One of the most luxurious automobile brands in the U.S., Cadillac has sleek vehicles that can be expensive to maintain. The good news is that purchasing a Cadillac extended warranty can save you money on expensive repairs and give you more peace of mind.

In this guide, we’ll review Cadillac extended warranties and compare them with third-party provider Endurance, one of the best extended warranty companies on the market.

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In This Review:

    What Does A Cadillac Extended Warranty Cover?

    A Cadillac extended warranty covers vehicle repairs in the event of a mechanical breakdown. Similarly, a Cadillac vehicle service contract covers failure of specific car parts.

    Cadillac offers one true extended warranty (the Cadillac Extended Limited Warranty) and a vehicle service contract (the Cadillac Platinum Protection Plan) with similar features. So, for the purposes of this review, we’ll classify each as a type of Cadillac extended warranty.

    The Cadillac Extended Limited Warranty raises factory coverage on Cadillac vehicles from the standard 4 years/50,000 miles to 6 years/70,000 miles. You must purchase this protection plan when you buy your new car. Cadillac’s Platinum Protection Plan offers extra coverage, which you can buy at a later date.

    Cadillac Extended Warranty

    Coverage Terms

    Extended Limited Warranty

    6 years/70,000 miles

    Platinum Protection Plan

    2 years/24,000 miles to 5 years/60,000 miles

    Cadillac Extended Limited Warranty

    The Cadillac Extended Limited Warranty can increase the bumper-to-bumper warranty on your new Cadillac to 6 years/70,000 miles. The warranty comes with no deductible and has backing from General Motors. This means no third parties are in the mix.

    Covered repairs include any defects in workmanship or materials. However, Cadillac’s Extended Limited Warranty does not cover routine maintenance. Also, the dealer is authorized to replace any parts with new, remanufactured, or refurbished components. This limited warranty can’t be canceled and is not available for vehicles bought in California, Florida, Maine, Minnesota, or Washington.

    Cadillac Platinum Protection Plan

    Lasting as little as 2 years/24,000 miles or as long as 5 years/60,000 miles, Cadillac’s Platinum Protection Plan offers flexibility to drivers of Cadillac vehicles. This zero-deductible extended warranty option includes more than 1,000 parts and systems. Among them are the powertrain, steering, electrical system, airbags, brakes, and air conditioning.

    Notable exclusions from the protection plan are brake rotors and drums, batteries and battery cables, and maintenance services. This Cadillac extended warranty is transferable to future owners and can be canceled at any time. If you cancel your service contract within 60 days and haven’t filed any claims, you will receive a full refund.

    Some of the added benefits of the Cadillac Platinum Protection Plan are:

    • Roadside assistance
    • Rental car coverage
    • Towing
    • Trip interruption coverage
    • Lockout services

    Add-On Plans For Cadillac Owners

    In addition to the Platinum Protection Plan and the Extended Limited Warranty, Cadillac offers these add-on plans:

    • Guaranteed Asset Protection (GAP) Coverage: Helps protect you from paying a loan on a vehicle that’s a total loss
    • Pre-Paid Maintenance: Offers two levels of service that cover recommended maintenance including oil changes and tire rotations to keep your Cadillac running smoothly
    • Tire and Wheel Protection: Offers three levels of protection you can choose from for tire repair and replacement, wheel damage, and roadside assistance
    • Appearance Guard: Covers paintless dent repair, repair of minor windshield chips and cracks, interior fabric repair, and key fobs

    Cadillac Extended Warranty Cost

    Drivers can use Cadillac’s Platinum Protection Plan online shopping tool to see how much they’d pay for this type of extended car warranty. Here are sample quotes we received for a 2018 Cadillac CTS with 30,001 to 60,000 miles:

    Cadillac Extended Warranty

    Pay-in-Full Price

    Monthly Price

    2 years/24,000 miles

    $2,427.25

    $175.42 for 14 months

    3 years/36,000 miles

    $3,302.20

    $160.80 for 21 months

    4 years/48,000 miles

    $4,047.95

    $198.19 for 21 months

    5 years/60,000 miles

    $4,225.60

    $207.09 for 21 months

    For the quotes above, paying in full gets you a five percent discount, and paying in monthly installments requires a down payment of about $99.

    Based on our research, the average extended car warranty costs about $2,500. Our team recently surveyed 1,000 consumers, with 22.5 percent saying they paid between $1,500 and $1,999 for coverage and 22.5 percent saying they paid between $2,000 and $2,499, significantly below most of Cadillac’s prices. However, Cadillac is a luxury vehicle that has more expensive services in general.

    Do You Need Cadillac Warranty Coverage?

    Cadillac’s luxury price tag means repair bills can get high. Purchasing a Cadillac extended warranty allows you to be prepared for unexpected or costly breakdowns. Below, we’ll detail repair costs and warranty coverage to help you decide if a Cadillac extended warranty is right for you.

