Looking at Gold Standard Automotive Network coverage is a bit like staring down a large restaurant buffet. There are many options, so let’s break it down. We’ll start with the repair coverage and then move on to maintenance benefits.
Gold Standard Automotive Network offers six types of coverage that range from powertrain to exclusionary coverage.
- Gold: This is Gold Standard’s exclusionary plan, which is comparable to an original manufacturer’s warranty. It covers any factory-installed part unless the part is specifically excluded. It doesn’t cover damage from corrosion, lack of maintenance, accidents, or the environment.
- Silver: This plan provides coverage for more parts than the lower-tier Bronze plan in the cooling, electrical, fuel, and brake systems. It also covers the intake manifold gasket.
- Bronze: This plan covers the same items from the lower-tier Powertrain 10K Plus plan, but it doesn’t list a maximum term.
- Powertrain 10K Plus: This plan adds coverage for more cooling, suspension, and fuel system components. It also covers the cruise control switches and actuator, and it boosts maintenance coverage limits for certain items. The maximum term is seven years.
- Powertrain 10K: This plan includes everything from the lower-tier Powertrain contracts plus more air conditioning, transmission, and electrical components. It also adds coverage for steering, suspension, and brakes. The maximum term is seven years.
- Powertrain: Short powertrain contracts up to two years cover the engine, transmission, turbocharger, drive axle, cooling, and fuel tank. Longer contracts up to seven years add coverage for the air conditioning, fuel system, seals/gaskets, and minimal electrical parts. This plan does not come with rental car coverage.
Other exclusions common to all Gold Standard Automotive Network plans include:
- Maintenance items not specifically listed
- Wear and tear
- Cosmetic damage
- Components that haven’t failed or worn beyond manufacturer tolerances
- Air or water leaks
Interestingly, GSAN does offer an option for salvage title vehicles, which is very rare in the industry.
All contracts come with maintenance services, which include:
- Three oil and filter changes per year ($32 per oil change and $45 per oil/filter change)
- Brake pads ($85)
- Brake shoes ($135)
- Annual tire rotation ($30 per year)
- New battery ($100)
- Annual alignment check ($20 per year)
- Annual engine diagnostic ($40 per year)
- Front wiper blades ($20)
- State safety inspections ($50)
- 30,000-mile service ($20)
- 60,000-mile service ($40)
- 90,000-mile service ($60)
- Cooling system maintenance ($50)
That’s a lot of maintenance coverage. Let’s say you bought a seven-year plan from the company. Theoretically, Gold Standard Automotive Network would provide almost $2,000 in maintenance if you used every included service over that time.
Gold Standard Automotive Network Extras
Besides the maintenance items we covered above, Gold Standard Automotive Network plans come with the following perks:
- 24/7 roadside assistance
- $500 reimbursement for auto insurance deductible
- Rental car reimbursement ($35 per day for up to five days)
- $2,000 benefit toward vehicle replacement at the selling dealership in the case of a total loss
Gold Standard Automotive Network Downsides
There is a downside to being able to get coverage for any type of car from any year. Some contracts will inevitably skimp on coverage. One driver who reviewed Gold Standard Automotive Network on the BBB said their plan had the following maximum limits:
- $1,600 transmission repair maximum
- $2,400 engine repair maximum
- $1,200 transfer case maximum
All extended warranties have some type of maximum limit. Most companies use the value of your car, and others set additional limits like $10,000 or $15,000. However, the limits listed above are low compared to other providers, especially since there are specific amounts for different systems.
The driver had encountered a transmission repair in excess of $1,600 and was surprised the limit was so low. According to RepairPal, an entire transmission replacement can cost over $5,000.
It’s not hard to imagine an engine repair worth more than $2,400, either. The company’s own brochure says an engine overhaul can cost $4,800. It’s always important to read the fine print to avoid surprises like these.