If you want an extended warranty to help with the cost of car repairs, you shouldn’t use just any company. To find reliable coverage, it’s important to compare options from the most reputable extended car warranty companies.

We’ve researched the best extended car warranty companies of 2022 and found CARCHEX, Endurance, autopom!, CarShield, and Protect My Car have some of the most positive reputations in the industry. Read on to discover why these companies stand out from the competition and get free quotes from a few providers to find the best coverage plans.

56
COMPANIES REVIEWED
1,000
CUSTOMERS SURVEYED
2,000
RESEARCH HOURS
2,880
DATA POINTS
1,200
REVIEWS ANALYZED

What To Look For In A Reputable Extended Car Warranty Company

Just sifting through warranty expiration notices or advertisements online makes it clear that there are many extended warranty companies out there–but some are definitely better than others. Here are a few techniques you can use to avoid the worst extended auto warranty companies and find reputable providers.

Consider Company Reputation

When researching a company’s reputation, it’s a good idea to check out its Better Business Bureau (BBB) page. Not every company will have a perfect rating from the BBB, but the most reliable extended car warranty companies will work with the BBB to resolve complaints and fix issues.

Another thing to note is whether the business has accreditation from the BBB. Not all companies participate in this program, since it requires a fee for membership. However, it can be a good marker for companies that care about customers.

Reviewing a company’s reputation is also a good way to avoid scams. You’ll want to make sure to find a company that will stand by its promise to cover the cost of certain repair bills.

Read Responses To Negative Reviews

Any business with a significant number of customers will get some negative reviews. This is true for reputable extended car warranty companies as well. The main thing to look out for is whether the customer service team responds to negative reviews and complaints.

If a company doesn’t seem to care about replying to and working with unhappy customers, that’s a bad sign. Reputable companies will respond and offer suggestions for resolutions or even offer full refunds on the spot. This goes for reviews and complaints on the BBB website as well as Trustpilot, which is another site where people leave independent company reviews.

Look For Clarity And Honesty

It is important to check whether sample contracts are available online. You should be able to read an entire contract, including the fine print, before you make a purchase. If a company will only send you a contract after you purchase the plan, that can be a red flag.

Reputable extended car warranty providers are upfront about what plans do and do not cover. Customer service representatives should also be able to explain the pros and cons of the company’s warranties without exaggerating the benefits. No vehicle warranty covers everything, so no reputable company would make that promise.

Top 5 Most Reputable Extended Car Warranty Companies

When ranking the most reputable extended car warranty providers, we factored in customer reviews, coverage, cost, and industry partnerships. All of our choices have been in business for more than 10 years and earn a rating of at least 4.0 out of 5.0 stars from our review team.

Warranty Provider

Superlative

Our

Reputation

Score

Years

in Business

Get Quote

#1 CARCHEX

Best for Used Cars

5.0

23

Get Quote

#2 Endurance

Best Coverage

4.4

16

Get Quote

#3 autopom!

Best Claims Process

4.4

13

Get Quote

#4 CarShield

Best Value

3.8

17

Get Quote

#5 Protect My Car

Best Maintenance Benefits

4.4

17

Get Quote

#1 CARCHEX: Best For Used Cars

Some vehicles keep going for miles and miles. If you passed the 100,000-mile mark years ago, you can likely find quality extended warranty coverage with CARCHEX. The company offers five auto protection plans and covers vehicles up to 250,000 miles. Few providers offer plans for high-mileage vehicles past 200,000 miles. CARCHEX is one of our top choices for reputable extended car warranty companies. 

CARCHEX Plans

CARCHEX offers five car warranty options. A few companies like American Auto Shield and Royal administer CARCHEX plans, which means there is more variation within each of the five service plans.

Here’s a summary of CARCHEX extended warranty plans:

CARCHEX Plan

Plan Details

Titanium

Exclusionary coverage for almost any mechanical breakdown that’s similar to a factory warranty

Platinum

Highest level of stated component coverage that covers the powertrain, cooling system, electrical, steering, air conditioning, suspension, brakes, high-tech, fuel delivery, turbocharger, and audio system

Gold

Mid-level option geared toward vehicles with over 60,000 miles that covers the powertrain, cooling system, electrical, steering, air conditioning, suspension, brakes, high-tech, and turbocharger

Silver

Covers nine systems including the powertrain, cooling system, electrical, air conditioning, fuel delivery, and turbocharger

Bronze

Covers the powertrain and cooling system

CARCHEX Add-Ons 

In addition to the standard coverage options, CARCHEX offers a few add-ons:

  • Luxury Electronics Package: This option covers features such as GPS systems, display screens, backup cameras, and voice activation systems.
  • Emissions Package: This package covers emissions system components such as the air/fuel ratio sensor, fuel tank pressure sensor, intake air temperature sensor, and more.
  • Market Labor Rate Option: Standard CARCHEX plans (and plans from many other companies) limit the hourly labor rate coverage for repairs to $100 per hour. With this option, CARCHEX will cover the labor rate for the repair shop or dealership above $100 per hour.

