Have You Ever Had A Car Totaled?Raphael Orlove5/30/13 5:45pmFiled to: Conversation of the DayInsuranceCar CrashesComment of the DayCOTD2631EditPromoteShare to KinjaToggle Conversation toolsGo to permalinkI myself have totaled a car and came close to totaling a second. It was much easier than I thought possible.AdvertisementThe first car was my parents' 1989 Volvo 240 Wagon. I crashed it into a parked Corolla and while there was only a few grand of damage to the still-running car, the insurance totaled it.We sent it to a friend's shop and got the front fender straightened out (and some new wheels for free - thanks Evil Genius Racing!). The car drove fine after that and is now in the hands of another family friend, living out many more wonderful miles.AdvertisementThe second car I nearly totaled was my own, when I rolled my VW Baja Bug off of the side of a wet road. That's the poor thing up top. The whole car cost $1,500, which wasn't that much more than the towing bill alone. My insurance doesn't cover damage to my own car, so I paid out of pocket for the whole affair.The moral of the story is that low-cost cars are extremely easy to total because the whole car is vaued so low in the first place. This comes as no surprise to owners of genuinely old cars, but even kinda-newish chars can be easily totaled, asP161911 explained in our post on why your next wrecked car may go to Afghanistan.