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Detroit, 5:10 AM
Sun Nov 8
6 posts in the last 24 hours

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    20 Most Expensive Cars To Insure For 2009

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    Dsmvwl  Admin  Promote to frontpage Approve user Ban user ×
    Image of HDC HDC
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    One note too is that aluminum body panels etc can lead to a bigger premium. I recall reading that the Audi A8 and it's brethren were expensive insurance headaches because of the limited body shop expertise in working on aluminum parts.
     Reply
    HDC was starred HDC was unstarred
    Image of mentir mentir
    06/05/09

    @HDC: True. The A8, R8, and Jaguar XK (as well as the XJ which I was suprised didn't make the 'cut,' are all aluminum.
     Reply
    mentir was starred mentir was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/06/09

    @mentir: The XJ is just as hard to fix, but:


    1. It never stays running long enough to take it out on the road.


    2. The retired bankers who drive them don't go out much.

     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of Leeeeena the Jalopchick Leeeeena the Jalopchick
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    I calculated the MSRP-to-insurance rate ratio. Very telling results below, and remember, higher is better!


    1. 62.46

    2. 42.07

    3. 22.05

    4. 38.39

    5. 48.45

    6. 69.76

    7. 50.89

    8. 33.75

    9. 44.96

    10. 13.29

    11. 41.94

    12. 30.17

    13. 32.99

    14. 42.32

    15. 46.45

    16. 48.01

    17. 19.72

    18. 45.66

    19. 36.21

    20. 31.22

     Reply
    Leeeeena the Jalopchick was starred Leeeeena the Jalopchick was unstarred
    Image of Mobius Mobius
    06/06/09

    @Leeeeena, a Jalopchick: You Jalop too much. :)
     Reply
    Mobius was starred Mobius was unstarred
    Image of .357 .357
    06/06/09

    @Leeeeena, a Jalopchick: You put quite a bit of thought into that eh?
     Reply
    .357 was starred .357 was unstarred
    Image of BigHarv BigHarv
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    Wait, an SL is 4200 lbs? What the heck are they building it out of, cinder blocks?
     Reply
    BigHarv was starred BigHarv was unstarred
    Image of Leeeeena the Jalopchick Leeeeena the Jalopchick
    06/05/09

    @BigHarv: You haven't noticed Mercedes' trend of getting really porky? Even the SLR McLaren weighs in at a rather portly 3898 lbs, and an SL65 AMG (non-Black Series) is a shocking 4555 lbs. Yeah, two and a quarter tons of two-seater... what's wrong with this picture?
     Reply
    Leeeeena the Jalopchick was starred Leeeeena the Jalopchick was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    Most of them are expensive. Most of them are primarily driven by douchebags. All of them are one or the other.
     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of dwegmull comments for the purpose of obscurity dwegmull comments for the purpose of obscurity
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    The nice thing about driving a V70R: I get Volvo station wagon rates (about $1000 a year, full coverage, in Cali).
     Reply
    dwegmull comments for the purpose of obscurity was starred dwegmull comments for the purpose of obscurity was unstarred
    Image of dwegmull comments for the purpose of obscurity dwegmull comments for the purpose of obscurity
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    No Bugatti Veyron? Fail. I wonder how much the insurance would be for a Veyron though... I guess it's a case of "if you have to ask, you can't afford it".
     Reply
    dwegmull comments for the purpose of obscurity was starred dwegmull comments for the purpose of obscurity was unstarred
    Image of zeeboid zeeboid
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    Foreign
    Foreign
    Foreign
    American
    Foreign
    Foreign
    American
    Foreign
    Foreign
    American
    Foreign
    Foreign
    American
    Foreign
    Foreign
    Foreign
    American
    Foreign
    American
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     Reply
    zeeboid was starred zeeboid was unstarred
    Image of tenbeers tenbeers
    06/05/09

    @zeeboid: mushroom, mushroom
     Reply
    tenbeers was starred tenbeers was unstarred
    Image of IN THE FACE! IN THE FACE!
    06/05/09

    @tenbeers: badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger, badger
     Reply
    IN THE FACE! was starred IN THE FACE! was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/05/09

    @ぶっちぎり IN THE FACE!: PLUSHROOM PLUSHROOM
     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of citroën67 citroën67
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    Fuck Geico...I can save a shit-load on car insurance on the basis that I simply can't afford any of the cars on this list.


    What a bitter-sweet feeling that is.