CARCHEX Benefits

CARCHEX also offers a few benefits with its extended warranty plans:

  • Roadside assistance
  • Rental car reimbursement
  • Trip interruption reimbursement

CARCHEX Warranty Cost

On average, CARCHEX extended warranties cost between $107 and $154 per month depending on the plan and payment type you choose. Total costs tend to range from $2,592 to $3,700, according to our research.

CARCHEX Reviews

CARCHEX has been around for 23 years and is a veteran of the extended warranty industry. Our March 2022 car warranty survey which polled 1,000 consumers found that 19 percent of those surveyed had a CARCHEX warranty, making it the second most popular provider overall. The company’s extended warranty plans are clearly laid out online with easy-to-read sample contracts and all plans are administered by other trusted companies.

CARCHEX itself has an A+ rating from the BBB, along with accreditation from the organization. While it does have some customer complaints, it responds to each of them. Also, the company has 60 complaints from the last year, which is a very low number compared to its total number of customers.

Over 1,460 customers have rated CARCHEX on Trustpilot, and it has an average score of 3.1 out of 5.0 stars. The company is also endorsed by industry heavyweights like Kelley Blue Book, Edmunds.com, CARFAX, and RepairPal. No company is perfect, but you can be sure a company like CARCHEX will work with you to resolve any issues.

You can read more about the third-party warranty provider in our CARCHEX review.

#2 Endurance: Best Coverage

While we think Endurance has the best extended car warranty program overall, CARCHEX edges it out when it comes to reputation. Still, Endurance has been in business for 16 years and offers six levels of coverage applicable to many types of vehicles, making it a solid choice for an extended car warranty. Endurance is also a direct provider, which means you don’t deal with a middleman when filing a claim.

Endurance Standard Plans

Endurance offers six standard warranty plans:

Endurance Plan

Plan Details

Supreme

Exclusionary coverage for almost any mechanical breakdown similar to a new vehicle warranty

Superior

Covers an extensive list of parts on most systems of the vehicle, including the powertrain, turbocharger, electrical, air conditioning, steering, brakes, fuel, and cooling systems

Select Premier

Provides coverage for older vehicles with up to 150,000 miles covering most major systems except seals and gaskets, steering, or brakes

Secure Plus

Good option for vehicles with high mileage covering the powertrain, turbocharger, electrical, air conditioning, steering, and brake systems

Secure

Budget plan covering the powertrain and turbocharger

EnduranceAdvantage

A combination of mechanical breakdown coverage and regular maintenance

Endurance Maintenance Plan

Endurance also offers another type of plan called EnduranceAdvantageTM. What sets this plan apart is that it covers regular maintenance and one-off services. Routine maintenance includes:

  • Up to three oil and filter changes
  • Engine diagnostics
  • Alignment checks
  • State safety inspections
  • Tire rotations

One-time services include:

  • Brake pad/shoe replacement
  • Cooling system maintenance
  • Front or rear wiper blade set replacement
  • Battery replacement
  • Scheduled service coverage

There are three levels of EnduranceAdvantage plans. They all offer the same maintenance benefits, but they differ in warranty coverage. Here are the basics:

  • Preferred: Exclusionary coverage for almost any mechanical breakdown
  • Plus: High-level protection for all major systems of the vehicle
  • Prime: Covers everything in Plus but only offers basic electrical system coverage

Endurance Elite Benefits

Each plan comes with one free year of Endurance Elite Benefits, which includes perks like a collision discount, total loss protection, and tire repair/replacement. Endurance also includes roadside assistance, rental car reimbursement, and trip interruption coverage with each of its plans for the life of the contract.

Endurance Warranty Cost

According to our research, Endurance plans range from $152 to $188 depending on the plan you choose. Overall costs range from $2,671 to $3,393, which is within the limits of what most people reported paying in our March 2022 survey.

Endurance Reviews

Endurance has a C rating from the BBB, which is based on its advertising practices. Importantly, there is no significant pattern of complaints regarding claims or service.

Like CARCHEX, Endurance replies to each customer complaint posted on its BBB page. Customer service representatives issue refunds where needed and try to resolve problems with customers. Endurance also conducts internal reviews based on complaints to ensure the same issue doesn’t happen to someone else.

