Best Car Warranty Companies

Our research team reviewed the major aftermarket service contract companies (brokers and direct providers), using a thorough review process to determine the best extended auto warranty. To select the most reputable extended car warranty companies, we reviewed every leading provider in the industry in terms of coverage, cost, transparency, customer experience, and reputation. From this, we found the best car warranty companies that stand out for their reputations, customer service, affordability, and overall quality. However, there is no one size fits all warranty provider for everyone. To make the most informed decision, we recommend getting quotes from at least three providers so you can compare their pricing and coverage side by side.

What Are The Best Car Warranty Companies of 2023?

• Endurance: Best Coverage
• CARCHEX: Best for Used Cars
• Protect My Car: Best Maintenance Benefits
• CarShield: Best Value 
• autopom!: Best Claims Process

Many warranty providers claim to offer the best protection for new and used vehicles, but their coverage, costs, and services vary widely. Manufacturer warranties can provide you with in-house comprehensive coverage and repairs, but they typically come at a higher premium and lack customization. Third-party brokers or direct providers can offer you a larger selection of protection plans and also tend to be cheaper.

Getting a warranty can help you save thousands of dollars on expensive repairs, but it is important to compare companies to ensure you find the best deal for your situation. Below we will detail our best aftermarket car warranty companies which include both direct providers and coverage brokers.

Extended Car Warranty Ratings

We used an in-depth analysis of the best aftermarket extended car warranty provider to rank the top companies. The overall score for each provider is aggregated from scores in the following categories:

• Reputation: ratings from accredited industry rating companies help show overall responsiveness to customers and history as an organization
• Coverage: Coverage for parts and services vary from provider to provider and plans may be more comprehensive than others and include protections not offered by other options.
• Warranty cost: The cost of a warranty plan helps determine the value you are getting and helps you make a decision about its worth.
• Transparency: If a company is confident about its services it will offer you all the information you will need to make the correct decision for you. Some may also even offer a money-back guarantee if you are not satisfied with their services.
• Customer experience: Reviews from customers will allow you to figure out how exactly a company operates and how the company’s services actually stack up against the competition.

Best Rated Extended Car Warranty Companies

The table below highlights the rating scores for the best-extended car warranty companies in 2023:

Compare Extended Car Warranty Coverage

When comparing car warranty companies one of the most important things to consider is their coverage options for your vehicle. The chart below contains a side-by-side comparison of the best extended car warranty coverage from the top three providers in the industry:

Being the best car warranty company is different than simply offering one or more of the best extended car warranty plans. Making the list of best car warranty companies requires meeting the standard of a more comprehensive rating system of auto warranty services, including coverage plans, prices, customer service, and ease of use during the claims process (via an app or website self-service).

The following sections provide more detailed information about the most reputable extended car warranty companies and their extended warranties, including each provider’s coverage, cost, customer experience, and industry reputation.

#1 Endurance: Best Coverage

Endurance is the most reputable extended car warranty company in the business and has the top-rated aftermarket car warranty. Endurance Warranty Services, LLC has 14 years of experience – fewer than many competitors – but it has already built a strong reputation for customer service. In 2020, the company was listed as one of the country’s fastest-growing companies in the Inc. 5000. The provider also has several prominent industry partners and has been sponsored by the Andretti racing team.

As a direct provider of extended car warranties, Endurance takes care of customers from beginning to end. Because you will deal with Endurance directly, the filing process will be simpler and faster because you won’t have to go through an intermediary when you file a claim. With Endurance, you can file claims either by phone or through an online portal. Additionally, service is available through an online concierge with the Endurance app. These customer-friendly features that benefit from working with a direct provider result in better customer service overall and make Endurance an excellent fit for drivers who want an easy and fast claims experience.

Endurance Pros and Cons

Endurance Warranty Plans

The most apparent distinction between Endurance and the competition is that the company is the direct administrator of its plans. Other companies market plans that are administered by a separate company. Endurance offers six coverage levels that are cancellable or transferrable. These coverages range from powertrain to bumper-to-bumper levels, with periods available for up to 8 years and 200,000 miles. Below are basic descriptions of each plan:

• Supreme: Bumper-to-bumper warranty coverage with only a few exclusions for total peace of mind
• Superior: Highest stated-component coverage, covers hundreds of parts
• Secure Plus: Covers powertrain components as well as some electrical systems and has the shortest waiting period (30 days/1,000 miles)
• Secure: Basic, affordable powertrain coverage for the engine, transmission, and water pump
• Select Premier: Designed with high-mileage vehicles in mind (up to 200,000+ miles), offering coverage for powertrain, air conditioning, and electrical parts
• EnduranceAdvantage™: Combines mechanical breakdown coverage with routine maintenance items (uncommon for an extended car warranty), including oil changes, engine diagnostics, and brake pad replacements.

