Cadillac Extended Warranty

The Extended Limited Warranty is backed by General Motors (GM), Cadillac’s parent company. You can only purchase this plan when you purchase a new Cadillac. Below are some highlights of the most important features to know about extended Cadillac warranties.

• Coverage terms: Cadillac protection plans offer extended warranty coverage from 2 years/24,000 miles to 6 years/70,000 miles depending on the plan you choose.
• Finance: You can finance your extended coverage through your auto loan if you finance with GM Finance.
• Covered repairs: Repairs must be preformed at one of the automakers authorized dealerships.
• Transferability: The Cadillac Platinum Protection Plan is also fully transferable to secondary owners
• Cancellation: You can cancel a plan within 60 days for a full refund, but be aware the Extended Limited Warranty is not cancellable.

The Cadillac Extended Limited Warranty raises factory coverage on Cadillac vehicles from 4 years/50,000 miles to 6 years/70,000 miles. You must purchase this protection plan when you buy your new car. Cadillac’s Platinum Protection Plan offers extra coverage, which you can buy at a later date, with coverage terms ranging from 2 years/24,000 miles to 5 years/60,000 miles.

Cadillac Extended Warranty Plans

Cadillac offers one true extended warranty (the Cadillac Extended Limited Warranty) and a vehicle service contract (the Cadillac Platinum Protection Plan) with similar features. So, for this review, we’ll classify each as a type of Cadillac extended warranty.

A Cadillac extended warranty covers vehicle repairs during a mechanical breakdown. Similarly, a Cadillac vehicle service contract covers the failure of specific car parts. Read on for a closer look at each plan’s coverage at a higher level. 

Cadillac Extended Limited Warranty

The Cadillac Extended Limited Warranty can increase the bumper-to-bumper warranty on your new Cadillac to 6 years/70,000 miles. The warranty comes with no deductible and has backing from General Motors. This means no third parties are in the mix.

Covered repairs include any defects in quality or materials. However, Cadillac’s Extended Limited Warranty does not cover routine maintenance. Also, the dealer can replace any parts with new, remanufactured, or refurbished components. This limited warranty can’t be canceled and is unavailable for vehicles bought in California, Florida, Maine, Minnesota, or Washington.

Cadillac Platinum Protection Plan

Lasting as little as 2 years/24,000 miles or as long as 5 years/60,000 miles, Cadillac’s Platinum Protection Plan offers flexibility to drivers of Cadillac vehicles. This zero-deductible extended warranty option includes more than 1,000 parts and systems. The powertrain, steering, electrical system, airbags, brakes, and air conditioning are among them.

Notable exclusions from the protection plan are brake rotors and drums, batteries and battery cables, and maintenance services. This Cadillac extended warranty is transferable to future owners and can be canceled anytime. You will receive a full refund if you cancel your service contract within 60 days and haven’t filed any claims.

Cadillac Platinum Protection Perks

Some of the added benefits of the Cadillac Platinum Protection Plan are:

• Roadside assistance
• Rental car coverage
• Towing
• Trip interruption coverage
• Lockout services

Additional Cadillac Warranty Coverage

In addition to the Platinum Protection Plan and the Extended Limited Warranty, Cadillac offers these add-on plans:

• Guaranteed Asset Protection (GAP) Coverage: Helps protect you from paying a loan on a vehicle that’s a total loss
• Pre-Paid Maintenance: Offers two levels of service that cover recommended maintenance, including oil changes and tire rotations to keep your Cadillac running smoothly
• Tire and Wheel Protection: Offers three levels of protection you can choose from for tire repair and replacement, wheel damage, and roadside assistance
• Appearance Guard: Covers paintless dent repair, repair of minor windshield chips and cracks, interior fabric repair, and key fobs

We found the average extended warranty costs $2,601, which breaksdown to about $636 anually or $95 per month. The table below allows you to compare the monthly cost of a Cadillac extended warranty based on the plans coverage terms.

Based on our research, the average extended car warranty costs about $2,500. Our team recently surveyed 1,000 consumers, with 22.5 percent saying they paid between $1,500 and $1,999 for coverage and 22.5 percent saying they paid between $2,000 and $2,499, significantly below most of Cadillac’s prices. However, Cadillac is a luxury vehicle that has more expensive services in general.

Cadillac Extended Warranty Prices

Drivers can use Cadillac’s Platinum Protection Plan online shopping tool to see how much they’d pay for this type of extended car warranty. Here are sample prices we were quoted for a 2018 Cadillac CTS with 30,001 to 60,000 miles

For the quotes above, paying in full gets you a five percent discount, and paying in monthly installments requires a down payment of about $99.

