If you want an extended warranty to help with the cost of car repairs, you shouldn’t use just any company. To find reliable coverage, it’s important to compare options from the most reputable extended car warranty companies.

We’ve researched the best extended car warranty companies and found that Endurance, CARCHEX, autopom!, CarShield, and Protect My Car all have good reputations. Read on to find out why they stand out from the competition, and get free quotes from a few providers to find the best coverage plans.

In This Review:

    Top Reputable Extended Car Warranty Companies

    Each of the companies in the list below offers multiple extended car warranty plans, ranging from powertrain coverage to exclusionary coverage options. We selected these five as the most reputable extended car warranty companies based on customer reviews, industry partnerships, and how each company handles complaints.

    Superlative

    Our

    Reputation

    Score

    Years

    in Business

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    #1 CARCHEX

    Best for Used Cars

    5.0

    22

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    #2 Endurance

    Best Coverage

    4.4

    15

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    #3 autopom!

    Best Claims Process

    4.4

    11

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    #4 CarShield

    Best Value

    3.8

    16

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    #5 Protect My Car

    Best Maintenance Benefits

    4.4

    16

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    All of our choices for reliable extended warranty companies have been in business for more than 10 years and earned a rating of at least 4.0 out of 5.0 stars from our review team for industry reputation. We base our reputation scores on factors such as Better Business Bureau (BBB) ratings, Trustpilot reviews, and brand partnerships.

    Let’s take a closer look at our top three picks.

    #1 CARCHEX: Best For Used Cars

    Some vehicles keep going for miles and miles. If you passed the 100,000-mile mark years ago, you can likely find quality extended warranty coverage with CARCHEX. The company offers five auto protection plans and covers vehicles up to 250,000 miles. Few providers offer plans for high-mileage vehicles past 200,000 miles. CARCHEX is one of our top choices for reputable extended car warranty companies. 

    CARCHEX Plans

    CARCHEX offers five car warranty options. A few companies like American Auto Shield and Royal administer CARCHEX plans, which means there is more variation within each of the five service plans.

    Titanium: This is the highest plan option CARCHEX offers. It’s similar to a factory warranty and covers almost any mechanical breakdown on factory-installed parts. The contract defines coverage by listing exclusions, which is why it’s also called an exclusionary contract. The longest set contract term is 10 years.

    Platinum: This option is the highest level of stated-component coverage. Unlike the Titanium exclusionary contract, this contract lists every included part. The Platinum plan covers hundreds of parts in 15 systems, including the engine, drive axle, fuel delivery, turbocharger, air conditioning, steering, audio, high-tech, suspension, and electrical systems. The longest contract term is 10 years. Leaking seals and gaskets on included parts are covered.

    Gold: This mid-level option is good for vehicles with more than 60,000 miles on the odometer. It covers all systems covered under the Platinum plan except the fuel delivery and audio systems. The longest contract term is seven years. Leaking seals and gaskets on included parts are covered.

    Silver: This plan covers nine systems, including the engine, transmission, cooling system, drive axle, air conditioning, electrical, and fuel system. The longest contract term is seven years. Seals and gaskets are only fixed in conjunction with a covered repair.

    Bronze: This basic plan covers the powertrain (engine, drive axle, transfer unit, and transmission) plus the cooling system. The longest contract term is six years. Seals and gaskets are only fixed in conjunction with a covered repair.

    Here’s a summary of CARCHEX extended warranty plans:

    CARCHEX Plan

    What It Covers

    Titanium

    Exclusionary coverage for almost any mechanical breakdown

    Platinum

    The powertrain, cooling system, electrical, steering, air conditioning, suspension, brakes, high-tech, fuel delivery, turbocharger, and audio system

    Gold

    The powertrain, cooling system, electrical, steering, air conditioning, suspension, brakes, high-tech, and turbocharger

    Silver

    The powertrain, cooling system, electrical, air conditioning, fuel delivery, and turbocharger

    Bronze

    The powertrain and cooling system

    CARCHEX Add-Ons And Benefits

    In addition to the standard coverage options, CARCHEX offers a few optional add-ons:

    Luxury Electronics Package: This option covers features such as GPS systems, display screens, backup cameras, and voice activation systems.

    Emissions Package: This option covers emissions system components such as the air/fuel ratio sensor, fuel tank pressure sensor, intake air temperature sensor, and more.