Exclusions for Endurance plans, which are standard in the industry, include things like lack of maintenance, environmental damage, and wear and tear (unless covered under the Endurance Advantage Plan.

Endurance Benefits

All Endurance car warranties come with roadside assistance, rental car reimbursement, and trip interruption coverage. Additionally, extended auto warranty contracts include one free year of Endurance Elite Benefits, which offer perks that include:

• Key fob replacement
• Tire repair/replacement
• Total loss protection
• Collision discount
• Up to $1,000 toward replacing a totaled vehicle.

Endurance Warranty Cost

Endurance warranties cost between $85 and $125 per month, which is affordable by industry standards. Endurance’s prices are competitive with other popular extended warranty companies, but your specific price for coverage will depend on factors like your plan, the deductible, and your vehicle. The best way to find out how much each Endurance plan will cost you is to ask for a quote.

Endurance Customer Reviews

The company has a 3.4-star rating and a B- rating on the BBB, the latter score of which came from using promotional mailers in Chicago that confused customers. On Truspilot, the business has a 3.9 out of 5.0 stars with over eighty percent of the reviews being 4 stars or above. Most of the reviews talk about their patient and helpful agents and great explanations of the coverage available. 

Is Endurance Car Warranty Legit?

Endurance is not only a legitimate company, but it is one of the best rated companies by both customers and industry professionals. While it is not accredited with the BBB the company’s awards, years in business, and partnerships represent its excellent reputation as an extended car warranty provider. If you are considering a car warranty with Endurance you can be sure it is with a well-recognized and experienced provider.

Find out more about this company and its vehicle protection offerings in our Endurance review.

#2 CARCHEX: Best for Used Cars

We’ve rated CARCHEX as one of the business’s most best and most reputable extended warranty companies. The organization has been in the car warranty industry for over 20 years and their motto is “Customer experience above all”. Compared to the other providers on our list, CARCHEX uses its buying power to find competitive customer rates. Touting its No-Haggle, Low-Price, Everyday Guarantee™, CARCHEX is known for its low prices and straightforward quote process. Any time you call CARCHEX, you can be sure that you’ll get concise and accurate explanations on coverage terms and prices without the annoying sales pressure you may experience from other providers.

CARCHEX has several trusted endorsements from brands like Repair Pal, Edmunds.com, CARFAX, and Kelly Blue Book. Along with high customer ratings and industry partnerships, CARCHEX has won several awards, including a 5-star rating from TopConsumerReviews.org, Thoroughly Review’s 2017 Top Pick, and four consecutive Best Choice Awards on BestReviewHub.org.

CARCHEX Pros and Cons

CARCHEX Warranty Plans

CARCHEX markets vehicle service contracts from a network of administrators that are backed by insurance carriers with A and A+ ratings. Whether you’re looking for a basic powertrain warranty or a bumper-to-bumper warranty, CARCHEX offers five coverage levels:

• Titanium: Exclusionary bumper-to-bumper warranty coverage, much like the factory warranty, covers most of your car’s systems and components
• Platinum: High-level stated-component coverage for hundreds of parts and systems, including your car’s electrical components
• Gold: Covers all major systems and is best suited for high-mileage vehicles
• Silver: Offers coverage only for your most essential systems
• Bronze: Protects powertrain components like the engine, drive axle, and transmission

Plans cover new vehicles and used vehicles over 150,000 miles, but do not expect your Porsche or exotic vehicle to have many coverage options. However, we were impressed with coverage options for older cars, with plans covering up to 10 years or 250,000 miles. While the various contracts offered by CARCHEX can be confusing, a representative from the company can help answer any questions you may have about them.

Carchex Benefits

Here’s what’s included in each CARCHEX plan:

• 24/7 roadside assistance
• Towing
• Rental car reimbursement
• Gas delivery
• Trip interruption service

CARCHEX is an excellent fit for those who prefer a mechanic, as they have a nationwide network of providers. Also, car owners don’t have to go through long claims processes. Instead, the repair facility files the claim directly with the provider, saving you lots of time and stress.

CARCHEX Warranty Cost

CARCHEX extended warranties cost between $100 and $220 per month, with total costs ranging from $2500 and $3200. Your price will depend on your plan and vehicle make, model, age, and mileage. Many vehicle warranty plans come with deductibles as low as $0. Also, if you decide to cancel, CARCHEX has a 30-day money-back guarantee.