Cadillac only offers one genuine extended warranty. Cadillac does not allow owners to customize protection for their vehicles compared to other automakers with three to four different coverage options.

While Cadillac allows owners to finance the cost of an extended warranty, you don’t have much time to decide if you want to get the extended warranty in the first place because you must purchase the extended warranty from the dealership when you buy your vehicle. We also don’t usually recommend financing your coverage plan, as you’ll pay interest on the car and the contract.

Cadillac’s luxury price tag means repair bills can get high. Purchasing a Cadillac extended warranty prepares you for unexpected or costly breakdowns. 

Drivers who benefit the most from extended warranty coverage usually own vehicles with short factory warranties and expensive annual repair bills. Some owners prefer the peace of mind they get from comprehensive warranty coverage, especially knowing they don’t have to budget for costly repairs but instead pay a small monthly premium.

Below, we’ll detail repair costs and warranty coverage to help you decide whether a Cadillac extended warranty suits your needs.

Do You Still Have Cadillac Factory Warranty Coverage?

Before you commit to a Cadillac extended warranty, you should check to see what’s already covered under your factory warranty. Repairs, parts, and labor are typically covered in the manufacturer’s warranty when needed to correct defective materials or faulty workmanship.

Cadillac Factory Warranty

Below is a table containing all of Cadillac’s factory warranties that allows you to determine if you have existing warranty coverage and if it is time to start considering an extended warranty for your vehicle.

Cadillac’s new vehicle warranty also comes with courtesy transportation when repairs are required for 6 years/70,000 miles and coverage against rust for up to 6 years/70,000 miles.

Cadillac CPO Warranty

Certified pre-owned (CPO) vehicles are coved by a bumper-to-bumper warrant after the original factory warranty expires. This coverage does not have a mileage limit.

Are Cadillacs Reliable?

Cadillac has experienced reliability issues in the past but has worked to correct them in recent years. In the J.D. Power 2021 U.S. Vehicle Dependability Study℠, Cadillac was tied for fifth among the highest-ranked brands. The study also showed some significant improvements in the number of problems per vehicle experienced by original owners of 2018 Cadillac vehicles during the past 12 months.

While the J.D. Power study lists Cadillac as a reliable brand, RepairPal gives it a 3.0 out of 5.0-star rating for reliability, ranking it 26th out of all 32 car brands.

Are Cadillacs Expensive To Repair?

Owners of vehicles with low reliability and high repair costs benefit the most from extended warranty coverage. While the J.D. Power study lists Cadillac as a reliable brand, RepairPal gives it a 3.0 out of 5.0-star rating for reliability, ranking it 26th out of all 32 car brands. RepairPal says the average driver pays $783 in annual repair costs for their Cadillac which is slightly higher than the industry average of $632.

Here are some frequent Cadillac repairs, along with their prices:

• Anti-lock braking system (ABS) control module replacement: $795 to $826
• Ignition coil replacement: $395 to $423
• Engine oil level sensor replacement: $320 to $389
• Spark plug wire replacement: $273 to $304

Aftermarket Warranty

Dealerships and third-party providers offer Cadillac extended warranties. However, there are advantages to purchasing an extended warranty outside of a dealer. Leading third-party providers offer extended car warranties for vehicles over 100,000 miles and have longer term lengths than the Cadillac extended warranty.

Reputable car warranty companies also provide coverage for older vehicles, which means you have more time to decide if an extended warranty is right for you. Costs tend to be lower than pricing from automakers such as Cadillac, and you can take your car to any licensed repair facility for service.

Best Extended Warranty For Cadillac

According to our research, Endurance offers the best extended warranty coverage for Cadillacs. Endurance offers six plans that can be purchased at any time. Endurance plans also give drivers the ability to customize their monthly premium by choosing from deductible plans of $0, $50, $100, and $200.

Here is an overview of the key differences between a Cadillac extended warranty and an Endurance extended warranty.

A Cadillac extended warranty protects your vehicle after the initial factory warranty expires, likely giving you more peace of mind. You can purchase an extended warranty through the dealership or a third-party provider. The latter option can provide greater flexibility in coverage and pricing, but you won’t be guaranteed the use of genuine Cadillac parts.

It’s wise to take the time to compare your options. Before purchasing a Cadillac extended warranty, reach out for free quotes from multiple sources.

Below are common questions asked about Cadillac’s extended warranties: