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Detroit, 6:21 AM
Mon Nov 9
7 posts in the last 24 hours

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  • posts about #insurance more →

    Auto Debtors Turn To Fraud For Quick Fix

    20 Least Expensive Cars To Insure For 2009

    20 Most Expensive Cars To Insure For 2009

    Driver Saved From $200 Ticket By iPhone

    Car Insurance Companies Have Always Been At War With High Prices

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  • Your version of Internet Explorer is not supported. Please upgrade to the most recent version in order to view comments.
    Dsmvwl  Admin  Promote to frontpage Approve user Ban user ×
    Image of narf narf
    06/12/09

    In reply to Auto Debtors Turn To Fraud For Quick Fix
    What ever happened to the old "leave it parked in a bad neighborhood" way of insurance fraud? Or is your car so shitty that even hoodlums don't want it?
     Reply
    narf was starred narf was unstarred
    Image of Tyson Tyson
    06/12/09

    @narf: My car certainly is :( It got broken into a few months ago, they took 17 cents in pennies and nickels and left the stereo.
     Reply
    Tyson was starred Tyson was unstarred
    Image of something_unique_and_descriptive something_unique_and_descriptive
    06/12/09

    @narf: Unfortunately with the immobilizers on most modern cars chances are it's just going to get vandalized, maybe have the stereo stolen and interior f*cked up, but not stolen outright... probably end up collecting tickets, getting towed and having to pay impound fees.


    If they were smart they wouldn't just torch the whole car, real thieves don't do that. They'd pull the interior and drivetrain, get a group together to fence the parts and then torch / roll the chassis off a cliff. Report it stolen, police find it gutted and dumped, looks like a pro job, they might have a flatbed (thus defeating the immobilizer)... certainly wasn't the owner. Meanwhile a whole bunch of friends are selling off one or two pieces each distributed across several cities / states.


    @Tyson: That's bad.

     Reply
    something_unique_and_descriptive was starred something_unique_and_descriptive was unstarred
    Image of Joshuman Joshuman
    06/12/09

    In reply to Auto Debtors Turn To Fraud For Quick Fix
    Say, did you know Jalopnik's all-new twitter-powered F1 live-blog is live from Turkey this weekend? I wonder what they will be live-blogging about?
     Reply
    Joshuman was starred Joshuman was unstarred
    Image of .357 .357
    06/12/09

    @Joshman wants a room at Maison Blanche: O rlly? OMG I cant wait!!11!!
     Reply
    .357 was starred .357 was unstarred
    Image of .357 .357
    06/12/09

    In reply to Auto Debtors Turn To Fraud For Quick Fix
    I turn to alcohol for a quick fix.
     Reply
    .357 was starred .357 was unstarred
    Image of Paul Y. don't drive too fast. Paul Y. don't drive too fast.
    06/12/09

    @Ambiguously Unfunny Serial Killer: "To alcohol: the cause of, and solution to, all of life's problems!"


    On that note, I am buying ingredients tomorrow to make my first batch of homebrew beer, because it costs half as much as store-bought.

     Reply
    Paul Y. don't drive too fast. was starred Paul Y. don't drive too fast. was unstarred
    Image of Tyson Tyson
    06/12/09

    @Ambiguously Unfunny Serial Killer: I turned to alcohol for a quick fix last night, and now I've got a wicked hangover and half a bottle of rum.
     Reply
    Tyson was starred Tyson was unstarred
    Image of .357 .357
    06/12/09

    @TV's Paul Y.: Cool. Tell me how that works out.
     Reply
    .357 was starred .357 was unstarred
    Image of .357 .357
    06/12/09

    @Tyson: I never said it was a long term solution.
     Reply
    .357 was starred .357 was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/12/09

    @Ambiguously Unfunny Serial Killer: Candy is dandy, but liquor is quicker.


    Just don't make any bathtub banana gin, especially not with opium.

     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of .357 .357
    06/12/09

    @Ambiguously Fuzzy Plushroom: How bout herion, cough syrup, whiskey and hot sauce?
     Reply
    .357 was starred .357 was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    Why the Mazdanger but not the Ford?
     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    Wait, the Hyundai Highlander?! Really?


    Anyway, there are one... two cars on that list that I'd not mind owning. Sadly, one of them is a 27-year-old pickup truck, and another is a minivan (Mazda5).


    Wouldn't turn down a Passat, either.

     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of Dr. H. F. Danger Dr. H. F. Danger
    06/08/09

    @Floozy Plushbroom, not fingerin' Singo: You loose Jalopnik points for saying you would like a minivan.


    Don't you know wagons is where it is at?

     Reply
    Dr. H. F. Danger was starred Dr. H. F. Danger was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/08/09

    @Dr.Danger drives a Chevrolet movie theater: On this list, the Mazda5 is the shit.


    I'd very much take a new Volvo/Merc/Subaru/damn-near-any wagon over one, but if I had to get a minivan, that would be it.

     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of Paul Y. don't drive too fast. Paul Y. don't drive too fast.
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    The xB2 isn't a turbo. It's got the mediocre Camry/tC engine.
     Reply
    Paul Y. don't drive too fast. was starred Paul Y. don't drive too fast. was unstarred
    Image of evoCS-Hench-Minion to the stars evoCS-Hench-Minion to the stars
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    Entertaining analysis aside, I still can't trust the Passat on this list. Anything German is costly, even our damn '99 Jetta. And if the insurance is cheap, fixing them is expensive, unless you wrench yourself. Good luck doing that on the newer cars as VW would rather you not.
     Reply
    evoCS-Hench-Minion to the stars was starred evoCS-Hench-Minion to the stars was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/08/09

    @evoCS-Hench-Minion at *location CLASSIFIED*: VW would rather you not do it, and would rather independent shops do it; they'd rather their dealers were responsible for the weekly goings-over as new problems crop up.
     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of tenbeers tenbeers
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    These rates are considered cheap? Wow. Thank god for USAA.
     Reply
    tenbeers was starred tenbeers was unstarred
    Image of tenbeers tenbeers
    06/08/09

    @tenbeers: then again I don't have 100/300/50 coverage either.
     Reply
    tenbeers was starred tenbeers was unstarred
    Image of leavethegun-takethecannoli leavethegun-takethecannoli
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    I thought you were going to give us a list of cars people actually buy.