CARCHEX Customer Reviews

The company has an average rating of 2.8 out of 5.0 stars on Trustpilot. Overall, customer satisfaction is mixed, and some report problems with claims and coverage of parts. On the other hand, others find their service agents extremely helpful and talk about a smooth purchase process.

Is CARCHEX a Reputable Company?

Yes, CARCHEX has a good reputation overall in the industry and has an A+ rating and accreditation from the BBB. While customer satisfaction is mixed many of their complaints are resolved within a week. The provider has also been in the business for a long time and offers a wide variety of coverage options for many different customer needs. So, if you are looking for vehicle coverage the company can be a great option to consider.

See our CARCHEX review to learn more about our second overall pick.

#3 CarShield: Best Value

CarShield has covered over one million vehicles since was established in 2005 is a company commonly featured in radio and television ads. Upon closer review, we found it to have low prices and some of the best-extended auto warranty plans in the industry. However, it is not a direct provider of warranty coverage, and instead established companies like American Auto Shield administer CarShield plans.

CarShield was named Best Value by our research team for its low-cost coverage plans that include great perks, such as roadside assistance and your choice of a repair shop. Possible downfalls to CarShield include mixed customer reviews and some non-transferable contracts. While CarShield’s BBB rating may be lower than competitors, customers are overall pleased with its professionalism and how it handles its claims process.

CarShield Pros and Cons

CarShield Plans

CarShield offers more coverage tiers than competitors, including specialized contracts for specific vehicles and high-tech equipment. The company can offer several plan options because it is a vehicle service contract broker, meaning that another administrator carries out CarShield’s offers. Because of this, CarShield plans are not defined by one administrator, and the company can offer six tailored levels of coverage, including:

• New Car Diamond: Exclusionary, bumper-to-bumper coverage that includes most parts from the front to back bumpers
• Platinum: Covers the engine, transmission, air conditioning, electrical system, and more
• Gold: Mid-level coverage for some of your vehicle’s essential components and some accessory parts
• Silver: Affordable, no-frills powertrain coverage
• Aluminum: Covers many of your car’s electrical components, such as your alternator and computer-related parts
• Motorcycle and ATV: Covers motorcycles and all-terrain vehicles

CarShield Benefits

CarShield offers a number of perks including:

• 24/7 Roadside Assistance
• Rental Car and Ridshare Coverage
• Trip Interruption
• Towing

CarShield Warranty Cost

CarShield markets itself as an affordable option for extended car warranties, and it offers plans with low or no deductibles. Plans start at around $109-$139 depending on the warranty chosen, but costs vary depending on personal factors like your vehicle model and mileage.

CarShield Customer Reviews

Thousands of customers have rated Carshield and the company is rated a high score of 4.0 out of 5.0 on Trustpilot. However, on the BBB website they have very low ratings. Their service reputation is considered good by most, but some also complain about coverage of part repairs. 

Is CarShield a Reputable Company?

CarShield has a mixed reputation overall and the company is not accredited by the BBB. However, the company is far from a scam, and most complaints from customers tend to be resolved quickly. The warranty provider is also a leader in the industry and has a large number of coverage options available that can cover your vehicle at repair shops all around the United States. Experiences vary between customers widely so it is best to look at the big picture for ratings to determine if you want coverage from CarShield.

Find out more about this company’s warranty services in our CarShield review.

#4 Protect My Car: Best Maintenance Benefits

Founded in 2005 in St. Petersburg, Florida, Protect My Car is a popular and reputable provider offering vehicle service contracts for 15 years. Our research team recognized Protect My Car as having the Best Long-Term Financing of its discounts and flexible monthly payment plans. However, Protect My Car does not offer a basic powertrain warranty and is not available in all states.

Rounding out our top four best extended car warranty providers, here are some pros and cons about Protect My Car to help you make a more informed decision about your extended warranty.

Protect My Car Warranty Plans

With Protect My Car, you can choose between an extended auto warranty and an Ambassador maintenance plan. If you opt for an extended warranty, there are three levels of coverage, which is limited compared with our other top providers. The plans offered include:

• Supreme: This plan is Protect My Car’s highest level of coverage. However, it’s stated coverage so that it will have more exclusions than a bumper-to-bumper warranty. Most systems are covered, though, such as turbochargers and high-tech equipment (optional).
• Select: The Select plan covers everything the Supreme plan covers except for turbochargers and high-tech equipment. It’s also a great option for cars with over 50,000 miles.
• Driveline: This “powertrain plus” plan covers the essentials, plus a few major systems like the air conditioning and cooling system. It’s available for cars with more than 80,000 miles and between four and ten years old.

