While Subarus are reliable vehicles according to industry studies, even the most dependable cars break down sooner or later. A Subaru extended warranty is one way to lengthen your factory warranty and guarantee that the cost of any common unexpected auto repairs are covered.

But is the Subaru extended warranty worth it? To answer this question, we’ll examine Subaru’s reliability, common issues, and the manufacturer’s basic factory warranty. We’ll also outline what is included in the Subaru extended warranty and see how it compares with one of the best extended car warranty companies on the market.

To find out how much you would pay for a protection plan, get free quotes from several leading providers and compare pricing.

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In This Review:

    What Does A Subaru Extended Warranty Cover?

    The Subaru extended warranty offers up to 10 years/120,000 miles of coverage against mechanical breakdowns. There are two plan options available: Gold Plus and Classic. Subaru extended warranty plans are especially comprehensive.

    • Gold Plus: Bumper-to-bumper coverage that includes everything covered by the lower-tier Classic plan, plus the air conditioning, electrical, steering, suspension, brakes, and more
    • Classic: A basic powertrain warranty that covers major vehicle parts including the engine, all-wheel drive, and transmission

    Along with vehicle parts that are typically covered under an extended warranty, Subaru also provides coverage for wear-and-tear components, as well as any parts damaged by non-covered components.

    Plans are transferable, repairs are guaranteed to be made with genuine Subaru parts, and there are $0 and $100 deductible options.

    Subaru Extended Warranty Exclusions

    While Subaru warranties are extensive, they do not cover everything. Some components excluded from Subaru warranty coverage include:

    • Glass
    • Exterior trim
    • Upholstery

    Perks Of A Subaru Extended Warranty

    All Subaru extended warranty plans include the following additional benefits:

    • Roadside assistance: Includes lockouts, fuel delivery, and flat tire services
    • Towing reimbursement: Up to $100 per occurrence
    • Rental car reimbursement: Up to $40 per day for a maximum of five days

    These Subaru benefits are standard for extended car warranties, but the company offers an additional perk for Gold Plus members that is better than the industry standard. The Gold Plus trip interruption coverage gives you up to $500 for meals and lodging if a breakdown occurs more than 50 miles from your home. Many other warranty companies offer such a reimbursement but only for breakdowns that occur more than 100 miles from your home.

    Subaru Prepaid Maintenance Plan

    In addition to an extended warranty, Subaru owners have the option to purchase a prepaid maintenance plan for up to 3 years/45,000 miles. This plan covers regular maintenance services such as tire rotations and oil changes.

    Cost Of A Subaru Extended Warranty

    The cost of a Subaru extended warranty will vary depending on your Subaru model and your location. Prices are determined by individual Subaru dealerships and may be negotiable.

    Our research team found several instances of customers sharing how much they paid for their Subaru extended warranties. Prices ranged from around $1,500 to $3,000, depending on the coverage terms. One customer reported paying $1,425 for a 7-year/70,000-mile Gold Plus plan with a $100 deductible on a 2018 Subaru Crosstrek. This is a competitive rate for this level of coverage.

    Do You Need Subaru Warranty Coverage?

    Before purchasing an extended warranty, it’s good to consider the potential value of the investment. You’ll want to know how reliable your vehicle is, as well as what is already covered by your factory warranty.

    If you don’t intend to own your Subaru for long, an extended warranty may not be right for you. However, because extended warranties are transferable, they may increase the resale value of your car, provided you sell it privately. If you trade your Subaru back to a dealership, an extended warranty is unlikely to increase your trade-in value.

    Subaru Reliability

    The average annual repair cost for Subarus is $617, according to RepairPal. This is slightly lower than the industry-wide average of $652 per year. RepairPal reliability ratings and average annual repair costs for popular Subaru models are outlined below.

    RepairPal Reliability Rating

    Average Annual Repair Cost

    Subaru Outback

    3.5 out of 5.0

    $607

    Subaru Impreza

    3.5 out of 5.0

    $653

    Subaru Legacy

    4.0 out of 5.0

    $563

    Most Subaru cars have low annual repair costs and do not experience many issues. Even still, a Subaru extended warranty can pay for itself if the price is right. It can also give you peace of mind that you’ll be protected against high-cost repair bills (even though these are unlikely for Subarus).

