The Honda didn't look too valuable, and the story infers that big budget insurance probably wasn't on the top of this young couple's list.
I'm guessing that they had no collision coverage on the car at all, and they're attempting to collect through homeowners' or renter's insurance, not auto insurance.
Good luck. There's a reason to buy collision if you don't want to pay for repairs yourself. Or NOT to have collision if the car isn't worth it.
In general, I drop collision as soon as possible if I bought with a loan and it's paid off. Insurance is generally a scam and not worth the money. Stash some cash away to cover maintenance and repairs instead.
@ROCKYLIFE: I think you want to strike "collision" and insert "comprehensive". Collision coverage only applies if your car is involved in an accident while being driven.
Mike the Dog is sitting by the door with a pair of cow slippers, and a very sad face. was starred
Mike the Dog is sitting by the door with a pair of cow slippers, and a very sad face. was unstarred
Did these people piss on an Indian burial ground or something? This sort of bad luck just doesn't happen to, say, people who don't forward chain letters.
(Somebody sent me a chain letter the other day. I thought this was 2008?)
I suppose the only silver lining here is that California has no safety inspections, so as long as the fall didn't somehow mess up the emissions system, you can at least legally drive the car that way until you can afford to repair/replace it.
In any other state, you'd be totally screwed, no transportation whatsoever.
Yet another reason to make sure that you have comprehensive insurance coverage. For what it is worth, it is only a few bucks a year more to get $0 deductible comprehensive. I have had multiple busted windshields and even a targa top I forgot to bolt in covered by State Farm. Sometimes the windshields were even busted AFTER I bought the car.
Luckily for Mark and Lina they only have incredibly bad luck. If they have un-fucking-believably bad luck, they would have been sitting in the car when falling naked dude gave them a rather crude Zagato roof treatment.
I, too, have had a Triumph motorcycle stolen. Mine still hasn't been recovered. I should consider myself lucky?
I did have something akin to the tow/impound fee bullshit happen to me, though.
I had two trucks parked in my driveway. I hadn't been there for a few weeks, and some hood rats decided that they could get some money at the local recycling center for the aluminum wheels, and the radiators. And for some reason the steering column from the Ford was gone, too. And windows had been busted out.
This all happened whilst the city was trying to "clean up" the area. So I got notice in the mail that a bench warrant had been issued for my arrest for "failure to maintain" my premises.
I had the trucks towed away, and the junkyard gave me $120 for the pair, and my fines worked out to $120.
So I was only out a half day of work (for the court appearance) and a couple of bucks for parking downtown.
I guess this guy dont know shit about cars? put your ass on the seat and push with your feet. Or grab a comalong and pull that roof up to get a windshield back in it and drive it till it blows. Or get out the cardboard and cut a templet and build one out of plexy. come on quit cring in your beer and make it work! Dam we americans have lost ALL motivation. I would put money on it i would NOT have had the car towed. 409 a vacum cleaner and im good to go.
@Sixpackdan: I have no idea how far your tongue was into your cheek but my friends do stuff like that. Fuck it, keep going. Some sheet metal screws and some duct tape - new car...
@Sixpackdan: Come to think of it, I had a 78 Ford van (or 77?) and I re-grounded every bulb on the exterior of the van by cutting the harness at every connection, crimping an eyelet on every negative connection and sheet metal screwing it back to the body.
System ground was gone. It was the only way the van would light back up. The van had termites too. It was cool. I got maybe 18 months out of it and sold it for what I had in it - $250.
@NovaloadMissesPolar: It had belonged to a construction worker. He tore out all the (early) conversion stuff but left the wood backing the upholstery was originally attached to. So it got termites.
It was a window van and there wasn't one unmolested window either. Every one of them was either cracked or had a pellet/bullet hole in it. I think it sat in a field as target practice for a while.
@joneez: @philibuster: I was thinking along the lines of "Team Drunk Naked Guy with AIDS" or "6 story plunge" but I don't think I want to see the uniforms.
So, we're missing some very important information here. What year was the Triumph? What model? Are we talking a mid-00s Speed Triple here? Neuveau Thruxton? A cherry '64 Bonneville? A Hurricane or spitfire? Maybe one of those Charles and Diana Wedding editions? Seriously, this is some shoddy reporting.
So, if we can pony up some bucks for a guy who built a basement Lamborghini out of our collective sense of awe, we could probably do the same for these folks being less fortunate than us. I've got $10 on it.
@1dollar93: I was thinking the same thing. Surely someone in the Bay area either has a car they could lend/donate or have a line on one that could be had for cheap. Count me in for $10.
Come on, Jalops; time to spread the wealth on the cause of your choosing, before the Obama Administration gets in the act.
12/10/08
I'm guessing that they had no collision coverage on the car at all, and they're attempting to collect through homeowners' or renter's insurance, not auto insurance.
Good luck. There's a reason to buy collision if you don't want to pay for repairs yourself. Or NOT to have collision if the car isn't worth it.
In general, I drop collision as soon as possible if I bought with a loan and it's paid off. Insurance is generally a scam and not worth the money. Stash some cash away to cover maintenance and repairs instead.
12/11/08
12/10/08
12/10/08
12/10/08
(Somebody sent me a chain letter the other day. I thought this was 2008?)
12/09/08
In any other state, you'd be totally screwed, no transportation whatsoever.
12/10/08
Of course, I know that the tickets were really for driving a poor man's car in the wrong neighborhood with no gardening equipment in the rear.
12/09/08
12/09/08
12/10/08
12/09/08
12/09/08
12/09/08
I did have something akin to the tow/impound fee bullshit happen to me, though.
I had two trucks parked in my driveway. I hadn't been there for a few weeks, and some hood rats decided that they could get some money at the local recycling center for the aluminum wheels, and the radiators. And for some reason the steering column from the Ford was gone, too. And windows had been busted out.
This all happened whilst the city was trying to "clean up" the area. So I got notice in the mail that a bench warrant had been issued for my arrest for "failure to maintain" my premises.
I had the trucks towed away, and the junkyard gave me $120 for the pair, and my fines worked out to $120.
So I was only out a half day of work (for the court appearance) and a couple of bucks for parking downtown.
12/09/08
12/09/08
12/09/08
System ground was gone. It was the only way the van would light back up. The van had termites too. It was cool. I got maybe 18 months out of it and sold it for what I had in it - $250.
12/10/08
12/10/08
It was a window van and there wasn't one unmolested window either. Every one of them was either cracked or had a pellet/bullet hole in it. I think it sat in a field as target practice for a while.
It was very nice.
12/09/08
12/09/08
Otherwise, you're really just helping them out.
12/09/08
12/09/08
12/09/08
And dedicate it to the insurance industry.
12/10/08
12/09/08
12/09/08
12/09/08
12/09/08
Come on, Jalops; time to spread the wealth on the cause of your choosing, before the Obama Administration gets in the act.