Endurance has a 4.3-star rating out of 5.0 from over 4,300 reviews on Trustpilot. Overall, negative reviews and complaints only account for a small fraction of total customers.

You can learn more about the company in our Endurance warranty review.

#3 autopom!: Best Claims Process

Compared to the two extended warranty companies above, autopom! is a relative newcomer. It’s also a bit smaller than CARCHEX and Endurance. However, that doesn’t mean it’s less reliable. In our provider review, we found that autopom! has the Best Claims Process.

autopom! Plans

There are three main types of autopom! extended warranty plans:

autopom! Plan

Plan Details

Exclusionary

Factory-like protection for almost any mechanical breakdown

Mid-Level

Protects many important systems of the vehicle, including braking, steering, and air conditioning

Powertrain Plus

Covers the basic systems of the vehicle including the engine, transmission, drivetrain, and air conditioning, plus some electrical components

autopom! Benefits

The following benefits come with autopom! extended warranty plans:

  • Roadside assistance
  • Trip interruption reimbursement
  • Rental car coverage
  • Tire protection (on some plans)

autopom! Warranty Costs

autopom! extended car warranty plans tend to range from $2,423 to $2,520, according to our research. Your overall extended car warranty costs will depend on the plan you choose.

autopom! Reviews

The company is featured on review sites like Trustpilot, Consumer Reports, and more. On Trustpilot, autopom! has a rating of 4.6 out of 5.0 stars. It also has an A+ rating and accreditation from the BBB, along with a high customer rating of 4.5 out of 5.0 stars.

You can find out more about the provider in our autopom! review.

#4 CarShield: Best Value

CarShield is one of the most popular extended warranty providers. In our extended warranty survey, over 56 percent of respondents said they had used CarShield, making it more popular than any other provider. The company offers affordable coverage options, including month-to-month plans, which is why we name it Best Value in our provider review.

CarShield Plans

CarShield vehicle service contracts can last up to 300,000 miles, which is the highest limit available in the industry. The third-party provider offers six levels of coverage:

CarShield Plan

Plan Details

Diamond

Bumper-to-bumper coverage similar to a manufacturer’s warranty for new cars

Platinum

Comprehensive plan for cars with high mileage which covers 15 major vehicle systems

Gold

Enhanced powertrain protection for the engine, transmission, water pump, air conditioning, and starter

Silver

Basic powertrain coverage for your vehicle’s most important parts

Aluminum

Protects high-tech vehicle components like factory GPS, instrument clusters, gauges, and sensors

Motorcycle & ATV

Variety of coverage levels and contracts for specialty vehicles

CarShield Benefits

All CarShield plans come with:

  • Roadside assistance: CarShield provides up to $75 per occurrence and $400 total for the life of the contract for towing, lockout services, fuel delivery, spare tire installation, battery jump-starts, and winching.
  • Rental car reimbursement: You will be reimbursed up to $40 per day up to four days for rental car expenses in the case of a covered repair.
  • Trip interruption reimbursement: CarShield will reimburse you up to $50 per day for three days for food and lodging if you experience a mechanical breakdown more than 100 miles away from home. 

CarShield Warranty Cost

According to quotes we received, CarShield tends to be affordable for most drivers. Our research found that plans typically range around $90 per month depending on the warranty plan you choose.

CarShield Reviews

CarShield has a largely positive customer service reputation. The company has a 4.2 out of 5.0-star rating on Google with over 10,150 reviews, as well as a rating of 4.0 out of 5.0 stars  on Trustpilot backed by over 28,000 reviews.

CarShield has a higher number of complaints on the BBB website than other providers on this list, with over 2,800 complaints filed in the last three years. However, the company has sold over 500,000 vehicle protection plans in that same time period, so these complaints represent a small number of CarShield customers. 

You can discover more about the third-party warranty provider in our CarShield review.

#5 Protect My Car: Best Maintenance Plans

Protect My Car is a popular provider that offers vehicle service contracts and maintenance plans. The company’s lengthy payment terms of 48 months are longer than most other third-party warranty companies. 

Protect My Car Plans

Drivers can choose from three Protect My Car vehicle service contracts:

Protect My Car Plan

Plan Details

Supreme

Extensive coverage similar to a manufacturer’s warranty for drivers who plan to keep their vehicles long-term

Select

Comprehensive coverage option for vehicles over 50,000 miles

Driveline

Protects your vehicle’s most important components but excludes the front and rear suspension, turbocharger, and navigation system

Protect My Car Maintenance Plans

Protect My Car offers three maintenance contracts known as Ambassador Maintenance Plans. Drivers can get anywhere from 50 to 75 percent off covered repair services. Ambassador plans provide exclusionary coverage, which means they cover anything that isn’t explicitly listed in the contract.