While vehicles over 13 years old can’t benefit from an extended warranty offered by Protect My Car, the company’s Ambassador maintenance plans cover routine maintenance services like brake pad changes.

Protect My Car Ambassador Plans

The Protect My Car Ambassador maintenance plans combine prepaid maintenance and an extended warranty. Repairs are covered, but only up to a certain percentage. While Ambassador plans don’t provide the same level of coverage as extended car warranties, they provide guaranteed discounts that cover between 25 and 50 percent of repairs, rental reimbursement, 24/7 roadside assistance, and more. You also get a few free regular maintenance services, such as three oil changes and two tire rotations per year.

These plans combine an extended warranty with prepaid maintenance and can cover most car repair costs with the three plans offered:

• Ambassador Elite
• Ambassador Pro
• Ambassador Platinum

An Ambassador plan can cover almost any car. That makes it a good option for older cars.

Protect My Car Benefits

Protect My Car offers a large number of benefits with most warranty plans like roadside assistance, gas delivery, and towing. Additional options for coverage include rental car insurance and trip interruption reimbursement.

Protect My Car Warranty Cost

Protection plans from Protect My Car average around $100 to $116 according to our research. Protect My Car has payment terms from 36 to 60 months, which is significantly longer than much of the competition and allows the company to offer more affordable monthly plans. The deductible for the repair shop is $100 or $200 for extended warranties and 25% or 50% of the repair cost for maintenance plans. If you’re not sure about your decision to purchase an extended car warranty, it’s good to know that Protect My Car offers a 30-day money-back guarantee. 

Protect My Car Customer Reviews

There are hundreds of positive reviews for Protect My Car customer reviews on the BBB. Protect My Car has a 4.0-star customer review rating on the BBB website, and a 4.4-star rating on Trustpilot. Complaints have shown a pattern of the provider not providing the contracted services. For this reason, you should read the fine print of contract terms before signing.

Is Protect My Car a Legitimate Company?

Protect My Car is recognized by both industry leaders and customers as one of the most reputable companies in the warranty business. The provider is highly rated by the BBB with a A+ rated, but is not accredited by the company. However, overall Protect My Car’s track record shows that they can be trusted for coverage for your vehicle should it break down.

We took a closer look at the provider in our Protect My Car review, where you can learn more detailed information about coverage, pricing, and reviews.

#5 autopom!: Best Claims Process

Even though autopom! is only ten years old, it has some of the highest customer service ratings on our list. If you are a California resident, then autopom! is one of the best extended car warranty providers catering to California vehicle service contract regulations.

Autopom! Warranty Plans

autopom! is an extended warranty broker that offers three coverage levels for most new and used vehicles, with the exception of luxury vehicles. autopom! plans are administered by reputable providers like Enterprise financial group, Mercury Select Management, and Royal Administration.

The three coverage tiers offered by Autopom include:

• High Level: There are five plans in this coverage tier, all of which provide a high level of stated component coverage.
• Mid-Level: There are three plans in the Autopom! mid tier that cover all of the powertrain plus components plus braking and steering systems.
• Powertrain Plus: The Powertrain Plus plan has five tiers that cover the essential parts to make a vehicle run.

Autopom! Benefits

Warranty plans from autopom! Come with a wide array of benefits including 24/7 roadside assistance and rental car coverage with most of their providers. However, depending on the company you choose in their network you may be able to get concierge services and trip interruption coverage.

Autopom! Warranty Cost

To get warranty coverage from autopom! On average you’ll get a monthly rate of about $125-$180. However, these averages were calculated with plans without deductibles so you may be able to get cheaper plans. To get a better idea of what it would cost for you, get a quote from autopom!  by calling 888-691-2354.

Autopom! Customer Reviews

autopom! is a reputable provider with an A+ rating from the Better Business Bureau and an impressive customer rating of 4.6 out of 5 stars. Their service reputation is overwhelmingly positive and the company is extremely responsive to any issues. Many reviewers cite their helpful agents and quick honoring of warranty claims.

Is autopom! a Good Warranty Company?

Autopom! generally is regarded as a reputable company with a good reputation among customers. Especially for coverage claims, the warranty provider offers a seamless service process that customers love. While its plan options are limited it is a serviceable company for vehicle coverage needs.

For more information on this provider’s services, coverage, and pricing, check out our autopom! review.

When your coverage from your factory warranty expires, car warranty companies provide you with vehicle service contracts to extend your coverage. These protection plans come from third-party brokers and direct providers. In some cases, you may find better coverage for better rates than from an automaker.