    Subaru Factory Warranty

    All new Subarus are covered by the following manufacturer warranties:

    • 3-year/36,000-mile basic warranty: Includes coverage for most Subaru components
    • 3-year/36,000-mile wear item coverage: Covers wear-and-tear items such as brake pads and rotors
    • 5-year/60,000-mile powertrain limited warranty: Covers powertrain components including the engine, transmission, transaxle, and transfer case
    • 5-year/unlimited-mile rust perforation limited warranty: Will repair or replace any rust damage to the body of your Subaru
    • Lifetime seat belt warranty: Lifetime coverage for seat belt restraints and retractors

    Certified pre-owned Subarus come with a 7-year/100,000-mile powertrain warranty that has a $0 deductible and includes 24/7 roadside assistance.

    Benefits Of A Third-Party Extended Car Warranty

    A Subaru extended warranty isn’t your only option for long-term vehicle protection–there are many third-party vehicle service contract providers that can cover your car. These companies do not always provide the same level of coverage as manufacturer-backed warranties, but they often offer longer coverage terms, more flexible plan options, and lower prices.

    We conducted a comprehensive review of every major third-party provider and determined that an Endurance extended warranty offers the best coverage on the market.

    See how the Subaru extended warranty compares with an Endurance vehicle protection plan below.

    Subaru Extended Warranty

    Endurance Extended Warranty

    Start Date

    When factory warranty expires

    Anytime

    Longest Term

    120,000 miles

    200,000+ miles

    Number of Plans

    2

    6

    Deductible

    $0, $100

    $0, $50, $100, $200

    Repair Facilities

    Subaru dealerships

    Repair shops certified

    by the National Institute

    for Automotive Service Excellence (ASE®)

    Extra Benefits

    • Roadside assistance
    • Rental reimbursement
    • Courtesy towing
    • Trip interruption (Gold Plus only)

    1 year free of Elite Benefits, which includes:

    • Roadside assistance
    • Total loss protection
    • Collision discount
    • Tire repair/replacement
    • Key fob replacement
    • Endurance mobile app

    How to Purchase

    Purchase from dealerships

    Get Quote

    The Bottom Line: Subaru Extended Warranty

    Subarus have high reliability scores and do not typically require pricey repairs. However, the Subaru extended warranty provides excellent coverage and at a low price.

    What makes Subaru’s coverage stand out is that it includes wear-and-tear items. Items like brake pads are nearly always excluded in other vehicle service contracts.

    You’ll need to contact a dealership to see what a Subaru extended warranty would cost for your vehicle, but if the price is right, it could be a great investment. Before signing on the dotted line, it’s smart to compare Subaru’s pricing and coverage against free quotes from third-party alternatives to make sure you’re getting the best deal.

    Top Extended Warranty Companies

    OUR RATING:
    Best Coverage
    4.6/5
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    OUR RATING:
    Best for Used Cars
    4.3/5
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    OUR RATING:
    Best Maintenance Benefits
    4.2/5
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    VIEW MORE

    Frequently Asked Questions

    • Does Subaru offer an extended warranty?

      Yes. Subaru extended warranties can stretch as long as 8 years/120,000 miles. The manufacturer offers two plans. The Classic Subaru extended warranty plan is a basic powertrain warranty, while the Gold Plus plan provides bumper-to-bumper coverage for your vehicle.

    • Are Subaru extended warranties worth it?

      Subaru extended warranties are not especially expensive and offer more comprehensive coverage than most other manufacturers or third-party providers. While Subaru cars are known for high reliability, the peace of mind offered by an extended warranty makes such contracts worth it for many customers.

    • How much does a Subaru extended warranty cost?

      The price of a Subaru extended warranty depends on your Subaru and which coverage and deductible option you choose. Expect to pay anywhere between $1,500 and $3,000 for an extended warranty from Subaru. The final price will be determined by your dealership and may be negotiable.

    • Can I cancel my Subaru extended warranty?

      You can cancel your Subaru extended warranty at any time and receive a prorated refund.

    • How long is a Subaru warranty?

      New Subaru vehicles come with a number of warranties. These include a basic warranty for 3 years/36,000 miles, wear item coverage for 3 years/36,000 miles, and a powertrain limited warranty for 5 years/60,000 miles. The Subaru warranty also includes rust perforation and seat belts.