    So what are my choices here- a Kia or two, a gaggle of minivans- or a Lincoln Town Car?

     Reply
    leavethegun-takethecannoli was starred leavethegun-takethecannoli was unstarred
    Image of carcrazy73 carcrazy73
    06/08/09

    @leavethegun-takethecannoli: i think just about every minivan EXCEPT the GM clones is on that list...
     Reply
    carcrazy73 was starred carcrazy73 was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/08/09

    @carcrazy73: And they (fortunately) crashed those pieces of shit. And then stepped away.
     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of pauljones pauljones
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    Also, the Jeep surprises me. I would have thought that given the age demographic that usually buys them, along with the potential uses of a Wrangler, that there would be a lot of insurance claims on them.
     Reply
    pauljones was starred pauljones was unstarred
    Image of leavethegun-takethecannoli leavethegun-takethecannoli
    06/08/09

    @pauljones: It's a brick sh*thouse though.
     Reply
    leavethegun-takethecannoli was starred leavethegun-takethecannoli was unstarred
    Image of baldy_pm baldy_pm
    06/08/09

    @pauljones: Around here, I usually see wranglers with alot of those yellow "party plates", which are assigned to those who have had multiple DUIs
     Reply
    baldy_pm was starred baldy_pm was unstarred
    Image of pauljones pauljones
    06/08/09

    @baldy_pm: Same here in LA.

    And if you drive about two hours outside of LA and out to the deserts, it isn't unheard of to see a couple of dumbass kids racing around the desert in a Wrangler. There's also the all the major off-road trails around California, like the Rubicon Trail. I figure that's got to add up to some serious claim numbers.
     Reply
    pauljones was starred pauljones was unstarred
    Image of Maymar Maymar
    06/08/09

    @pauljones: Maybe it's a lot of absent-minded dents and scrapes that should be factory issue anyways.
     Reply
    Maymar was starred Maymar was unstarred
    Image of pauljones pauljones
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    If the Passat is that cheap to insure, it may be worth a look. The current ones are nice cars.
     Reply
    pauljones was starred pauljones was unstarred
    Image of Hello Mister Walrus Hello Mister Walrus
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    What's with the Honda Accord? Is this a driver demographics thing (and if so, why no Camry?)?.
     Reply
    Hello Mister Walrus was starred Hello Mister Walrus was unstarred
    Image of Maxx Cracker Maxx Cracker
    06/08/09

    In reply to 20 Least Expensive Cars To Insure For 2009
    Where's my PT Cruiser???
     Reply
    Maxx Cracker was starred Maxx Cracker was unstarred
    Image of InfinitisEnd InfinitisEnd
    06/08/09

    @Maxx Cracker:

    In the shop?
     Reply
    InfinitisEnd was starred InfinitisEnd was unstarred
    Image of acarr260 acarr260
    06/08/09

    @InfinitisEnd: Hey-Oh!
     Reply
    acarr260 was starred acarr260 was unstarred
    Image of Maymar Maymar
    06/08/09

    @Maxx Cracker: Getting the outrageously expensive windshield replaced.
     Reply
    Maymar was starred Maymar was unstarred
    Image of Dr. H. F. Danger Dr. H. F. Danger
    06/08/09

    @Maxx Cracker: PT Cruiser would be expensive to insure, due to the large amount of battering they get from other drivers. They say it is from a subconscious reaction from looking at the car that makes you want to murder it in the face.
     Reply
    Dr. H. F. Danger was starred Dr. H. F. Danger was unstarred
    Image of HDC HDC
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    One note too is that aluminum body panels etc can lead to a bigger premium. I recall reading that the Audi A8 and it's brethren were expensive insurance headaches because of the limited body shop expertise in working on aluminum parts.
     Reply
    HDC was starred HDC was unstarred
    Image of mentir mentir
    06/05/09

    @HDC: True. The A8, R8, and Jaguar XK (as well as the XJ which I was suprised didn't make the 'cut,' are all aluminum.
     Reply
    mentir was starred mentir was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/06/09

    @mentir: The XJ is just as hard to fix, but:


    1. It never stays running long enough to take it out on the road.


    2. The retired bankers who drive them don't go out much.

     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of Leeeeena the Jalopchick Leeeeena the Jalopchick
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    I calculated the MSRP-to-insurance rate ratio. Very telling results below, and remember, higher is better!


    1. 62.46

    2. 42.07

    3. 22.05

    4. 38.39

    5. 48.45

    6. 69.76

    7. 50.89

    8. 33.75

    9. 44.96

    10. 13.29

    11. 41.94

    12. 30.17

    13. 32.99

    14. 42.32

    15. 46.45

    16. 48.01

    17. 19.72

    18. 45.66

    19. 36.21

    20. 31.22

     Reply
    Leeeeena the Jalopchick was starred Leeeeena the Jalopchick was unstarred
    Image of Mobius Mobius
    06/06/09

    @Leeeeena, a Jalopchick: You Jalop too much. :)
     Reply
    Mobius was starred Mobius was unstarred
    Image of .357 .357
    06/06/09

    @Leeeeena, a Jalopchick: You put quite a bit of thought into that eh?
     Reply
    .357 was starred .357 was unstarred
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