Total Cost

    1. Endurance

    5 years/51,000 miles

    $69.96 for 36 months

    with a $152.55 down payment

    $2,671

    2. CARCHEX

    6 years/60,000 miles

    $108 for 24 months

    $2,592

    3. CarShield

    Unlimited years/unlimited miles

    $89.99 monthly

    Varies

    4. Protect My Car

    4 years/unlimited miles

    $79 for 48 months

    with a $50 down payment

    $3,842

    5. autopom!

    4 years/48,000 miles

    $94.50 for 24 months

    with a $252 down payment

    $2,520

    While these prices provide an estimate of how much the best coverage could cost, your used car warranty quotes will vary. Your car warranty costs depend heavily on factors such as:

    • Vehicle make, model, model year, and mileage
    • Location
    • Chosen coverage level
    • Contract length
    • Deductible

    If you’re looking for a basic powertrain warranty, expect to pay much less than if you include add-on coverage. Many drivers find bumper-to-bumper coverage to be worth it, though, since covered repairs include components such as air conditioning and electrical components.

    To find out exactly how much monthly payments on your used car warranty could be, compare free, personalized quotes from some of the industry’s top providers.

    Is A Used Car Warranty Worth It?

    As vehicles age, the likelihood of mechanical issues increases. Used car warranty plans are popular for older vehicles to protect drivers from the costs of unexpected and expensive car repairs.

    Used car warranty companies bring value to motorists by helping to protect essential vehicle components after factory warranty coverage expires. Consider the following when determining whether to purchase a used car warranty:

    • Vehicle reliability: Does your vehicle regularly need auto repairs? Look up your model’s reliability rating, even if it’s a Honda or a Toyota, to see what other car owners have to say.
    • Issues you’ve already faced: Many extended car warranty contracts have exclusions for preexisting conditions, which means that certain important car repairs might not be covered. Additionally, most contracts have a waiting period before coverage kicks in to ensure that your vehicle is in proper working condition.
    • Available coverage: Read the fine print of any used car warranty contract carefully before purchasing a plan. You may not be able to find the most comprehensive coverage for your used car, but most providers offer powertrain protection plans for used cars.
    • How long you plan to keep your vehicle: An extended auto warranty might increase the resale value of your vehicle on the open market but likely will not increase your trade-in value at the dealership.
    • Your needs for roadside benefits: If you’re hoping for roadside assistance, towing, rental car reimbursement, and coverage for oil changes, a used car warranty is an excellent way to find protection.

    Top Extended Warranty Companies

    Best Coverage
    4.6/5
    Get Price
    Best for Used Cars
    4.3/5
    Get Price
    Best Maintenance Benefits
    4.2/5
    Get Price
    VIEW MORE

    FAQ: Used Car Warranty

    • How much should I pay for a used car warranty?

      Expect to pay anywhere from $1,500 to $4,000 for an extended auto warranty depending on your vehicle, coverage level, and contract term. Older vehicles are generally more expensive to cover, since they may have more routine maintenance issues.

    • Who has the best extended warranty for used cars?

      According to our research, the best car warranty companies for used cars are Endurance, CARCHEX, CarShield, Protect My Car, and autopom!. All of these companies offer multiple levels of coverage and have excellent customer service. However, the provider and plan that are best for you will depend on your vehicle, coverage needs, and budget.

    • What does a used car warranty cover?

      The top used car warranty companies offer multiple coverage options. In general, vehicle service contracts cover parts and labor costs should your vehicle experience a mechanical breakdown. Powertrain coverage is the most basic option, while a bumper-to-bumper warranty offers the most extensive auto protection.

    How We Rate Warranty Providers

    Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

    • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
    • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
    • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the BBB score well in this category. Established providers with a long history of reliable service also receive positive marks.
    • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.