    Market Labor Rate Option: Standard CARCHEX plans (and plans from many other companies) limit the hourly labor rate coverage for repairs to $100 per hour. With this option, CARCHEX will cover the labor rate for the repair shop or dealership above $100 per hour.

    CARCHEX also offers a few benefits with its extended warranty plans:

    • Roadside assistance
    • Rental car reimbursement
    • Trip interruption reimbursement

    CARCHEX Highlights

    CARCHEX has been around for 22 years and is a veteran of the extended warranty industry. Its extended warranty plans are clearly laid out online with easy-to-read sample contracts. The plans are administered by other trusted companies, all of which have ratings of B+ or above from the BBB.

    CARCHEX itself has an A+ rating from the BBB, along with accreditation from the organization. While it does have some customer complaints, it responds to each of them. Also, the company only has about 40 complaints from the last year, which is a very low number compared to its total number of customers.

    Over 1,400 customers have rated CARCHEX on Trustpilot, and it has an average score of 3.3 out of 5.0 stars. The company is also endorsed by industry heavyweights like Kelley Blue Book, Edmunds.com, CARFAX, and RepairPal. No company is perfect, but you can be sure a company like CARCHEX will work with you to resolve any issues.

    You can read more about the third-party warranty provider in our CARCHEX review.

    #2 Endurance: Best Coverage

    While we think Endurance has the best extended car warranty program overall, CARCHEX edges it out when it comes to reputation. Still, Endurance has been in business for 15 years and offers six levels of coverage applicable to many types of vehicles, making it a solid choice for an extended car warranty. Endurance is also a direct provider, which means you don’t deal with a middleman when filing a claim.

    Endurance Standard Plans

    Endurance offers five standard plans:

    Supreme: This is Endurance’s exclusionary plan, which is similar to a new vehicle warranty. It covers almost any mechanical breakdown but excludes items like cosmetic repairs and emissions components.

    Superior: The Superior plan covers an extensive list of parts on most systems of the vehicle. It includes coverage for the drivetrain, alternator, air conditioning, cooling system, seals and gaskets, steering, fuel delivery, and more.

    Select Premier: This plan provides the best coverage for older vehicles with up to 150,000 miles. It covers most major systems of the vehicle but does not cover seals and gaskets, steering, or brakes.

    Secure Plus: This plan is another good option for vehicles with high mileage. It covers the powertrain, turbocharger, electrical, air conditioning, steering, and braking systems. It also has the shortest waiting period of any Endurance plan.

    Secure: This is Endurance’s budget plan. It covers the powertrain, which includes the engine, transmission, drive axle, and transfer case. It also covers the turbocharger if your car has one. This is the best option if you want to cover the most important parts of your vehicle at the best price.

    Endurance Maintenance Plan

    Endurance also offers another type of plan called EnduranceAdvantageTM. What sets this plan apart is that it covers regular maintenance and one-off services. Routine maintenance includes:

    • Up to three oil and filter changes
    • Engine diagnostics
    • Alignment checks
    • State safety inspections
    • Tire rotations

    One-time services include:

    • Brake pad/shoe replacement
    • Cooling system maintenance
    • Front or rear wiper blade set replacement
    • Battery replacement
    • Scheduled service coverage

    There are three levels of EnduranceAdvantage plans. They all offer the same maintenance benefits, but they differ in warranty coverage. Here are the basics:

    • Preferred: Exclusionary coverage for almost any mechanical breakdown
    • Plus: High-level protection for all major systems of the vehicle
    • Prime: Covers everything in Plus but only offers basic electrical system coverage

    Here’s a comparison of Endurance’s standard warranty plans:

    Endurance Plan

    What It Covers

    Supreme

    Exclusionary coverage for almost any mechanical breakdown

    Superior

    The powertrain, turbocharger, electrical, air conditioning, steering, brakes, fuel, and cooling systems

    Select Premier

    The powertrain, turbocharger, electrical, air conditioning, cooling, and fuel systems

    Secure Plus

    The powertrain, turbocharger, electrical, air conditioning, steering, and brake systems

    Secure

    The powertrain and turbocharger

    EnduranceAdvantage

    A combination of mechanical breakdown coverage and regular maintenance

    Endurance Highlights

    Endurance has a C rating from the BBB, which is based on its advertising practices. Importantly, there is no significant pattern of complaints regarding claims or service.

