Credit works in mysterious, sometimes contradictory ways. If you have good financial habits and do the right thing with your money, it seems like your credit would be in good shape. It doesn’t always work out that way, though. Despite your best intentions, smart financial moves aren’t always the best credit moves.
I have pretty good credit—right now my score is close to 800. Awesome, right? Sure, except that awesome credit has actually been pretty useless, even when I recently bought a home. Don’t get me wrong, bad credit has a big impact on your finances. It’s strange, then, that excellent credit doesn’t really matter.
Ever get that sneaking suspicion when you take your car in for repair that you're overpaying or getting needless work done? If you want to make sure you get service you can trust, keep in mind these tips for what to ask at the shop and signs of good (and bad) mechanics.
Conventional wisdom says booking a vacation yourself will save you a lot of money—but conventional wisdom isn't always right. New (and old) methods of booking travel can save money in ways that weren't possible just five years ago, so we decided to find out: In 2012, what's the cheapest, most efficient way to book a…
Your smartphone can be your second brain, but it can also turn you into a person with no sense of direction, poor social skills, and next to no privacy. Fixing these problems is easy, but first you need to know about them. Here are all stupid things you're doing with your smartphone.
With winter out of the way for half the world e you might be considering getting all that winter gunk cleaned out of and off you car. You could take it into a special shop and spend a bunch on a deep clean and detail, or you could just follow Popular Mechanics simple guide to do it for yourself.
With gas prices peaking this time of year, the idea of picking up a rewards credit card to help you save some cash might seem pretty appealing. Consumer Reports took a hard look at these cards and found that they're actually not a very good deal at all—even if you do buy a lot of gas.
Your current auto insurer (and perhaps other service providers) may be holding out on you. If you're eligible for a lower rate, you probably won't be automatically given one unless you ask for it. In one case, the New York Times reports, one man would have been paying twice as much on his policy had he not gotten a…
Contrary to popular culture, auto auctions aren't all broken-down cars and police impounds: in reality, they're often leased vehicles that have been returned to dealers and decommissioned rental fleets. If you do your homework, stick to your guns, and get a proper inspection at the auction, you can walk away with a…
Most car manufacturers state that paper air filters should be changed every year or 15,000 miles, whichever comes first. This is an extremely easy maintenance task that anyone can DIY instead of overpaying the tech at Jiffy Lube.
Not every car salesman is out to get you, but they have that reputation for a reason. You can sit back and end up paying more for your car, or you can fight back. Here's how. [Lifehacker]
Most informed car buyers know, working the options sheet as if it were Vegas's Carnival World Buffet is the road to flash poverty. But check off those boxes judiciously and you'll save thousands and still get a car that won't leave you feeling like Cookie Jarvis at diabetes camp. But do you have to be an options…