Ambassador plans also cover the full cost of routine maintenance for three oil changes and two tire rotations per year. 

Protect My Car Benefits

All Protect My Car vehicle service contracts (Supreme, Select, and Driveline) come with perks. These include: 

  • Roadside assistance: This pays for up to two roadside assistance calls per year for towing, flat tire changes, and fluid deliveries.
  • Rental car reimbursement: Protect My Car will reimburse you for a rental car up to $30 per day for seven days if your vehicle is in the shop for covered repairs.
  • Trip interruption reimbursement: If your car breaks down more than 150 miles away from home, Protect My Car will reimburse hotel and meal expenses up to $50 per day for three days.

Protect My Car Warranty Cost

Protect My Car costs tend to be a little higher than the industry average. Based on our research, plans tend to cost between $58 and $79 per month on average, with total costs ranging from $2,834 to $3,842.

Protect My Car Reviews

Protect My Car has hundreds of positive reviews across the BBB and Trustpilot. The third-party warranty provider has an A+ rating from the BBB along with a 4.2-star rating out of 5.0. And on Trustpilot, Protect My Car has a 4.6-star rating backed by over 2,940 reviews.

Why Choose An Extended Car Warranty?

A new car’s manufacturer warranty is great, but it won’t last forever. To expand your vehicle protection, you can get an extended warranty from one of many third-party providers. 

An extended car warranty (also called a vehicle service contract or vehicle protection plan) can give you peace of mind that a variety of auto repairs are covered. If you need a repair that’s covered in your contract, you don’t have to worry about paying for a tow truck or dipping into your savings to cover rental car costs.

The warranty company will also handle the claim with the repair shop and either pay the shop directly or reimburse you. All of our recommended extended warranty providers let drivers go to any repair facility certified by the National Institute for Automotive Service Excellence (ASE®).

Extended Car Warranty Benefits

Reputable extended car warranty companies also provide a number of benefits along with whatever repairs their plans cover. Some common perks include:

  • 24/7 roadside assistance
  • Trip interruption coverage
  • Rental car reimbursement
  • Towing benefits

A huge benefit of extended warranties is that you can better plan out your monthly and yearly budgets. With covered repairs, all you have to do is pay your deductible, if you have one. Many car owners avoid paying for $1,000 or $2,000 repairs out of pocket with extended warranties.

Extended Car Warranty Exclusions

To be an educated shopper, you should also know what extended warranties don’t cover. Even contracts that offer comprehensive coverage for most major systems typically do not pay for:

  • Damage from wear and tear
  • Regular maintenance like alignments and oil changes
  • Preventative maintenance
  • Damage from accidents, the environment, or lack of maintenance
  • Cosmetic items
  • Unauthorized repair costs

How To Find Reliable Auto Warranty Companies

Top providers offer warranty options for drivers in any state (though some don’t cover California). The best place to find them is actually online, and not through a dealership. Aftermarket dealership warranties may or may not be reliable, but you don’t have much time to figure that out when faced with a purchase decision when you’re buying a vehicle.

You can use auto industry review sites (like this one) or resources like Consumer Reports to locate reputable providers. Good extended warranty companies are out there, and you can find them if you know where to look.

Extended Car Warranty Costs

Once you get a few new or used vehicle warranty quotes, you’ll see what prices and monthly payment options are available. In our 2022 extended car warranty survey we found that half of the 1,000 respondents reported paying between $1,615 and $3,208 for their extended warranty.

Here’s a complete breakdown of what people reported paying in our survey:

Extended warranty costs reported by participants in our reputable extended car warranty survey

Your final extended car warranty costs will depend on the contract you choose along with your car’s make, model, and mileage.

Factors That Affect Extended Car Warranty Costs

Car warranty costs depend on many factors, including your:

  • Vehicle
  • Deductible
  • Coverage level
  • Payment plan

Reputable extended car warranty companies typically offer a 30-day money-back guarantee. You’ll find the lowest rates if you purchase a warranty contract for a newer vehicle still covered by the manufacturer’s bumper-to-bumper warranty (which typically lasts around three years).

Shop Smart And Compare Warranty Providers

Extended car warranties are worth it if you find a reputable provider. Thankfully, there are many quality options out there. The best thing to do is get quotes from several providers and compare plans.

FAQ: Reputable Extended Car Warranty Companies

How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

  • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
  • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
  • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the BBB score well in this category. Established providers with a long history of reliable service also receive positive marks.
  • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

*Data accurate at time of publication