    Like CARCHEX, Endurance replies to each customer complaint posted on its BBB page. Customer service representatives issue refunds where needed and try to resolve problems with customers. Endurance also conducts internal reviews based on complaints to ensure the same issue doesn’t happen to someone else.

    Endurance has a 4.4-star rating out of 5.0 from about 3,400 reviews on Trustpilot. Overall, negative reviews and complaints only account for a small fraction of total customers.

    Endurance Elite Benefits

    Each plan comes with one free year of Endurance Elite Benefits, which provides perks including a collision discount, total loss protection, and tire repair/replacement. Endurance also includes roadside assistance, rental car reimbursement, and trip interruption coverage with each of its plans for the life of the contract.

    You can learn more about the company in our Endurance warranty review.

    #3 autopom!: Best Claims Process

    Compared to the two extended warranty companies above, autopom! is a relative newcomer. It’s also a bit smaller than CARCHEX and Endurance. However, that doesn’t mean it’s less reliable. In our provider review, we found that autopom! has the Best Claims Process.

    autopom! Plans

    There are four main types of autopom! extended warranty plans:

    Exclusionary: This option is similar to a factory warranty. It covers almost any manufacturer-installed component against failure. It excludes cosmetic items and wear items like brake pads.

    High-Level: This option covers hundreds of parts on all major systems of the vehicle. It’s a good option for vehicles that have already reached the end of their factory warranties.

    Mid-Level: The mid-tier autopom! option covers the basic systems like the powertrain, plus a variety of crucial components like the air conditioning, steering, and braking systems.

    Powertrain Plus: This option covers the basic systems that you depend on: the engine, transmission, and drive axle. It also covers the air conditioning and a few other electrical components depending on the contract.

    Here’s a summary of these four plans:

    autopom! Plan

    What It Covers

    Exclusionary

    Factory-like protection for almost any mechanical breakdown

    High-Level

    Hundreds of components on all major systems of the vehicle

    Mid-Level

    Many important systems of the vehicle, including braking, steering, and air conditioning

    Powertrain Plus

    The engine, transmission, drivetrain, and air conditioning, plus some electrical components

    autopom! Highlights

    The company is featured on review sites like Trustpilot, Consumer Reports, and more. On Trustpilot, autopom! has a very high rating of 4.4 out of 5.0 stars. It also has an A+ rating and accreditation from the BBB, along with a high customer rating of 4.6 out of 5.0 stars. It only had one customer complaint in the last three years.

    autopom! Benefits

    The following benefits come with autopom! extended warranty plans:

    • Roadside assistance
    • Trip interruption reimbursement
    • Rental car coverage
    • Tire protection (on some plans)

    You can find out more about the provider in our autopom! review.

    Why Choose An Extended Car Warranty?

    A new car’s manufacturer warranty is great, but it won’t last forever. To expand your vehicle protection, you can get an extended warranty from one of many third-party providers. 

    An extended car warranty (also called a vehicle service contract or vehicle protection plan) can give you peace of mind that a variety of auto repairs are covered. If you need a repair that’s covered in your contract, you don’t have to worry about paying for a tow truck or dipping into your savings to cover rental car costs.

    The warranty company will also handle the claim with the repair shop and will either pay the shop directly or reimburse you. All of our recommended extended warranty providers let drivers go to any repair facility certified by the National Institute for Automotive Service Excellence (ASE®).

    Reputable extended car warranty companies also provide a number of benefits along with whatever repairs their plans cover. Some common perks include:

    • 24/7 roadside assistance
    • Trip interruption coverage
    • Rental car reimbursement
    • Towing benefits

    A huge benefit of extended warranties is that you can plan out your monthly and yearly budgets better. With covered repairs, all you have to do is pay your deductible, if you have one. Many car owners avoid paying for $1,000 or $2,000 repairs out of pocket with extended warranties. 

    To be an educated shopper, you should also know what extended warranties don’t cover. Even contracts that offer comprehensive coverage for most major systems typically do not pay for:

    • Damage from wear and tear
    • Regular maintenance like alignments and oil changes
    • Preventative maintenance
    • Damage from accidents, the environment, or lack of maintenance
    • Cosmetic items
    • Unauthorized repair costs

    What To Look For In A Reputable Extended Car Warranty Company

    Just sifting through warranty expiration notices or advertisements online makes it clear that there are many extended warranty companies out there–but some are definitely better than others. Here are a few techniques you can use to avoid the worst extended auto warranty companies and find reputable providers.