     Reply
    citroën67 was starred citroën67 was unstarred
    Image of .357 .357
    06/05/09

    @citroën67: It's OK. Remember, it's not what you drive, but how you drive it.
     Reply
    .357 was starred .357 was unstarred
    Image of Tom_Crisis Tom_Crisis
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    Ok, for me the biggest surprise is the curb weight of the lexus IS-F. 4660 lbs?!? holy crap even the american cars are lighter than that! isn't that cars rival the M3?
     Reply
    Tom_Crisis was starred Tom_Crisis was unstarred
    Image of IN THE FACE! IN THE FACE!
    06/05/09

    @Tom_Crisis: We're operating under the presumption that is a typo... (see a few comments up)
     Reply
    IN THE FACE! was starred IN THE FACE! was unstarred
    Image of tenbeers tenbeers
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    I know cars are pretty porky these days, but that IS-F curb weight has gotta be a typo.
     Reply
    tenbeers was starred tenbeers was unstarred
    Image of TimTim TimTim
    06/05/09

    @tenbeers: Yep, according to lexus.com it's a svelte 3780
     Reply
    TimTim was starred TimTim was unstarred
    Image of MushyHeirloom MushyHeirloom
    06/05/09

    @TimTim: ...nearly a thousand pounds more than my SOLID STEEL MIDSIZE SWEDISH TANK FROM HELL.
     Reply
    MushyHeirloom was starred MushyHeirloom was unstarred
    Image of The Auto Insider The Auto Insider
    06/06/09

    @tenbeers: Yeah, good catch. That was the gross weight rating. Fixed it for ya.
     Reply
    The Auto Insider was starred The Auto Insider was unstarred
    Image of Paul Y. don't drive too fast. Paul Y. don't drive too fast.
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    Oddly enough, I can hypothetically insure pretty much any ear air-cooled 911 for substantially less than what I pay on my xB, despite the former being an inherently deadlier car.


    Of course, I apparently only manage to own cars that are mostly driven by dangerous-to-themselves-and-others... retards. The base-model Impreza I had previously was also relatively expensive to insure (and rates on WRXs and STis are horrifying).


    Interestingly, you do not want to insure a gray-market car, either. My girlfriend probably pays 50% more than she should be just because her Intrepid was sold in Canada, rather than the US. Apparently, the fact that the badges read "Chrysler" rather than "Dodge" puts her in a higher risk category.

     Reply
    Paul Y. don't drive too fast. was starred Paul Y. don't drive too fast. was unstarred
    Image of not4one not4one
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    Not sure where this data comes from, but my experience on an audi s8 says it is relatively cheap to insure. My 2007 s8 cost $50 less/6 months (@$598) than my 535 ($620) and Lex RX ($645)...all with same drivers and coverage in NYC area. And, the S8 is on the policy as the commuting car.
     Reply
    not4one was starred not4one was unstarred
    Image of IN THE FACE! IN THE FACE!
    06/05/09

    @not4one: Rare cars tend to be cheaper to insure because the number of claims made on them are low. Or at least that's what my ex-g/f from years ago told me (she came from a family of insurance agents)...


    I really have no idea if that is factually accurate, but kinda makes sense, except for the fact that you'd think they would base the number of claims made on that type of car off of a per-capita figure rather than just the number of claims with no calculated context... whatev...

     Reply
    IN THE FACE! was starred IN THE FACE! was unstarred
    Image of knyghtryda knyghtryda
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    why the hell does a Cobalt SS cost so damn much to insure? I know for certain a Mazdaspeed 3 doesnt cost that much, and neither does a WRX, or a GTI. Maybe in the hands of a 18 year old, but above 25 I am highly suspect of that number. On the other hand... being under 25 means I get hit with $1200 a year for a Mazdaspeed 6...
     Reply
    knyghtryda was starred knyghtryda was unstarred
    Image of A Pimp Named DaveR A Pimp Named DaveR
    06/05/09

    @knyghtryda: The rates are a combination of the value of the car (replacement cost), the incidence of theft for that model, the incidence of theft in your area, and repair costs for that model.


    So I'm guessing that the Cobalt SS gets stolen a lot. That's about all that could explain it...

     Reply
    A Pimp Named DaveR was starred A Pimp Named DaveR was unstarred
    Image of beercheck beercheck
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    Got any friends, TAI?
     Reply
    beercheck was starred beercheck was unstarred
    Image of The Auto Insider The Auto Insider
    06/05/09

    @beercheck: Nope, none.
     Reply
    The Auto Insider was starred The Auto Insider was unstarred
    Image of pauljones pauljones
    06/05/09

    @The Auto Insider: At last count, you have 66 friends. I am honored to among them, sir.
     Reply
    pauljones was starred pauljones was unstarred
    Image of .357 .357
    06/05/09

    @pauljones: Same here. I'm also honoured to be your friend.
     Reply
    .357 was starred .357 was unstarred
    Image of The Auto Insider The Auto Insider
    06/06/09

    @beercheck: Thanks guys and to think all this time I was sitting in this blogoverse feeling like I was all alone. Now I know I've got at least 66 of you. w00t!
     Reply
    The Auto Insider was starred The Auto Insider was unstarred
    Image of .357 .357
    06/05/09

    In reply to 20 Most Expensive Cars To Insure For 2009
    And, I want to buy a 2010 GT3 as my next daily driver. I'm crazy, I know.
     Reply
    .357 was starred .357 was unstarred
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