Both dealerships and third-party aftermarket providers can give you coverage, but each offers different benefits and drawbacks. Factory extended warranties can provide you with automaker back repairs and maintenance, but they tend to come at a higher premium. However, a non-manufacturer protection plan can give you more coverage options overall and usually have more affordable payments. 

Is an Extended Car Warranty Worth It?

As your car ages, it is important to consider getting an extended warranty plan to cover mechanical breakdowns that auto insurance doesn’t cover. The older your car is the more likely part failures are to occur, and coverage can save you thousands of dollars. Even if you are considering selling your vehicle at some point, a warranty can add value to your vehicle making it more attractive to potential buyers.

The best terms from car manufacturers come from the Hyundai warranty, and they only last around 5 years or 60,000 miles. This is much less than most people drive a vehicle over its lifetime and many other aftermarket providers can give you better terms for an affordable price. 

If you’re worried about possible breakdowns on the road, an extended warranty for your car can give you the peace of mind you need. Overall, it can be a worthwhile investment to account for unexpected repair and replacement costs so you can keep more money in your pocket.

When searching for reputable extended warranty companies you have three main options including dealerships, brokers, and direct service providers. Below we will detail what each means and how they differ from one another:

• Automaker Dealerships: Warranties from a dealer must be purchased before your factory warranty expires, so your time frame for decision-making is limited. They also tend to be more expensive overall and lack plan customization. However, it comes with the benefit of certified manufacturer technicians doing repairs on your vehicle when it breaks down.  
• Coverage Brokers: These types of car warranty companies don’t directly provide coverage plans and work through intermediaries for claims. While you may not receive the exact parts to replace damaged components, you will have access to a more diverse network of auto body shops that accept your protection plan.
• Direct Plan Providers: This type of plan provider handles all of their vehicle service contracts, meaning they take out the middleman when it comes to claims. With fewer companies in the mix, it is much easier to know who is handling your coverage, making it a more transparent process. Many administrative fees that would normally get charged would also not be a part of your contract.

Determining whether a provider’s offerings are right for your needs is difficult and requires you to consider many factors. Some provider offers to seem like a good deal on the surface with good value coverage plans, but their services may be lacking. In other cases, a company could be a scam and is only out to line its pockets. 

However, if you know what to consider when looking for a protection plan, you’ll be well-equipped to make a great decision. When determining what the best car warranty company is we consider the following factors.

Company Reputation

Finding out a company’s ratings from certified agencies is the first step to determining whether a company is legitimate and worth your time. It is important to look for any awards given to an organization or any key partnerships with other reputable companies to understand their track record.

You can find key ratings regarding the industry standing of extended warranty providers on the BBB website. These ratings compile time in business, responsiveness to customers, and other factors into their measurement to determine if a company has a good reputation.

Coverage Options

As with all warranty providers, you must consider whether their warranty plan coverage is up to snuff and gives you the right coverage for your needs. The most reputable companies will most likely provide sample contracts for all levels of coverage so you can understand their offerings in detail.

Plan Pricing

Even with good coverage if it is not a great value you’ll keep less money in your pocket in the long run. Searching for company plan offerings with part protections that fit your needs for the lowest price ensures you have peace of mind for both your car and your wallet. Make sure to get plenty of quotes from a variety of reputable companies to compare your options and find the best deal

Transparency

When a company has nothing to hide, it will be more than willing to give you all the information you need to make the right decision. So, if some contract details are hidden and imprecise language is often used by an extended warranty provider, you should stay away. 

Customer Reviews

To really know how reputable a company’s services are, always read customer reviews. They will often reveal key information about claims processes, how helpful their service agents are, their coverage, and their overall transparency from start to finish. So if a company has generally high ratings, you may want to consider them in your list of possible warranty providers.

Our study found that Endurance is the best extended car warranty provider based on its combination of prices, coverage, and reviews. However, CARCHEX, CarShield, Protect My Car, and autopom! weren’t far behind, and one may be the best option for you and your vehicle. This article reviewed the cost, coverage, plans, and claims process of these companies and included an informative section that included all of the characteristics of the best car warranty providers. Additionally, we’ve provided a list of all of the car warranty companies that we’ve reviewed. Shopping around and getting quotes from multiple providers will allow you to see who offers the best coverage at the lowest cost.

Best Aftermarket Car Warranty Companies: FAQ

Below are some frequently asked questions about the best extended auto warranty providers:

How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

• Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
• Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
• Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the BBB score well in this category. Established providers with a long history of reliable service also receive positive marks.
• Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

*Data accurate at time of publication.