Chevy Extended Warranty Key Takeaways:
- Chevrolet offers two extended car warranty options for drivers to choose from, the Extended Limited Warranty or the Platinum Protection Plan.
- Extended warranty coverage can only be purchased when you buy your new vehicle from a Chevy dealership.
- All Chevrolet vehicle protection plans include additional benefits, like roadside assistance coverage.
New Chevy owners have the option to purchase a Chevrolet extended warranty through General Motors. An extended service plan can be a good way to continue vehicle protection after your factory warranty expires, but is the Chevy extended warranty worth it?
Our review team has researched the best extended car warranty companies in the industry, examining plan options, costs, customer reviews, and more. In this article, we’ll take a look at the Chevrolet extended warranty and see how the manufacturer’s coverage stacks up against some of our top recommended providers.
Our review team has spent hundreds of hours researching car warranty companies to help consumers choose the best coverage for their vehicles. Writers and editors evaluate each brand based on industry data and real customers’ experiences, meeting high editorial standards to keep readers informed.
Chevy Extended Warranty Coverage
When you purchase a new Chevy, you will most likely be given the option to also buy a Chevy extended warranty that lengthens your bumper-to-bumper factory warranty from 3 years/36,000 miles to 5 years/60,000 miles.
Chevy Extended Warranty Plans
When it comes to protecting your Chevy, you have two options for extending coverage when your factory warranty expires. The Chevrolet Extended Limited Warranty and the Platinum Protection Plan both offer coverage similar to a new car warranty, protecting your vehicle’s most important components.
Chevrolet Extended Warranty | Coverage Terms |
---|---|
Extended Limited Warranty | 5 years/60,000 miles |
Chevy Platinum Protection Plan | 2 years/24,000 miles to 5 years/60,000 miles |
Chevrolet Protection Plans are transferable and can be canceled for a full refund within 60 days.
Chevrolet Extended Limited Warranty
You can purchase the Chevrolet Extended Limited Warranty from your Chevy dealership. This vehicle service contract is unique because it acts as an extension of the Bumper-to-Bumper Limited Warranty. All of the same components are covered, but for a longer term length. Coverage increases from 3 years/36,000 miles to 5 years/60,000 miles.
This plan can be rolled into your payments when purchasing your new Chevy vehicle. Just remember that you will be paying interest on it. The Extended Limited Warranty isn’t available for Chevy vehicles purchased in California, Minnesota, Maine, or Florida.
Chevrolet Platinum Protection Plan
In addition to the Extended Limited Warranty, Chevy also offers the Platinum Protection Plan. This extended car warranty provides additional bumper-to-bumper coverage, protecting more than 1,000 components. This includes items like the engine, transmission, and braking system, along with the air conditioning, seals, video display screen, and more.
Chevy Protection Plan Benefits
These plans also come with the following benefits:
- Towing and roadside assistance: Up to $150 per occurrence
- Rental car reimbursement: Up to $40 per day for a maximum of $280 per visit
- Trip interruption coverage: Up to $200 per day for a maximum of $800 per occurrence
- Lockout service: Up to $35 per occurrence
Chevy Extended Warranty Exclusions
Chevrolet extended warranties cover repairs for nearly all mechanical and electrical vehicle components with exceptions for routine maintenance services and wear-and-tear items such as headlights, wiper blades, and brake pads. A Chevrolet extended warranty also does not cover damage that results from misuse, improper servicing, acts of nature, or accidents.
How Much Does A Chevrolet Extended Warranty Cost?
Chevrolet extended limited warranty coverage is sold exclusively through dealerships and is only available at the time you purchase your vehicle. You may pay anywhere from $1,500 to $2,000 for a Chevy extended warranty, and the final price may be negotiable.
Some dealerships may offer financing terms or include the cost of an extended warranty with your car payments. However, note that if you opt for the latter, you’ll be paying interest on your coverage.
Chevy Extended Warranty Quotes
Here are some quotes we received from Chevy for its protection plans.
Chevy Vehicle Mileage |
Term Length |
Total Cost |
---|---|---|
30,000 to 60,000 |
3 years/36,000 miles |
$2,827 |
30,000 to 60,000 |
5 years/60,000 miles |
$3,751 |
60,000 to 80,000 |
3 years/36,000 miles |
$3,647 |
60,000 to 80,000 |
5 years/60,000 miles |
$5,942 |
Chevy Warranty Deductible
All Chevy warranties have a $0 deductible, which means you’ll pay nothing out of pocket for covered repairs. Contracts cannot be canceled, but they can be transferred if you decide to sell your Chevy before your contract period expires.
Is A Chevy Extended Warranty Worth It?
The purpose of a car warranty is to provide drivers with peace of mind to know they’re protected against sudden and costly repairs. The manufacturer’s warranty is a promise to fix factory defects, but most mechanical issues will not occur until later in your vehicle’s life–after your original warranty has expired.
When deciding if an extended car warranty is worth it, consider your Chevrolet vehicle’s reliability, the length of your factory coverage, and how long you plan to keep your Chevy.
Chevrolet Reliability
Especially reliable vehicles may not need extended warranty coverage. If the expected cost of repairs does not exceed the cost of an extended warranty contract, it can be a better idea to save for repairs for yourself rather than pay a premium for an extended warranty.