    Consider Company Reputation

    To check out a company’s reputation, it’s a good idea to head over to its BBB page. Not every company will have a perfect rating from the BBB, but the reliable extended car warranty companies will work with the BBB to resolve complaints and fix issues.

    Another thing to note is whether the business has accreditation from the BBB. Not all companies participate in this program, since it requires a fee for membership. However, it can be a good marker for companies that care about customers.

    Reviewing company reputation is a good way to avoid scams. You want to be sure to find a company that will stand by its promise to cover the cost of certain repair bills.

    Read Responses To Negative Reviews

    Any business with a significant number of customers will get some negative reviews. This is true for reputable extended car warranty companies as well. The main thing to look out for is whether the customer service team responds to negative reviews and complaints.

    If a company doesn’t seem to care about replying to and working with unhappy customers, that’s a bad sign. Reputable companies will respond and offer suggestions for resolutions or even offer full refunds on the spot. This goes for reviews and complaints on the BBB website as well as Trustpilot, which is another site where people leave independent company reviews.

    Look For Clarity And Honesty

    It is important to check whether sample contracts are available online. You should be able to read an entire contract, including the fine print, before you make a purchase. If a company will only send you a contract after you purchase the plan, that’s a bad sign.

    Reputable extended car warranty providers are upfront about what their plans do and do not cover. Customer service representatives should also be able to explain the pros and cons of their warranties without exaggerating the benefits. No vehicle warranty covers everything, so no reputable company would make that promise.

    How To Find Reliable Auto Warranty Companies

    Top providers offer warranty options for drivers in any state (though some don’t cover California). The best place to find them is actually online, and not through a dealership. Aftermarket dealership warranties may or may not be reliable, but you don’t have much time to figure that out when faced with a purchase decision when you’re buying a vehicle.

    You can use auto industry review sites (like this one) or resources like Consumer Reports to locate reputable providers. Good extended warranty companies are out there, and you can find them if you know where to look.

    Once you get a few new or used vehicle warranty quotes, you’ll see what prices and monthly payment options are available to you. In our research, we found that a good price for an extended car warranty is between $340 and $700 per year of coverage. For example, a four-year plan could cost around $1,500-$2,500, depending on the contract and your car’s make, model, and mileage.

    Car warranty cost depends on many factors, including your vehicle, deductible, coverage level, and payment plan. Reputable extended car warranty companies typically offer a 30-day money-back guarantee. You’ll find the lowest rates if you purchase a warranty contract for a newer vehicle still covered by the manufacturer’s bumper-to-bumper warranty (which typically lasts around three years).

    Shop Smart And Compare Warranty Providers

    Extended car warranties are worth it if you find a reputable provider. Thankfully, there are many quality options out there. The best thing to do is get quotes from several providers and compare plans.

    FAQ: Reputable Extended Car Warranty Companies

    • Who has the best car extended warranty?

      Having compared all leading extended warranty companies on factors such as customer service and coverage, we rate Endurance as the best provider overall. Endurance offers a wide range of mechanical breakdown coverage, plus maintenance coverage and extra benefits.

    • What is the average cost of an extended car warranty?

      An extended car warranty costs somewhere between $1,500 and $3,000 depending on the length and terms of the plan. We surveyed 1,000 consumers and found that most of them found warranties within this price range. A good monthly extended warranty cost is between $75 and $150.

    • Does AAA offer extended auto warranties?

      Some AAA clubs offer extended warranties, while others do not. You’ll need to get in touch with your local AAA organization to see if it offers an extended warranty.

    • Can you buy an extended warranty after purchase?

      Drivers can purchase extended warranties at any time. However, if you purchase a new vehicle, you should consider waiting until your manufacturer’s warranty expires. Most new vehicles come with a limited factory warranty that lasts for 3 years or 36,000 miles.

    • How can you cancel an extended warranty?

      You can cancel your extended warranty by speaking to a customer service representative of your extended warranty provider. The most reputable extended warranty companies will give you 30 days to cancel with a full refund. After that, you will likely receive a prorated refund for the amount of time left on your warranty.

    • What are the best car warranty companies?

      Our top picks for the best extended car warranty companies are:

      All of these providers have years of experience in the industry and offer a wide range of options, from bumper-to-bumper coverage to powertrain warranties for older cars.

    How We Rate Warranty Providers

    Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

    • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
    • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
    • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the BBB score well in this category. Established providers with a long history of reliable service also receive positive marks.
    • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.