    Average Cadillac Repair Costs

    Cadillac has experienced reliability issues in the past but has worked to correct them in recent years. In the J.D. Power 2021 U.S. Vehicle Dependability Study, Cadillac was tied for fifth among the highest-ranked brands. The study also showed some significant improvements in the number of problems per vehicle experienced by original owners of 2018 Cadillac vehicles during the past 12 months.

    While the J.D. Power study lists Cadillac as a reliable brand, RepairPal gives it a 3.0 out of 5.0-star rating for reliability, ranking it 26th out of all 32 car brands. The cost-estimation website also says the average driver pays $783 in annual repair costs for their Cadillac. Here are some frequent Cadillac repairs, along with their prices:

    • Anti-lock braking system (ABS) control module replacement: $795 to $826
    • Ignition coil replacement: $395 to $423
    • Engine oil level sensor replacement: $320 to $389
    • Spark plug wire replacement: $273 to $304

    Cadillac Factory Warranty

    Before you commit to a Cadillac extended warranty, you should check to see what’s already covered under your factory warranty. Repairs, parts, and labor are typically covered in the manufacturer’s warranty when needed to correct defective materials or faulty workmanship.

    Cadillac Factory Warranty

    Term Limits

    Bumper-to-Bumper Limited Warranty

    4 years/50,000 miles

    Powertrain Limited Warranty

    6 years/70,000 miles

    24/7 Roadside Assistance

    6 years/70,000 miles

    Cadillac’s new vehicle warranty also comes with courtesy transportation when repairs are required for 6 years/70,000 miles and coverage against rust for up to 6 years/70,000 miles.

    Benefits Of A Third-Party Extended Car Warranty

    Dealerships and third-party providers offer Cadillac extended warranties. However, there are advantages to purchasing an extended warranty outside of a dealer. Leading third-party providers offer extended car warranties for vehicles over 100,000 miles and have longer term lengths than the Cadillac extended warranty.

    Reputable car warranty companies also provide coverage for older vehicles, which means you have more time to decide if an extended warranty is right for you. Costs tend to be lower than pricing from automakers such as Cadillac, and you can take your car to any licensed repair facility for service.

    Here is an overview of the key differences between a Cadillac extended warranty and an Endurance extended warranty.

    Cadillac

    Extended Warranty

    Endurance

    Extended Warranty

    Start Date

    Contract purchase date

    (may be subject to a waiting period)

    Warranty purchase date

    or vehicle purchase date

    Longest Term

    6 years/70,000 miles

    8 years/200,000 miles

    Number of Plans

    2

    6

    Deductible

    $0

    $0, $50, $100, $200

    Repair Facilities

    Cadillac dealers only

    Repair shops certified

    by the National Institute

    for Automotive Service Excellence (ASE®)

    Extra Benefits

    • Roadside assistance
    • Rental car coverage
    • Towing
    • Trip interruption coverage
    • Lockout services

    1 year free of Elite Benefits, which includes:

    • Roadside assistance
    • Total loss protection
    • Collision discount
    • Tire repair/replacement
    • Key fob replacement
    • Endurance mobile app

    How to Purchase

    Purchase from dealerships

    Get Quote

    You can read more about Endurance’s plans in our full Endurance warranty review.

    The Bottom Line: Cadillac Extended Warranty

    A Cadillac extended warranty protects your vehicle after the initial factory warranty expires, likely giving you more peace of mind. You can purchase an extended warranty through the dealership or a third-party provider. The latter option can provide greater flexibility in coverage and pricing, but you won’t be guaranteed the use of genuine Cadillac parts.

    It’s wise to take the time to compare your options. Before purchasing a Cadillac extended warranty, reach out for free quotes from multiple sources.

    Top Extended Warranty Companies

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    Frequently Asked Questions: Cadillac Extended Warranty

    • How much does a Cadillac Extended Warranty cost?

      Cadillac’s extended warranty costs depend on various factors, including your Cadillac model’s age, mileage, and location. We received estimates starting at $2,427.25 for the Cadillac Platinum Protection Plan for a 2018 Cadillac CTS with 30,001 to 60,000 miles.

    • Does Cadillac offer extended warranties?

      Cadillac offers two extended warranty plans: the Cadillac Extended Limited Warranty and the Cadillac Platinum Protection Plan. The Limited Warranty raises factory coverage on Cadillac vehicles from 4 years/50,000 miles to 6 years/70,000 miles.

    • What repairs are covered under an extended warranty?

      The plan you choose will determine what repairs are covered. Most extended warranties cover the engine, transmission, electrical system, and fuel systems. Exclusionary extended car warranties cover almost every vehicle component.

    • Can you negotiate an extended car warranty?

      Yes, you should always try to negotiate an extended warranty, as some dealerships may mark up the plan price.