A Ford extended warranty is available for all Ford vehicles still protected under factory coverage. Ford’s extended service plan helps customers finance repair costs as their vehicles age, but is it worth the investment?

In this review, we’ll dig into the coverage and costs of a Ford extended warranty. Our review team has also examined the best extended warranty companies in the industry, evaluating plan options, pricing, customer reviews, and more. We’ll help you decide whether a Ford extended warranty is right for you and show you how the manufacturer’s coverage compares with third-party competitors.

You can start comparing costs from some of the top companies using the tool below.

Top Extended Warranty Companies

Best Coverage
4.6/5
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Best for Used Cars
4.3/5
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Best Maintenance Benefits
4.2/5
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In This Review:

    What Does A Ford Extended Warranty Cover?

    Ford extended warranties, also called Ford Protect Extended Service Plans (ESPs), offer four levels of coverage that can last as long as 8 years or 150,000 miles:

    • PremiumCARE: Covers over 1,000 Ford components, acting as an extension of the Ford New Vehicle Limited Warranty
    • ExtraCARE: Covers 113 Ford components, including partial coverage for the engine, transmission, rear-wheel drive, front-wheel drive, front suspension, air conditioning, electrical, and high-tech components, plus full coverage for steering and braking components
    • BaseCARE: Covers 84 Ford components, including partial coverage for the engine, transmission, rear-wheel drive, front-wheel drive, front suspension, and air conditioning, plus full coverage for the steering system
    • PowertrainCARE: Covers 29 Ford components, including partial coverage for the engine, transmission, rear-wheel drive, and front-wheel drive

    Unlike car insurance policies, which cover vehicle damage after a collision or other event, Ford extended warranty plans are designed to protect certain car components if a mechanical failure happens. Extended service contracts are never legally required.

    Ford Extended Warranty Perks

    All Ford ESP warranty contracts are transferable and include the following additional benefits:

    • Roadside assistance
    • Towing reimbursement (up to $100 per occurrence)
    • Travel expense reimbursement (up to $1,000 total)
    • Tire changes
    • Lockout assistance
    • Fluid delivery
    • Rental car reimbursement ($30 per day for up to 10 days)

    Ford Extended Warranty Exclusions

    Not every component is covered under the Ford extended warranty, even at the highest level of coverage. Examples of excluded parts include wear-and-tear items like shock absorbers, wiper blades, brake pads, and headlights.

    Customers are also required to maintain their vehicles according to the factory-recommended maintenance schedule, but maintenance services are not covered under the Ford extended warranty.

    Ford Extended Warranty Cost

    Our research team found quotes for Ford ESP warranty contracts online through a licensed dealer. A 5-year/100,000-mile PremiumCARE contract on a 2019 vehicle ranged from about $900 to $1,645.

    Vehicle

    Deductible

    Cost

    2019 Ford Explorer

    $0

    $1,645

    2019 Ford Explorer

    $50

    $1,340

    2019 Ford Explorer

    $100

    $1,190

    2019 Ford Focus

    $0

    $1,355

    2019 Ford Focus

    $50

    $1,050

    2019 Ford Focus

    $100

    $900

    These prices are within industry averages for extended warranty contracts. However, the final cost of your Ford extended warranty will vary depending on your particular vehicle and location. For your own quotes, contact your local Ford dealership.

    Ford Protect Premium Maintenance Plan

    In addition to Ford extended warranty coverage, drivers have the option to purchase a Ford Protect Premium Maintenance Plan. These plans cover:

    • Routine inspections
    • Preventative care
    • Wear and tear items like wiper blades, brake pads, and shock absorbers
    • Oil filter changes
    • Multi-point inspections
    • All factory required maintenance

    Contracts for Ford maintenance plans can extend as high as 8 years or 150,000 miles. The available maintenance intervals are every 5,000 miles, 7,500 miles, or 10,000 miles.

    Do You Need Ford Warranty Coverage?

    Before purchasing an extended warranty, consider Ford’s reliability and factory coverage. If you think the cost of your Ford extended warranty will exceed the cost of expected repairs, this coverage may not be the right choice for you.