According to RepairPal, the average annual repair cost across all Chevy models is $649. This is about on par with the average across all makes and models, which is $652. Chevys do not typically require frequent unscheduled repairs, and about 15 percent of Chevy repairs are considered severe.
Reliability ratings and average annual repair costs for select Chevy models are detailed below.
RepairPal Reliability Rating |
Average Annual Repair Cost |
|
---|---|---|
Chevrolet Malibu |
4.0 out of 5.0 |
$532 |
Chevrolet Camaro |
3.5 out of 5.0 |
$585 |
Chevrolet Tahoe |
3.5 out of 5.0 |
$744 |
If you would prefer to finance common repair costs such as those listed above, a Chevy extended warranty may be a great option for you.
Chevrolet Factory Warranty Coverage
When considering if you should purchase a Chevrolet extended warranty, it’s also helpful to first understand the coverage already included with every new Chevy. Extended warranties can increase the resale value of your car on the open market, but will not increase its trade-in value at the dealership. If you plan to trade in your Chevy before or soon after your factory coverage expires, there is little reason to purchase an extended warranty.
Chevrolet New Vehicle Warranty
All new Chevrolet vehicles come with the following warranty coverage:
- 3-year/36,000-mile bumper-to-bumper limited warranty
- 5-year/60,000-mile powertrain limited warranty
- 8-year/100,000-mile electric and hybrid components warranty
- Free first maintenance visit within 1 year/12,000 miles
Chevrolet Certified Pre-Owned Warranty
Certified pre-owned Chevy vehicles are protected by a 6-year/100,000-mile powertrain warranty and a 1-year/12,000-mile bumper-to-bumper warranty.
Compared to some of the best new car warranties, Chevy factory coverage is short. A Chevy extended warranty can come in handy if you plan on keeping your vehicle for more than a few years.
Chevrolet Extended Warranty Reviews
Chevy offers solid extended warranty coverage compared with other manufacturers. Drivers can find two levels of coverage with various deductible and vanishing deductible options, in addition to a range of term lengths and mileage options.
In addition, Chevrolet vehicle service plans can add a total of five years of protection to your vehicle after the factory warranty expires. While that isn’t the longest coverage in the industry, you’ll have access to benefits like roadside assistance and rental car reimbursement.
A Chevy vehicle service contract can be a good option if you are looking for coverage and affordability on par with third-party providers. We recommend considering your options between a Chevy extended warranty from the automaker and third-party providers.
Best Chevy Extended Warranty
A Chevrolet extended warranty is not the only way to extend your factory warranty coverage. There are plenty of third-party alternatives that can provide comprehensive coverage.
While manufacturer warranties ensure that you receive genuine parts and factory-trained technicians, there are many benefits to third-party providers too. Third-party contracts tend to have more flexible coverage choices and can protect vehicles for longer service terms. Several top-rated providers even offer extended warranties for cars over 100,000 miles.
Below, we’ve highlighted a few key differences between a Chevy extended warranty and coverage from top-rated third-party provider Endurance.
Chevrolet Extended Warranty |
Endurance Extended Warranty |
|
---|---|---|
Start Date |
At the time of vehicle purchase |
Anytime |
Longest Term |
60,000 miles |
200,000+ miles |
Number of Plans |
2 |
6 |
Deductible |
$0 |
$0, $50, $100, $200 |
Repair Facilities |
Chevrolet dealerships |
Repair shops certified by the National Institute for Automotive Service Excellence (ASE®) |
Extra Benefits |
|
|
How to Purchase |
Purchase from dealerships |
Chevrolet Extended Service Plans: Conclusion
A Chevy extended warranty may be worth it if you are able to negotiate a good price for coverage. According to RepairPal, Chevys do not typically require frequent or costly repairs, so paying anything in excess of $1,800 for a two-year extension of the bumper-to-bumper warranty may not be your best choice.
If you have an older Chevy or would like warranty protection beyond your vehicle’s first five years, consider a vehicle service contract from a third-party provider, which can offer more flexible coverage than Chevrolet. We’ve reviewed many reputable extended car warranty companies, and getting free quotes from a few companies like Endurance is a good place to start your extended warranty search.
Chevrolet Extended Car Warranty: FAQs
Below are frequently asked questions about Chevrolet extended car warranties:
Yes, Chevrolet offers two extended warranty plans for drivers, the Chevrolet Extended Limited Warranty and Chevrolet Platinum Protection Plan. The Extended Limited Warranty can lengthen the factory warranty by two years or 24,000 miles, and the Platinum Protection Plan can give you exclusionary coverage for up to 5 years or 60,000 miles.
Chevrolet extended car warranty costs differ by the term length and coverage level you choose. However, quotes we received from Chevrolet ranged from $2,827 to $5,942, depending on the term length chosen.
No, Chevrolet does not offer a 100-mile warranty. The only coverage similar to this is the five-year, 100,000-mile emission warranty for diesel vehicles.
No, you can only purchase extended coverage from Chevy before you leave the lot with your new vehicle. However, there are several third-party warranty providers that allow you to purchase coverage at any time.
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