*Our research team scores car insurance companies by taking nationwide factors into account. The order of insurers in this table is specific to auto insurance in Maryland.
#1 USAA: Best For Military Members
USAA is our top choice for car insurance in Maryland. While coverage is only available to military members, veterans, and their families, this company is a great option for those who qualify. USAA is the fifth-largest auto insurer in the country, largely because it consistently offers some of the lowest average rates for many types of drivers.
Maryland drivers can save even more with the provider’s great bundling discounts for auto, renters, and homeowners insurance, as well as discounts for families, students, and teen drivers. USAA’s A++ financial strength rating from AM Best also shows the company’s reliability for paying out claims.
Read more: USAA insurance review
#2 Geico: Best For Discounts
Because Geico offers fairly competitive car insurance rates across the board, this company is one of our top recommendations for Maryland drivers. It’s an especially great option for students and military members.
Geico currently holds an A++ AM Best financial strength rating, which highlights its ability to reliably pay out claims. The company has also been awarded an A+ rating from the BBB. Many customer reviews praise the company for its easy claims process and broad range of car insurance discounts. Policyholders can get a safe driver discount by scoring high enough in Geico’s usage-based insurance program, DriveEasy.
Read more: Geico insurance review
#3 Erie Insurance: Good Basic Coverage
Erie Insurance has been providing quality car insurance coverage since 1925. It offers some of the best rates in the state on average, and it’s an especially great option for those looking to insure a young driver in the state of Maryland. In addition to its competitive pricing, the insurer is known for its comprehensive coverage options.
Erie holds a positive reputation within the insurance industry, with an A+ AM Best financial strength rating as well as an A+ BBB rating. The company also placed third in the J.D. Power 2022 U.S. Auto Claims Satisfaction Study℠, with a score of 893 out of 1,000 possible points.
Read more: Erie Insurance review
#4 Progressive: Best Usage-Based Insurance
Our review team ranked Progressive number one in the nation for high-risk drivers, as it offers more affordable prices for motorists who have gotten DUI convictions or at-fault accidents on their driving records.
Progressive also offers multiple savings opportunities, including with its Snapshot program, a usage-based driving app which awards policyholders discounts based on their driving habits. Additionally, Progressive was given an A+ financial strength rating from AM Best. This provider is available in all 50 states and offers accident forgiveness and gap insurance.
Read more: Progressive insurance review
#5 State Farm: Best Overall Provider
State Farm is a great option for car insurance coverage in Maryland, with low average rates for young drivers and its variety of savings opportunities for students in particular.
State Farm is the largest auto insurance company in the U.S., and it holds a positive reputation within the industry. The insurer holds an A++ financial strength rating from AM Best and many positive customer service reviews due to its network of local insurance agents.
Read more: State Farm insurance review