    Ford Reliability

    According to RepairPal, the average annual repair cost for Ford vehicles is $775, which is high compared to the industry-wide average of $652. Repair cost numbers are determined based on customer reports. The chart below outlines some common Ford repairs as well as estimated costs, according to Repair Pal.

    Model

    Repair

    Estimated Cost

    Ford Taurus

    Fuel pump replacement

    $611 to $2,757

    Ford Ranger

    Head gasket replacement

    $1,463 to $1,847

    Ford F-150

    Radiator replacement

    $637 to $1,143

    Ford Explorer

    Starter replacement

    $335 to $563

    Customers that are able to pay for such costs out of pocket may not need an extended warranty. It is usually less expensive in the long run to save for the cost of repairs yourself. However, extended warranties can be one way to finance repairs and provide peace of mind.

    Ford Factory Warranty Coverage

    Another thing to consider before purchasing a Ford extended warranty is your vehicle’s current coverage. If you plan to sell or trade your Ford before or shortly after factory coverage expires, there is little reason to purchase an extended warranty. An extended warranty can increase the resale value of your Ford on the open market, but it will not increase your trade-in value at the dealership.

    All new Ford vehicles come with the following factory warranty coverage:

    • Bumper-to-bumper warranty: 3 years/36,000 miles
    • Powertrain warranty: 5 years/60,000 miles
    • Safety restraint system warranty: 5 years/60,000 miles
    • Corrosion perforation warranty: 5 years/unlimited miles
    • Diesel engine warranty: 5 years/100,000 miles

    Certified pre-owned (CPO) Ford vehicles are protected by the following Ford warranties:

    • Bumper-to-bumper warranty: 1 year/12,000 miles
    • Powertrain warranty: 7 years/100,000 miles

    Benefits Of A Third-Party Extended Warranty

    If you’re looking to lengthen your factory warranty coverage, you can purchase a vehicle service contract from Ford or from a third-party provider.

    Third-party contracts generally offer a larger choice of repair shops, longer coverage terms, and coverage for older vehicles. However, a third-party warranty does not guarantee the use of genuine Ford parts or factory-trained technicians, so you’ll have to decide what’s most important to you.

    A comparison between the Ford extended warranty and one of our top-rated providers Endurance is outlined in the chart below.

    Ford Extended Warranty

    Endurance Extended Warranty

    Start Date

    Original in-service date

    Anytime

    Longest Term

    150,000 miles

    200,000+ miles

    Number of Plans

    4

    6

    Deductible

    $0, $50, $100, $200

    $0, $50, $100, $200

    Repair Facilities

    Ford dealerships

    Repair shops certified

    by the National Institute

    for Automotive Service Excellence (ASE®)

    Extra Benefits

    • Roadside assistance
    • Towing
    • Rental reimbursement
    • Trip interruption
    • Fuel delivery
    • Lockout services
    • Tire changes

    1 year free of Elite Benefits, which includes:

    • Roadside assistance
    • Total loss protection
    • Collision discount
    • Tire repair/replacement
    • Key fob replacement
    • Endurance mobile app

    How to Purchase

    Purchase from dealerships

    Get Quote

    The Bottom Line: Ford Extended Warranty

    If you want to purchase an extended warranty for your Ford, the Ford extended service plan is a good choice. PremiumCARE, the top-tier Ford extended warranty, provides more comprehensive coverage than you are likely to find elsewhere, and plan costs are fair.

    However, Ford extended service plans are only available for vehicles that are still under factory warranty, and coverage can only last up to 150,000 miles. If you’re looking for more flexible, longer coverage terms, consider getting free quotes from a few of the most reputable extended car warranty companies.

    Top Extended Warranty Companies

    Best Coverage
    4.6/5
    Get Price
    Best for Used Cars
    4.3/5
    Get Price
    Best Maintenance Benefits
    4.2/5
    Get Price
    VIEW MORE

    Frequently Asked Questions