Living in Detroit, I learned quickly about the racket that is auto insurance in the city. There’s a cottage industry for one-week premiums, and if you want a steady monthly plan, it can cost hundreds of dollars per month. Many see it as a modern-day form of redlining. A new report from ProPublica and Consumer Reports…
Cars are getting smarter. Features like collision mitigation and blind spot monitoring have been shown to help prevent accidents and save lives. But these features cost a lot to repair even in a minor collision, and the insurance companies are reacting.
Having your car damaged, even if it is minor, is a hassle. No one likes driving around in a beat-up ride. However, when you are leasing a car you may not be real motivated to make repairs on a car you don’t own. Whether or not you should depends on the situation.
Most states require drivers to have auto insurance, but what that insurance covers can vary from state to state, policy to policy, and even person to person. The result is you could think your insurance covers something it doesn’t, and this list helps separate fact from fiction.
If a picture is worth a thousand words, video of the unbelievably stupid things you see on the road is priceless. But can dash cams actually help you out in a sticky situation? Here’s how to decide whether you should get one, as well as the skinny on dash cams in relation to insurance companies and U.S. law.
When you rent a car, you can usually get free insurance coverage through your credit card issuer, which means you rarely need the extra insurance offered by the rental company. This can be tricky to do abroad, though, since insurance regulations are different in other countries. Bring a copy of your issuer’s policy to…
Allstate, the second largest insurer in the U.S., has found new ways of monitoring what you do in your car, including everything from the volume of your stereo to the people you ride with.
Insurance companies, cut the shit.
Selling car insurance is a tricky thing, because you aren’t really selling something someone wants. Most of the time it’s just something they have to have. But when it comes to incessantly stupid, Liberty Mutual’s new campaign has the market cornered.
After a car accident, things can get so hectic that you’ll probably have a hard time thinking straight. These are the things you need to do to prepare for an accident, as well as the steps you should follow if you’re involved in one.
On March 27, while riding a $450 motorcycle through Vietnam, I lost my backpack. It contained my camera, computer, and two hard drives containing seven months of RAW photos and videos. This is what I learned from the ordeal.
We have already established that CarFax and other vehicle history reports are far from perfect. However, many of us use them as a first line of defense against cars that have been damaged or totaled. But what happens when CarFax doesn't report the information in time? One couple found out the hard way.
Progressive Insurance offers customers the option to plug a device into their cars' OBDII ports to track their driving and lower their insurance rates. Unsurprisingly, it's about as secure as a Tiffany necklace left on a sidewalk. But that doesn't mean the dongle will turn your car into a killer robot.
You slow down for a red light and the moron behind you is texting. He doesn't stop in time and hits you from behind, not hard, but just enough to damage your bumper. You make a claim with your insurance and pay your deductible. Then you go to trade your car and find out that the accident has cost you in the way of…
Parents ask me all the time to recommend a vehicle for their 1st time driver. I try to steer them in the way of a mid-size sedan, something along the lines of an Accord or Malibu. However, many parents are stuck in the mindset that they want their son or daughter driving the largest tank possible, because it is…
Scoring points is a good thing, unless it's on your driving record. Still, if you know how your state's point system works, you'll have a better game plan for keeping your license —and your auto insurance rates low.
You probably aren't talking to your insurance company on a good day. However, if you have to get repairs done to your home or car, you can often get them to pay you for doing the repairs yourself (or choosing your own shop).
I myself have totaled a car and came close to totaling a second. It was much easier than I thought possible.